[COLUMN] Which debts are discharged in Chapter 7 bankruptcy?
THE constitution of the United States of America allows bankruptcy to its citizens and residents to allow them to become productive again if they are saddled with accumulated debt. The…
Category: Business
Covering the week’s most noteworthy business news impacting the Filipino-American and Global Filipino community.
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[COLUMN] The fight for human labor trafficking (modern day slavery) victims continues
Q: MY employer brought me to America to work as live-in nanny for their youngest child. I would be paid $1,000 per month with weekends off. When we arrived in…
Senator Cortez Masto, AAPI community leaders discuss impact of Inflation Reduction Act on Nevadans
Las Vegas – U.S. Senator Catherine Cortez Masto (D-Nev.) hosted a roundtable on Wednesday, August 31 with Asian American and Pacific Islander community leaders in Las Vegas to discuss how the Inflation…
[COLUMN] When bankruptcy is the best solution: What you need to know
Considering bankruptcy is often the last option for most people in attempting to resolve their debt problems. Realizing the conditions for bankruptcy, the kinds of debts that may or may…
[COLUMN] Parent’s right to change child’s residence to another state in custody cases
Parents that are going through divorce and legal separation sometimes have to make a decision to move out of state for various reasons. It may be because their family network…
[COLUMN] Employees do not have to disclose immigration status in court
California lawmakers voted unanimously this month to pass Senate Bill 836, which reenacts and expands the provisions of an existing law (SB 785) signed by former Gov. Jerry Brown in 2018….
[COLUMN] Parent’s right to change child’s residence to another state in custody cases
Parents that are going through divorce and legal separation sometimes have to make a decision to move out of state for various reasons. It may be because their family network…
[COLUMN] Trustee & debtor mutually dismiss adversary claims for $1M
THE client’s company filed for Chapter 7 relief as it was bankrupt. It had two warehouses and rent for one was $15,000 a month, the other $20,000 a month. The…
Commissioner Lara issues PSAs on unlicensed insurance scams, ‘vehicle warranties
Commissioner-sponsored bill for restitution for victims of insurance scams passed state legislature SACRAMENTO — Insurance Commissioner Ricardo Lara on Thursday, August 18 issued Public Service Announcements (PSAs) to warn California consumers and…
Biden administration says landmark Inflation Reduction Act will benefit AAPI families
AHEAD of the contentious midterm elections, United States President Joe Biden secured a major victory for his administration by signing the Inflation Reduction Act, the long-awaited bill that, among other…
[COLUMN] Time spent by employees on required bag checks must be paid
Amanda Frlekin and others worked for Apple Inc. as retail store employees in California. Apple imposed mandatory searches of employees’ bags, packages, purses, backpacks, briefcases, and personal Apple technology devices….
[COLUMN] Severe financial distress? Bankruptcy can help
AT 90 years old, this senior was my oldest client. Everything came crashing down on him during his golden years, unfortunately. He had a business, which looked like it never…
[COLUMN] How important is it to have a living trust?
THINKING about one’s demise is not something people want to spend time thinking about. However reality is that we all have to face this one day. It is just a…
Philippine startups participate in pitch week at Dynamico Space in Philippine Center SF
IN partnership with the Philippine Consulate General in San Francisco and the Philippine Trade and Investment Center in Silicon Valley, Dynamico Space held two Startup Pitch Nights on July 27-28,…
[COLUMN] Debt problems: How can bankruptcy protect you?
Facing difficult financial times can be a frightening thing for a lot of people. When bill collectors are hounding you, at some point, you realize that something must be done…
[COLUMN] Misclassification as independent contractors harms workers
JAMES Karl signed a sales associate agreement classifying him as an independent contractor with Zimmer Biomet Holdings, Inc. a company that designs, manufactures, and markets medical products. Karl sold orthopedic…
LA looks to land banking to lower construction costs for affordable housing
By Pilar Marrero/Ethnic Media Services Los Angeles County is getting ready to launch a project that could lower existing barriers to building much-needed affordable housing in the region. The model,…
[COLUMN] Senior passes away right after Chapter 13 plan confirmation
AT 90 years old, this senior was my oldest client. Everything came crashing down on him during his golden years, unfortunately. He had a business, which looked like it never…
[COLUMN] Parent’s right to change child’s residence to another state in custody cases
Parents who are going through divorce and legal separation sometimes have to make a decision to move out of state for various reasons. It may be because their family network…
How to Start a Money Talk: Summer Money Tips for Kids
Remembering those first few paychecks you received for a summer job, babysitting gigs, or an allowance from your parents brings back the nostalgia of simpler times. Fast-forward to today, and…
[COLUMN] Is your small business running out of cash?
AS a business owner, you understand that cash is the life blood of your business. It is a precious commodity that cannot be ignored and must be used effectively. Shortage…
Dominic Ng appointed to chair APEC business advisory council during U.S. host year in 2023
The United States announces Dominic Ng, Chairman and CEO of East West Bank, who was appointed as a U.S. member of the Asia-Pacific Economic Cooperation (APEC) Business Advisory Council (ABAC)…
[COLUMN] Should you sign that severance agreement?
Q: I worked for many years for a company in Los Angeles. During the last year, I have felt that the company is no longer a good place for me…
[COLUMN] Can you get out of debt without filing bankruptcy?
IF you are searching for debt reduction solutions, no doubt you’ve been inundated with advertisements for various debt management programs, companies, and solutions. The choices seem confusing to the average…
[COLUMN] Client relieved she chose Chapter 7 instead of consolidation of $60K credit cards
THE client is 50 and has two grandchildren living with her who are teenagers still in high school. She is married but separated. She is not divorced from her husband….
[COLUMN] Reimbursement for community contribution towards a spouse’s education and student loan during marriage
ONE of the biggest problems of millennials and Gen Z are educational cost and student loan debt. This eats up a large part of a household’s budget even among married…
Embassy hosts FYLPRO 10th year anniversary: Reconnect and Reunite
WASHINGTON D.C. – In commemoration of its 10th anniversary, the Filipino Young Leaders Program (FYLPRO) held a reunion dinner at the Philippine Embassy Chancery Annex last July 22. The event…
[COLUMN] Protecting employee-applicants’ right to privacy
Q: I am new to applying for jobs so I am not very familiar with my rights as an employee-applicant. Some employers require me to fill out a simple application…
[COLUMN] Credit card debt problems: Is bankruptcy the answer?
If you are up to your eyeballs in credit card debt and have no way of paying back what you have borrowed, a lot of things may be going through…
[COLUMN] Exempt property vs. property not part of the bankruptcy estate
FILING a bankruptcy case creates a “bankruptcy estate.” The estate becomes the legal owner of all of the debtor’s property while the bankruptcy is going on. What does the estate…