I want out! Dissolution or legal separation?

WHEN the marital relationship sours to the point where one or both spouses believe that the marriage cannot be salvaged, three remedies are available to terminate or alter the marital status: dissolution, nullity, and legal separation. Under Family Code Sec. 2300, dissolution of marriage can be attained and the “single” status of spouses restored by…

Read More

Bayanihan

“The spirit of bayanihan will move us out from misery. Not them, not us, but all of us should move out and overcome the difficulties we are facing.” – Pres. Benigno Aquino III While super typhoons are a common occurrence in the Philippines, no one ever gets used to the devastation that they bring to…

Read More

Can debtor compel bank to foreclosure?

WHY would a debtor want to compel bank to foreclose on his house? Recently, the LA times ran a story about a man who filed for Chapter 7 bankruptcy in 2009. He had purchased a condo loft in little Tokyo in downtown LA for $670,000 with no money down. His monthly mortgage payment was $3,000….

Read More

Advent: A period of conversion

THERE is still a great need for conversion in each of us. When we think that we’re doing well with the practice of our faith, other people call our attention to some of our unchristian attitudes and ways. We may not like what we hear from them; we may disagree with their assessment about us,…

Read More

Rudolf Golez: Acclaimed Filipino Virtuoso Pianist in concert

Rudolf Golez:  Acclaimed Filipino Virtuoso Pianist in concert THE heavy rain on November 17, 2012 did not stop a knowledgeable and discriminating audience at Gennario’s Ristorante in Glendale, California, from expressing their almost boundless admiration for Rudolf Golez, a Filipino virtuoso pianist based in the Philippines. Indeed, the piano concert entitled Music Tapestry of Rudolf…

Read More

How bankruptcy can end your financial worries

IF you are facing the prospect of filing bankruptcy for the first time in your life, it could be a frightening process. I bet you have a thousand questions going through your mind right now. Is bankruptcy the right thing to do or will it only make my situation worse? Will I lose everything that…

Read More

The Fiscal Cliff is Easily Avoidable

President Obama’s battle with the Republicans about how to avoid the so-called “Fiscal Cliff” is unfortunately more political drama than reality. First, the U.S. faces no short-term financial crisis relative to those faced by Greece, Spain, Italy, China or Japan, for example. Second, some of the issues dividing the two political parties are either artificially…

Read More

Should you appeal or re-file?

Sometimes, a person’s case is denied, whether it is a hardship/fraud waiver, employment or family based petition, or other type of filing. In most denials, the person is given the right to appeal the denial, if he or she believes that the USCIS was wrong. However, the person should also carefully consider whether they should…

Read More

Is hair coloring safe?

In this day and age of social consciousness, where youth and inner and outer beauty are revered, where image is considered very important, hair coloring has become a widely accepted cosmetic aid. Among those who used this hair grooming tool was US President Ronald Reagan, even in his 80s. Many public figures and media celebrities,…

Read More

Home at last

Thousands of Filipinos will venture out into the Rizal Memorial Stadium this Saturday. The crowds will come in full regalia, their faces painted blue with all the adornments. Personalities will be mixing it up with ordinary folks who are just as passionate about this sport that has been elevated to a status befitting religion in…

Read More

Visa alternatives in the H1-B off season

THE debate over the United States economy and dearth of qualified Science, Technology, Engineering and Math (STEM) graduates has reignited the debate over employment-based immigration reforms. Even though Congress raised the number of H-1B “specialty worker” visas available in 1998, the increase lasted just three years. USCIS, under current law, may issue only 65,000 H-1B…

Read More

Professionalizing the family business

“THE family company is an inheritance to be protected and handed in the outcome of the last geeration and each generation’s commitment to the next” – Gianni Agnelli Late President of Fiat, founded 1899  Most of the wealth in the Philippines is first generational in nature and many of these family businesses are set to…

Read More

Survey says

THIS year’s Philippine economic report is a mixed bag. Last week, the domestic economy picked up more steam by expanding its growth to 7.1 percent in the third quarter, as measured by the Gross Domestic Product (GDP). According to Economic Planning Secretary Arsenio Balicasan, domestic consumption remained firm, sustained by strong local demand amid the…

Read More

What’s happening with Immigration Reform?

Question: Is there any movement on new Immigration Bills since President Obama was re-elected? Answer: The House voted on a STEM bill — standing for science, technology, engineering and mathematics — in September, but under a procedure requiring a two-thirds majority. It was defeated, with more than 80 percent of Democrats voting against it, because…

Read More

CA home prices going up in double digits

HERE’S a bit of good news for a change, for homeowners in California. More than 22,000 homes sold in Southern California in August, showing a 14 percent increase from a year ago. The median price rose more than 10 percent from about $290,000 to $309,000. Does this mean prices will shoot straight up?  What about…

Read More

Halfway there

TODAY, I celebrate a milestone in my blessed life. I am halfway there… I took off from work for a long personal weekend to map out where I had been, where I am now, and where I am going in the next course. As we do our usual daily grind in life, we only know…

Read More

Growth spurt

WHILE Europe continues to struggle with an economic crisis and the Republicans and Democrats in the House of Representatives are still locking horns over what to do with the looming “fiscal cliff,” the Philippines is experiencing a sunnier side in the economic scene. The country is currently the best performing nation in Southeast Asia, exceeding…

Read More

Advent: A yearning for solitude and peace

THERE are times when I need to be alone and to be quiet, away from the noises and the busyness of life. There are times when I prefer to stay away from public occasions, when I would rather be anonymous. During these times, I would close my room, sit comfortably on a chair to mediate,…

Read More

The Hawaiian Punch’s kick is still there

With the days leading up to Pacquiao-Marquez IV ( and hopefully this will resoundingly end) the boxing world saw another classy fight courtesy of Filipino-American and World Boxing Organization flyweight champ Brian “the Hawaiian Punch” Viloria who scored a convincing victory via technical knockout over Mexico’s Hernan “Tyson” Martinez. Viloria’s feat was a rare one…

Read More

Human rights in PH: An appraisal

On the third anniversary of the Maguindanao Massacre on November 23rd, we might as well remember all those who perished in the Philippines, as the continued human rights violations goes on unabated. Five months ago, on May 29 this year, the Philippine government’s human rights record came under scrutiny by member states of the United…

Read More

Open for business

THE Philippines was ranked 87 out of 141 countries, in Forbes’ annual look at the Best Countries for Business. With a 3.7 percent GDP growth and inflation rate of 4.8 percent, the country maintained its position from last year and remained at the bottom half of the list. The country outranked China and India, but…

Read More

Where’s my second mortgage debt forgiveness?

FOR about 150,000 homeowners with a second mortgage held by Bank of America, it seemed too good to be true.  In the last couple of months, a lot of my clients received letters in the mail saying that their second mortgage is being automatically forgiven and wiped out.  And they don’t even have to do…

Read More
Back To Top