[COLUMN] What is a ‘hardship’ discharge in Chapter 13?
CHAPTER 13 is a reorganization of your financial affairs where you pay a portion of your debts over 36 months or 60 months depending on where your household income is….
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[COLUMN] Achieve freedom by taking down your mountain of debt
TOUGH financial times caused by the pandemic are pushing strapped consumers over the edge. Delinquencies and balances on delinquent credit cards are on the rise again. Faced with layoffs and…
[COLUMN] On Van Gogh and the ministry of compassion
“THE Spirit of the Lord is upon me, because he has anointed me to bring glad tidings to the poor. He has sent me to proclaim liberty to captives and…
New York city’s COVID-19 cases continue to decline
MAYOR Eric Adams touted the city’s numbers at a briefing on Tuesday, Jan. 18 saying that 16 million doses have been administered, including 2.5 million booster shots, and that the…
Eileen Viray Alcones joins JPMorgan Chase as San Leandro Community Manager
EILEEN Viray Alcones was raised in the heart of the East Bay after her parents immigrated to the United States from the Philippines to live out their American dream. Now, as…
Visas issued, despite petitioner’s death, this Sunday, Jan. 23 on Citizen Pinoy
ALMITA’S father petitioned her in 2001. However, before her visa was issued, her father died on Christmas Eve of 2014. This resulted in the petition being “revoked.” Her previous lawyer…
[COLUMN] Carmina Villaroel asked for three signs to make sure Zoren Legaspi was ‘the one’
EVER since she made was introduced to the masses, Carmina Villaroel and acting seemed to be a match made in heaven. Her ability to cry buckets in dramatic TV scenes…
Stars gather at Graton Resort & Casino
A big cash prize is waiting for you ROHNERT PARK – Goodbye 2021, win BIG in 202! Graton Resort & Casino will host the “New Year New Winnings Cash Giveaway”…
‘Caregivers should be a priority’: Advocates fight for recognition of caregivers as essential, frontline workers
WHEN the coronavirus pandemic went into full force in early 2020, health care workers were lauded for being the frontline warriors against the highly contagious and deadly virus. Nurses, doctors,…
[OPINION] Is the US really in the position to ‘learn to live with COVID’ like some EU countries?
AS the whole world feels battle fatigue and desperation in fighting the nearly two-year war against COVID-19 and its variants, a little bit of victory in some battles gives some…
[COLUMN] Children just like you
(1st of 2 parts) LONG ago in the island of Crete, there lived a man named Daedalus, who was famed for his skills as an inventor. He worked for King…
[COLUMN] When is my prenuptial agreement not enforceable?
MANY people are of the perception that simply downloading a prenuptial agreement from the internet and signing it with their fiance offers them a bullet proof protection from a divorce….
[OBITUARY] Remembering Rosemarie De Vera-Javier
The De Vera-Javier Family * Emerald Lantern Group * Pangasinan Brotherhood-USA sadly announce the passing of our dear Rosemarie De Vera-Javier (April 4, 1961 – January 15, 2022) (Daughter of the late…
Officials struggle to regulate pop-up COVID testing sites — and warn patients to beware
NEW YORK — In recent months, mobile covid-19 testing tents and vans have sprouted on urban sidewalks and street curbs as demand has skyrocketed in response to the rapid spread…
Gov. Gavin Newsom proposes universal health care, including for undocumented
By Sunita Sohrabji/Ethnic Media Services CALIFORNIA Governor Gavin Newsom recently announced his plan for universal healthcare, which would extend coverage to the state’s 1.1 million undocumented residents. If approved, California…
US residents can now order free at-home COVID-19 tests
STARTING this week, residents in the United States can order free at-home rapid COVID-19 testing kits from the federal government. As part of the White House’s initiative to deliver rapid…
[COLUMN] Tax filing choices for your Nevada LLC
When you set up your own business, you have a choice of operating as a sole proprietorship, partnership, corporation or LLC. How do you select which entity is most beneficial…
[COLUMN] When is my prenuptial agreement not enforceable?
MANY people are of the perception that simply downloading a prenuptial agreement from the internet and signing it with their fiance offers them a bullet proof protection from a divorce. …
Survey: 1 in 3 Asians in San Gabriel Valley experienced hate during COVID pandemic
NEARLY two years after the first coronavirus-related anti-Asian hate incident was reported in California, the Asian American and Pacific Islander (AAPI) community continues to be targeted in hate incidents and…
[COLUMN] COVID goes supercharged in 2022 yet the Supreme Court blocks vaccine, testing mandate for big employers
JUST when we all hoped and prayed 2022 would be the year we would finally claim back our lives disrupted by the coronavirus pandemic, we now face the daunting reality…
[COLUMN] The wedding at Cana
There is so much richness of meanings in this Sunday’s (January 16) Gospel that it would be difficult to point out just one particular thrust. However, it’s understandable because the…
[COLUMN] Mandatory meetings, remote training are hours worked & must be paid
Sevag Chalian worked as a pharmacist for CVS Pharmacy Inc. Chalian and other pharmacists are required by CVS to complete “mandatory training modules.” The employees were instructed to complete their…
[COLUMN] How to put a handle on too much debt
IS there such a thing as “good” debt? Sure there is. Debt can get you a higher education and get you a profession. By higher education, I mean college and…
LA County public health official warns against ‘non-essential activities’ to mitigate COVID surge
More than 40,000 positive cases reported AS positive coronavirus cases in Los Angeles County continue to rise, county officials are warning the public against “non-essential activities” in the coming weeks….
[COLUMN] Can bankruptcy change your life for the better?
AS a bankruptcy attorney, I am often asked: “How will filing bankruptcy change my life?” I think people ask this question because of the negative things that they may have…