How to avoid IRS audits in 2013

1. E-FILE. When you e-file, your chance of getting an error notice from the IRS is significantly reduced. Besides, it’s faster. Your refunds arrive sooner. 2. Check your occupation. Your occupation must be consistent with your income and expenses. A waiter without tip income is inconsistent. So is an investor with no dividend income, real…

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Protecting your rights under a disability insurance

A DISABILITY insurance policy pays benefits when you are unable to work because of injury or illness. This allows you to meet your financial obligations, such as mortgage payments, or medical bills, while unable to work. Disability policies usually pay a fixed amount for a set period of time, such as five years or up…

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Problems with ‘Quick Nevada divorces’ in immigration cases

It is a common situation specially within the Filipino community in California to listen to paralegal marketing about “Quick” Nevada divorces.  Since there is no divorce in the Philippines, many Filipinos come to the US still married to their spouse in the Philippines.  After settling in the US, some Filipinos in this situation end up meeting an American boyfriend or…

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Dream homes maybe more of an illusion

HOUSES may not be homes, but homes could certainly be houses people live in.  What happened in this previous housing crisis taught us an important lesson.  Economic and demographic changes may severely impact the value of houses when its time to sell.  We live now in an “Ideas Economy” with a shrinking industrial base and…

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Mother’s Day feature: Multi-faceted moms’ inevitable ordeals

There is something strange about the endearment and the magnetic force that attracts a child towards his mother compared to his father. The reason could be due to the biological relationship, literally from the umbilical tie that serves as a direct “line of connection” between them, having had sanguineous and mammiferous-based foundations. Mothers, generally, are…

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Mother’s Day feature: Multi-faceted moms’ inevitable ordeals

There is something strange about the endearment and the magnetic force that attracts a child towards his mother compared to his father. The reason could be due to the biological relationship, literally from the umbilical tie that serves as a direct “line of connection” between them, having had sanguineous and mammiferous-based foundations. Mothers, generally, are…

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On living in Spirit

WE all need guidance in our lives. We need wisdom to make right decisions, to act justly, and to live according to God’s law of love. For, indeed, there are times when we are at the crossroad of life, when we ask ourselves, “Am I doing the right thing? Will this bring peace, harmony, and…

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Should unhealthy soft drinks be banned?

In a previous column, I wrote that soft drinks, which I called “liquid candy,” cola or uncola, diet or regular, “are unhealthy for all of us, especially for children. Not only because the regular ones are loaded with sugar (high carb, super calories), but because of the other adverse effects all these soft drinks (without…

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May Day

THE first day of May commemorates International Workers’ or Labor Day around the world. Contrary to popular belief, May 1 is not entirely dedicated to today’s workers and their demands. This day is meant to remember those heroes who struggled, fought and even died, for the rights of workers that we enjoy today. As the…

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An unnecessary DACA filing (and denial)

Remember, the I-94 is a long form, and CBP tears off the lower portion of the I-94 and staples it to your passport. The longer portion is retained by CBP, and the information is entered in their database. Recently, a young person came to my office, brokenhearted, because she had filed for Deferred Action for…

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Making it count

COME the May 13 elections, we should be in the process of recovering from the assaults that were inflicted upon our senses. These assaults include the jingles that haunt our eardrums as they set camp there for the sake of recall. How about the primetime commercials with their taglines, scenes “in-action” and “here’s what I’ve…

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New (dis)information battleground

THE other night, a retrospective on the Watergate scandal that resulted in the resignation of President Richard Nixon was aired on US television. Among the interesting commentaries was the role that social media could have played in exposing Nixon and his White House cohorts much sooner, had the Internet phenomenon been available at the time….

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Looking back: The unfolding of the real estate crisis

I HAVE recently been following this website called, SellYourHome.com it has a lot of interesting topics about the real estate industry including a certain topics about homeowners in need of Mortgage Salvation thru Loan Modification. Now days, here are my thoughts on how our housing crisis is unfolding.  To observe the crisis we have been…

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Love happens….

CAN real love exist in a community where people are related not by blood but by  common faith and beliefs? Can neighbors genuinely care for one another without sacrificing privacy? Can strangers become instant friends? Can a friendship of two persons endure despite a long absence from each other? To all these questions, I say…

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LA mayor lauded for staunch support of Denim Day

LOS ANGELES – Los Angeles City Mayor Antonio Villaraigosa was recognized  on April 24 by nonprofit organization Peace Over Violence (POV) on Wednesday for his efforts in raising awareness about issues surrounding sexual assault and abuse. Villaraigosa was the first city mayor to declare Denim Day in any city, and went on to preside over…

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A night for scribes and artists

THE Beverly Hills Country Club was the perfect venue. It’s where tradition, elegance and memories met in a night of music, accolade, drama, dancing and the much-vaunted “celebrity roast” of prominent members of the community, who came for a charity roast to support the Fil-American Press Club of California. Rapid repartees, quick comeback, stinging barbs…

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The road to recognition

THE scheduled week-long investment roadshow by a topnotch business delegation from the Philippines has officially begun. The 2nd Investment Roadshow was organized by the Philippine Embassy with the Philippine Consulates General in Los Angeles, Chicago and New York (sponsored by the Phil. Trade and Investment Center, in cooperation with the Council on Trade and Investment…

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A Medical Breakthrough

ON MARCH 4, 2013, CNN reported the incredible news that a baby was cured of HIV, as announced at the 2013 Conference on Retroviruses and Opportunistic Infections in Atlanta. The baby girl from Mississippi is the first child to be “functionally cured” of HIV. Filipinos the world over will be proud to know that a…

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Legalization under the new immigration reform senate bill

On April 17, 2013, a bipartisan group of senators filed the “Border Security, Economic Opportunity and Immigration Modernization Act” bill in the U.S. Senate in an effort to start the process of reforming the nation’s immigration system. The bill’s broad scope and sensible approach are impressive. However, since the bill is a compromise proposal that…

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