[COLUMN] Chapter 7 vs. Chapter 13
WHAT’S the difference between Chapter 7 and Chapter 13 bankruptcy? Chapter 7 is called a fresh start because it wipes out all dischargeable debt while allowing the debtor to keep…
Category: Business
Covering the week’s most noteworthy business news impacting the Filipino-American and Global Filipino community.
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Author of ‘More Than Money’ shows entrepreneurs how to access their inner voices to make better decisions
GLENDALE — Fatima Bustos-Choy, Ph.D., knows what it is like to deny her own inner voice. After all, it took her 20 years to write her new book on that…
Questions to My Mentor: Q&A with JPMorgan Chase’s Vivian Young and Eileen Viray Alcones
You were recently appointed the global head of JPMorgan Chase’s Office of Asian and Pacific Islander Affairs. What led you to this role? This is a newly created role at…
[COLUMN] Baby-bonding time: CA family leave rights for both parents
Q: MY spouse and I are expecting a baby and we are trying to figure out how much family leave we are entitled to so we can each spend quality…
[COLUMN] Five benefits of establishing a revocable living trust
THERE is never the perfect time to think about who you would like to inherit from your estate in case you pass away or at least who among your closest…
[COLUMN] Company or personal liability?
WHEN a person wants to get into business, he or she can do business as an individual, or set up a different legal entity separate from him or herself to…
[COLUMN] Why the habit of saving is key to becoming financially healthier
Savings is a foundational piece to financial health since research has found that unexpected expenses, like car repairs, can become a hardship when people don’t have access to emergency savings…
[COLUMN] Is filing bankruptcy your best solution? Here’s how to know
AS a bankruptcy attorney, I am often asked: “How will filing bankruptcy change my life?” I think people ask this question because of the negative things that they may have…
[COLUMN] Reimbursement for community contribution towards a spouse’s education and student loan during marriage
ONE of the biggest problems of millennials and Gen Z are educational cost and student loan debt. This eats up a large part of a household’s budget even among married…
[COLUMN] When unwelcome or offensive conduct creates an illegal hostile work environment
JANE Doe worked in the office of the California Department of Corrections and Rehabilitation (CDCR). She and another CDCR employee who worked in the same location, Correctional Officer Luis Serna,…
[COLUMN] File bankruptcy without losing anything with proper exemption planning
A person who files bankruptcy does not automatically lose everything they have, contrary to what some people may believe. Because the concept behind bankruptcy is to give the honest debtor…
[COLUMN] What does bankruptcy ‘fresh start’ mean?
LET’S give bankruptcy a historical and legal perspective. Right now, when we say bankruptcy law, we refer to Federal law called the “Bankruptcy Code” of 2005. Creditors did a lot…
[COLUMN] Reimbursement for community contribution towards a spouse’s education and student loan during marriage
ONE of the biggest problems of millennials and Gen Z are educational cost and student loan debt. This eats up a large part of a household’s budget even among married…
[COLUMN] Relief from default in divorce cases
THERE are situations in both Divorce and Child Support cases where the Summons and Petition resulted to a default against one party for failing to respond on time. In certain…
[COLUMN] How is life after bankruptcy?
MANY people who need debt relief are afraid to file for Chapter 7 or Chapter 13 because they fear that life after bankruptcy will be difficult. The fear is that…
[COLUMN] Don’t let excessive debt ruin your financial future
ARE you worried about your future due to having too much debt? You’ve probably heard the saying, “The failure to plan is a plan to fail”. And yet so many…
[COLUMN] Unequal pay based on race, gender or disability is unlawful discrimination
Q: I HEAR a lot of talk about “diversity” and “pay equity” in the workplace. I live in California and, yes, I work with a “diverse” group of people in…
[COLUMN] Relief from default in divorce cases
THERE are situations in both Divorce and Child Support cases where the Summons and Petition resulted to a default against one party for failing to respond on time. In certain…
Fil-Am attorney leads class action team, gets $21.56M payout to drivers
By Val Abelgas LOS ANGELES — XPO Logistics Inc., one of the biggest truck companies in the United States, has agreed to pay $20 million to 561 drivers misclassified as…
[COLUMN] Red flags that indicate a termination may be ‘wrongful’
MATTHEW Flanigan worked as the Director of Information Technology (IT) for Rheumatology Diagnostics Laboratory, Inc. (RDL) in Los Angeles, California. He discovered that tens of thousands of patients’ information were…
[COLUMN] How to obtain custody and visitation rights for unmarried dads
Establishing parentage rights for Moms is a lot easier than establishing one for unmarried Dads. Moms can establish this by simply showing proof of her having given birth to the…
[COLUMN] Is bankruptcy the right choice for you?
OVER the last 35 years, many clients always ask me “Attorney, should I file for bankruptcy?” This question is asked after they have told me what their problem is. The…
[COLUMN] Debt problems: How can bankruptcy protect you?
FACING difficult financial times can be a frightening thing for a lot of people. When bill collectors are hounding you, at some point, you realize that something must be done…
[COLUMN] Are PPP and other federal pandemic loans dischargeable in bankruptcy?
MANY self-employed individuals have relied on the Paycheck Protection Program (PPP) and other federal pandemic loans to rescue their businesses from going under. If you notice, many restaurants that we…
[COLUMN] Delivery drivers misclassified as ICS recover back pay & reimbursements
CARLOS Castellon worked as a driver for Penn-Ridge Transportation, Inc., a company that delivers the goods of major retailers (such as Best Buy) to the homes of consumers. The delivery…
[COLUMN] 4 ways filing for divorce can benefit your immigration case
Couples get divorced for various reasons. California is a no fault state. The reasons why a couple is getting divorced are often irrelevant to the issues of the family law…
[COLUMN] You can reduce your debt under federal law
ARE you struggling to pay your debts every month, especially your credit cards? Do you barely have anything left to pay your mortgage, rent, food, and other basic living expenses…
Free oil filter in exchange for your used oil filter
Attention San Fernando residents – Free Oil Filter & Motor Oil Recycling Event! We invite you to bring in your used motor oil and used oil filters for recycling. Receive…
[COLUMN] Protecting against harassment and hostile work environment
Q: I have a good employment record for this company I have been working with for more than 10 years. My employer recently hired another employee whose conduct made me…
[COLUMN] 4 ways filing for divorce can benefit your immigration case
Couples get divorced for various reasons. California is a no fault state. The reasons why a couple is getting divorced are often irrelevant to the issues of the family law…