Pandemic debt relief: Is bankruptcy right for you?

“It is a misconception that ‘once you file bankruptcy, you will automatically lose everything.’ The truth is that most people keep everything they have (homes, cars, bank accounts, retirement plans, etc.) and they lose nothing at all.” PEOPLE with overwhelming debt problems during this difficult time are asking a lot of questions. Are you scared…

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PH has worst traffic in ASEAN, 9th in the world

THE Philippines has the worst traffic among six members of the Association of Southeast Asian Nations (ASEAN), and is ranked the ninth-worst in the world, according to a new report. The 2020 traffic index by Numbeo — a global cost of living database — assessed 81 different countries using key metrics, such as average time…

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Fair Warning: think before you post (Part 1 of 2)

“Social media should improve your life, NOT become your life!” – Patrick Driessen FOR good or ill, advances in communication technology have reshaped our lives drastically far more than we can imagine a decade or so ago. We email, Facebook, Youtube, Twitter and Instagram and think nothing of it. We write comments and post photos…

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SelfSafe™ to unveil USB emergency I.D. bracelet at CES 2021

Chicago, Illinois – SelfSafe™ is excited to announce that it will be showcasing its new stylish and sporty USB emergency I.D. bracelet at CES 2021, January 11-14. This is the first time SelfSafe will unveil its first of its kind, password-protected and encrypted bracelet to the consumer technology industry. Everyone needs a safe, central place…

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Our New Year’s challenge and wisdom to change

HOW often have we heard from fellow Christians that this pandemic calls for repentance, for a change of heart? How often have we heard them asking us to examine our priorities, to look at what matters most in life? Many times, we would say. And we would even ask these questions to ourselves. But it is…

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DACA update

NOONG Nobyembre 14, 2020, ang United States District Court ng Eastern District of New York ay nag-isyu ng Memorandum and Order sa patuloy na alitan tungkol sa Deferred Action for Childhood Arrivals (DACA) program at ang mga aksyon at pagsisikap ng Trump administration na ipatigil ang DACA. Binigyan ng United States District Court ng order…

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New California laws in 2021

HERE are 12 new California laws that take effect in 2021: • Potential COVID-19 Exposure Notification: Requires employers to promptly notify employees of potential coronavirus exposure. • Minimum Wage Increase: California’s minimum wage increases to $14 per hour for businesses employing 26 or more people and $13 per hour for businesses that have 25 or…

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How does the bankruptcy means test work?

WHAT is the means test in bankruptcy? It’s a method for calculating what your household income is to determine if you qualify for Chapter 7 or Chapter 13 of the bankruptcy code. By household income, we mean the combined income of husband and wife, if the debtor is married, unless they are separated. The means…

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NBI to conduct a separate probe into death of Filipina flight attendant

THE Philippine National Bureau of Investigation will conduct a parallel probe into the death of Filipina flight attendant Christine Dacera. Philippine Justice Secretary Menardo Guevarra on Friday, January 8, released Department Order 006, directing the NBI to conduct an investigation into Dacera’s death and file complaints against individuals found to be responsible for any unlawful…

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Newsom proposes $600 COVID-19 relief, extends eviction moratorium

CALIFORNIA Gov. Gavin Newsom on Friday, Jan. 8 submitted the 2021-2022 state Budget proposal to the Legislature which includes a $600 stimulus check for low-income residents financially struggling amid the coronavirus pandemic. The $227.2 billion fiscal plan prioritizes “immediate COVID-19” aid to families, individuals and small businesses that have borne the brunt of the economic…

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