WE previously discussed the question of whether an employee’s signature to an independent contractor agreement binds the employee to the terms of that agreement. We noted that the law determines…
Part B: Driving and motor vehicles Cell phones and texting while driving: ASSEMBLY Bill 1536 clarifies existing law by allowing drivers to dictate, send, or listen to text-based communications while…
AFTER a 10-day convoluted tirade between Senate President Juan Ponce Enrile and Senator Miriam Defensor-Santiago, the two senators finally called a “ceasefire” on what has become a bitter (and possibly,…
THE Home Affordable Refinance Program expansion helps today’s historically low rates become available to customers who have an existing mortgage loan owned by Fannie Mae and Freddie Mac. There is…
THE Ninoy Aquino International Airport (NAIA) has been named by an interactive travel website as “the worst airport in Asia.” But many Filipinos back home are still forgiving, even defensive…
LET’S say that you decide to file for Chapter 7 relief this month to discharge $100,000 of hospital bills and credit card debt. You anticipate that you will have an…
IT HAS been said that out of the most severe trials come the greatest triumphs. We could either become victims of circumstances, or we can turn those difficulties into stepping…
THE circumstances, consequences, and services of my father’s death and all the gatherings and prayers of families and friends are still vividly present in my mind. I’m sure that it’s…
One of the major assets a divorcing couple usually has, other than real estate property, are retirement benefits such as company pensions, 401k, and other deferred compensation. The problem in…
Changing the face of a diverse community takes several well-schemed measures and innovative maneuvers. It takes a whole lot of persuasive power to influence people to embrace the principle they…
Changing the face of a diverse community takes several well-schemed measures and innovative maneuvers. It takes a whole lot of persuasive power to influence people to embrace the principle they…
Diminished or ineffective erection in man causing inability to have a successful intercourse 75 percent of the time is medically termed erectile dysfunction or ED for short. This condition affects…
DOES FREQUENT SNACKING PRESENT PROBLEMS FOR OUR TEETH? Well, it depends. Every time we eat, our mouths go to work cleaning things up and restoring “balance”. Having three meals a…
IN the spate of news filled with violence and other unwanted events, a little bit of the good comes to us. The Philippines was recently awarded by FIBA, the official…
Next week, we will celebrate Martin Luther King Day and Dr. King’s extraordinary contributions to the civil and economic rights of more than 120 million people of color in the…
AFTER the announcement of Department of Homeland Security Secretary Janet Nepolitano on a new ruling (which will give immediate family members of US citizens unlawfully staying in the United States…
ON Friday, August 3, 2012 the USCIS issued new guidelines and Frequently Asked Questions (FAQs) to clarify the rules and requirements for “Childhood Arrivals” to the US who may benefit…
A CLIENT of mine said he never saw it coming. Everything he ever wanted in life, he always purchased on credit. The “pre-approved” credit cards just kept coming in the…
The details of the DHS Final Rule on Provisional Unlawful Presence Waivers of Inadmissibility for Certain Immediate Relatives, which was published on January 3, 2013 and which take effect on…
THE common belief is that signing an agreement binds an employee to all the terms in the document. But what if the agreement is illegal or a violation of public…
NEW Income Tax and Sales Tax Laws Income tax California’s maximum income tax rate increases from 9.3% to 12.3% for taxpayers with taxable income of more than $250,000. The rate…
I SERIOUSLY thought that our short sale days are really numbered, but base on what analyst and realtors are saying this year we would be flooded with short sale. I…
THE debate continues following the massacre of 20 first graders and six adults in Sandy Hook Elementary School in Newtown, Connecticut — the tipping point after many other deadly shootings…
DEFALCATION is an act of misappropriating funds that were entrusted to a person. The person who is entrusted with the funds is called the fiduciary. For instance, your friend wins…
THEY say if you’re a jack-of-all-trades, you’re a master of none. But Fil-Am Rafael Kayanan is definitely one to dispute that belief. The youthful-looking, 50-year-old Kayanan is a master of…
ALTHOUGH my father’s death was inevitable and imminent because of hospice care, it still has been a very difficult and depressing time for us, his children. It’s true what many…
The Filipinos as Roman Catholic devotees are known to be overly zealous and extremely fanatic. They believe that their intentions will be eventually be answered and rewarded. Being a nation…
The Filipinos as Roman Catholic devotees are known to be overly zealous and extremely fanatic. They believe that their intentions will be eventually be answered and rewarded. Being a nation…
