[COLUMN] Is bankruptcy the right choice for you?
OVER the last 35 years, many clients have always asked me “Attorney, should I file for bankruptcy?” This question is asked after they have told me what their problem is….
Category: Business
Covering the week’s most noteworthy business news impacting the Filipino-American and Global Filipino community.
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[COLUMN] Protecting consumers’ right to privacy online
IN 2010, Facebook instituted an update to its site called “Open Graph,” which introduced Facebook users to a “Like” button that they could click to show to their networks their interests…
[COLUMN] When is my prenuptial agreement not enforceable?
MANY people are of the perception that simply downloading a prenuptial agreement from the internet and signing it with their fiance offers them a bullet proof protection from a divorce. …
99 Ranch Market hosts Lucky Draw ceremony at Fremont branch
99 RANCH Market held a drawing ceremony last February 5 for its Lucky Draw to celebrate the opening of the Fremont-Warm Springs location. Officials led by General Manager PeiYan Weng…
[COLUMN] Need to file bankruptcy but worried about your credit?
IF you are in debt and are seriously considering bankruptcy as an option, I am sure a lot of thoughts are going through your mind. I just want to get…
SFIO receives letter of interest from US EXIM Bank for up to $28.75-M in debt financing
STARFLEET Innotech, Inc.has received a letter of interest from the Export-Import Bank of the United States (EXIM), in support of SFIO’s real estate development projects in the Philippines. In their…
‘Microbusinesses’ could receive $2,500 COVID-19 relief grants
“MICROBUSINESSES” across San Diego County hurt by COVID-19 could soon be getting $2,500 boosts after County supervisors approved a grant program on Tuesday, February 8 funded in part by the…
[COLUMN] When you experience ‘adverse employment action’ for doing the right thing
DENISE Bertone worked as a coroner investigator for the Los Angeles County Department of Medical Examiner-Coroner (DMEC). For most of her 25-year tenure, she was the expert pediatric coroner investigator…
[COLUMN] Why using your married child as a co-borrower to refinance your house is a bad idea
MANY parents who may have problems refinancing their house due to low income in retirement or due to low credit score sometimes resort to the idea of having their married…
[COLUMN] Client files Chapter 13 for $400K unsecured debt
THIS is what I call a borderline Chapter 7 case with asset. Therefore, it is the better part of caution not to file Chapter 7 because the asset may be…
Romance scams in 2021: Fraudsters to the left of you, fakers to the right
LOVE happens year-round, not only on Valentine’s Day. Unfortunately, romance scams are the same. So, along with sharing (or not) some chocolate, make Valentine’s Day a time to share with…
[COLUMN] Filing bankruptcy again? Here’s what you need to know
IF you’ve ever had to file bankruptcy in the past for whatever reason, you probably told yourself that hopefully, you never have to do it again ever. But sometimes you…
Los Angeles minimum wage to increase to $16.04 an hour starting July
LOS Angeles Eric Garcetti announced that the minimum wage rate will increase from $15 to $16.04 per hour, effective on July 1, 2022. “We fought to raise the minimum wage…
[COLUMN] Employees entitled to penalty payments from employer for labor violations
Q: I recently resigned from work because I was tired of being shorted on overtime pay, not being given breaks half the time, being made to work before and after…
Comcast celebrates the 2022 Lunar New Year by curating Asian and Asian American entertainment collection including special guest editors Lisa Ling, Gold House
PHILADELPHIA – Lunar New Year is one of the most important festivals for millions around the world who return home to spend time with family, eat traditional foods, and share…
Fely Quitevis-Bateman: Seizing opportunities and making sound investments
Fely Quitevis-Bateman has been in the real estate industry for almost five decades now, starting her career in Manila back in 1974. Through sheer handwork and determination, she was able…
[COLUMN] Cost of Forming Nevada LLC
Initial costs $425: $75 for the Articles of Organization $200 for the State Business License $150 for the Initial List of Managers or Managing Members. Annual costs $350: $200 Renew…
Q&A with Chase’s Eileen Viray Alcones, San Leandro Community Manager
1. What led you to the role of the new San Leandro Community Manager at Chase? I have always had two different passions when it came to my career. Being…
How to tell if someone is using your identity
TAKING steps to protect your personal information can help you minimize the risks of identity theft. But what if a thief gets your information anyway? Here are some of the…
[COLUMN] Are PPP and other federal pandemic loans dischargeable in bankruptcy?
MANY self-employed individuals have relied on the Paycheck Protection Program (PPP) and other federal pandemic loans to rescue their businesses from going under. If you notice, many restaurants that we…
[COLUMN] CA employees may have more paid sick leave due to COVID surge
Q: COVID continues to be problem for many and is hitting close to home with these new variants that are highly contagious (I know relatives and friends who are getting…
[COLUMN] Why using your married child as a co-borrower to refinance your house is a bad idea
MANY parents who may have problems refinancing their house due to low income in retirement or due to low credit score sometimes resort to the idea of having their married…
[COLUMN] Filing bankruptcy due to excessive credit card debt?
Are you seriously in debt and don’t know what to do? Individuals who have accumulated excessive debt are often left to ponder whether bankruptcy is their only realistic way to…
[COLUMN] Nevada State Taxes
Nevada does not have corporate or personal income tax. It’s for this reason that businesses leave their states of residency to set up shop in Nevada. Individuals also flock to…
[COLUMN] Do I have to disclose my Bitcoin to my spouse in my divorce case?
Bitcoin and other cryptocurrency has become popular lately as a new store of value. It is decentralized and not subject to regulation in any jurisdiction. It can be stored in…
[COLUMN] Unequal pay + sexually-hostile workplace = sex discrimination: The sequel
WE previously wrote in this column about the case against Riot Games, Inc., a multi-billion dollar video game developer, with headquarters in Los Angeles, operating in 24 offices around the…
[COLUMN] What is a ‘hardship’ discharge in Chapter 13?
CHAPTER 13 is a reorganization of your financial affairs where you pay a portion of your debts over 36 months or 60 months depending on where your household income is….
[COLUMN] Achieve freedom by taking down your mountain of debt
TOUGH financial times caused by the pandemic are pushing strapped consumers over the edge. Delinquencies and balances on delinquent credit cards are on the rise again. Faced with layoffs and…
Eileen Viray Alcones joins JPMorgan Chase as San Leandro Community Manager
EILEEN Viray Alcones was raised in the heart of the East Bay after her parents immigrated to the United States from the Philippines to live out their American dream. Now, as…
[COLUMN] When is my prenuptial agreement not enforceable?
MANY people are of the perception that simply downloading a prenuptial agreement from the internet and signing it with their fiance offers them a bullet proof protection from a divorce….