Chapter 7 or 13: Which is better? 

“The effect of the lowerinterest is to shorten the amount of time it takes to pay off the principal because more principal gets paid with every payment. ” I’VE recently gotten a couple of clients who have been on debt consolidation and are now ready to jump into Chapter 7 or Chapter 13.  First, let’s…

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Renewal or replacement of green card

ANG green card na tinatawag din na permanent resident card ang patunay na ang isang indibidwal ay may lawful permanent resident status sa US.  Ito rin ay patunay na ang indibidwal ay maaaring tumira ng permanente at magtrabaho ng permanente sa US.  Kung ang permanent resident (“PR”) ay 18 taon gulang o mahigit pa, kailangang…

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On being connected to God in a digital era 

“I Am the vine, you are the branches. Whoever remains in me and I in him will bear much fruit, because without me you can do nothing.” (John 15:5)  Jesus’ image of the intimate connection between the vine and the branches speaks of his earnest desire to be in union with us. It’s the same…

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Summertime in Las Vegas

“Summer is a high, candid definite time.” VEGAS Mc Carran Airport was crowded with people determined to get an early start on the long weekend rush. Las Vegas is already hot, it is103 degrees in the shade, a desert steamy heat that promised long sultry days.   Bikinied bodies oiled and gleaming lay in various…

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Poe files bill seeking to promote PH movies

Two separate bills seeking to promote local movies and film tourism have been filed by Senator Mary Grace Poe. Under the proposed Philippine Independent Film Incentives Act of 2019, up to P5 million in incentives will be granted to production outfits of award-winning movies. P5 million will also be granted to full-length award-winning films, while…

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Rep. Ted Lieu: Why we need Kamala Harris

Donald Trump’s election in 2016 was a turning point for our country. He has lowered our standing around the world, sought to divide us, and inflicted pain on too many Americans— particularly immigrants and children of immigrants. We cannot afford four more years of him in the White House. We need to elect Kamala Harris…

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Deported because extension denied

MANY people visit the U.S., and upon arrival are allowed to remain for six months. Near the end of that six months, some people decide they want to stay longer, either to spend more time with family, or visit other places within the United States. Accordingly, they file for an extension. If the extension is…

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Mass suicide atop Masada

Suicide by individuals or a group of people have serious medical and psychological implications. The mass killing for a nobler cause atop the Masada fortress by the Dead Sea in Israel added a great historical significance and dimension about the Jewish people.  It is a blessed symbol of the indomitable power of survival, principle of…

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DOT: 3.4-M tourists visited PH January-May 2019

A total of 3,489,270 tourists were recorded to have visited the Philippines for the first five months of 2019, according to the Department of Tourism (DOT). Tourism Secretary Bernadette Romulo-Puyat said the numbers — which mark a 9.76 percent increase from the same period last year — are very encouraging. “The numbers are very encouraging….

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Delisted martial law victims, kin confront lawyer Swift

Delisted martial law victims and their relatives on Tuesday, July 9,  confronted American lawyer Robert Swift about why they were taken off the official list of people to be awarded compensation after winning the Hawaii class action suit that resulted in a nearly $2-billion award for some 6,000 martial law victims. “We were one of…

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Locsin calls ICC a fairytale endeavor

Foreign Affairs Secretary Teodoro Locsin Jr. on Tuesday, July 9, justified the Philippines’ exit from the International Criminal Court (ICC), likening it to a ‘fairy tale endeavor.’ “Better we stick to real science instead of fairy tale endeavors like the ICC which like the Queen in Alice in Wonderland cries out, ‘First the judgment, then the…

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Duterte dares US to declare war vs China

PRESIDENT Rodrigo Duterte on Friday, July 5, dared the United States to declare war against China following criticisms he received over his handling of the maritime dispute between Manila and Beijing. “We can never win a war with China. But I hope that China would not overdo things also because there is always America pushing…

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California earthquakes: What to do and how to prepare

Caltech seismologist and county officials urge residents to stay calm amid predicted aftershocks in the weeks to follow Mississippi has hurricanes, Kansas has tornadoes and California, as we in the Southland were reminded of last week, has earthquakes. In case you missed it, Southern California experienced two strong earthquakes last week: a 6.4 magnitude quake…

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