At 60, do I still want to own a house?

CALLER:  Hi Ken, I have been following your columns for many years and they are very informative and delightful.  I am turning 60 and want to buy a home again. I am retiring in a couple more years and would like your opinion on this subject.  I sold my house in 2006 because I read…

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Helping consumers fight insurance bad faith

WHEN insurance companies issue a policy, they promise that they will take care of their policyholders when they suffer a serious loss to their home, their car, or their health. Life insurers promise that beneficiaries will be provided the benefits when they die. Disability insurers promise that payments will be made in the event of…

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New ConGen inducts 1213-14 UBLA officers

LOS ANGELES, CALIFORNIA — LA’s new consul-general, Ambassador Ma. Hellen Barber-de la Vega, last Saturday, May 11, inducted into office the 2013-14 officers of United Bicolandia Los Angeles (UBLA) at the Radisson Hotel in this city. Heading the line-up of the newly inducted officers were Board Chairman Zenaida “Zeny” P. Sabocor and President Antonia “Nanie”…

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The amazing life with God

IT’S amazing to think about the power of God in our lives, how he has gifted humanity with intelligence, strength, and artistic ability. It’s marvelous to see young people growing in wisdom and experience. It is even more fascinating to see how people persevere, how they are able to overcome the sufferings and challenges of…

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Southern California Edison Warns Customers of Payment Scam

ROSEMEAD, Calif., May 9, 2013 — Southern California Edison (SCE) is advising Asian customers to be aware of a telephone scam is demanding immediate payment for allegedly past due electricity bills. Imposters have been calling SCE customers telling them they must make immediate payment on past due bills or have their electric service disconnected. The…

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Coffee reduces death risk

In a previous column, we reported that drinking coffee regularly “reduces the risk for the development of Type II (adult onset) diabetes.” Subsequently, we have also published reports of later clinical studies that alluded to other health benefits of coffee-drinking in warding off migraine headaches, Alzheimer’s, degenerative diseases, gallstones, liver cirrhosis, and possibly cancer. New…

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Taking space

Humanity has been held in awe by the possibilities of space since we started looking up to the skies. The space race, led by the United States and the former Soviet Union, gave way to a plethora of adventures with highlights like the Russians sending the first man, Yuri Gagarin, to space; and the steps…

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Satisfactory

IT is a feat for a country that is infamous for its “dirty politics.” Within two days, ballots were in and results are almost complete in the Philippines’ second automated polls. Others were declared as runaway winners while some emerged after a neck-and-neck race, to fill the 18,000 positions in contest—from national legislators to local…

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The uncatchables

WE should be relieved that the Boston marathon bombing didn’t happen in Manila. Otherwise, we would have the officials and agents of the National Bureau of Investigation throwing up their hands in helplessness and admitting the “difficulty” of tracking down the terrorists, as did Reynaldo Esmeralda, NBI Deputy Director for Intelligence Services. Here’s how the…

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Happiness is someone called Mother

On that big production (called Mother’s Day), we laid gifts of love and honor at the treasured feet of our mothers. They do not crave attention, but they glory in it. For some, it involved but a short journey, perhaps just around the corner, or merely into another room. For others, it was a telephone…

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Chapter 13: Make your home and debt payments more affordable

CHAPTER 13 is the section of the US Bankruptcy Code that allows individuals in the United States to reorganize their finances.  If you are having difficulty paying your debts (credit cards, medical bills, personal loans, taxes, late mortgage payments and property taxes- all kinds of debts) due to insufficient income, don’t despair. Chapter 13 may…

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US congress has not passed immigration reform or 'amnesty'

ALTHOUGH the Bipartisan “Gang of Eight” Senators has introduced The Border Security, Economic Opportunity, and Immigration Modernization Act, S.744, the Bill is still undergoing considerable “mark-ups” as it is debated in the Senate.  Once this process is complete, the entire Senate will vote on the Bill, and only if the Bill also passes in the…

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Waivers and inadmissibility under the new immigration reform senate bill

We’re continuing our discussions on the interesting proposals under the bipartisan senate bill on immigration reform, S.744, entitled the “Border Security, Economic Opportunity and Immigration Modernization Act”. Last time, we examined the legalization provisions of the bill. Now, we’ll discuss some new grounds for inadmissibility and changes in waivers of inadmissibility. A criminal conviction could…

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‘Safe Sleep for Baby’ campaign to launch in LA

To prevent infant death due to unsafe sleep practices LOS ANGELES – In Los Angeles County, approximately one baby dies every 5 days due to suffocation from bed-sharing and unsafe sleep practices, representatives from Inter-Agency Council on Child Abuse and Neglect (ICAN) and the Los Angeles County said on Wednesday. At a press conference held…

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CD 13 candidates debate in forum

IN DISTRICT WHERE HISTORIC FILIPINOTOWN IS LOCATED LOS ANGELES – Candidates for City Council District 13 (CD 13) locked horns in a candidates’ forum on Wednesday night at the St. Garabed Armenian Church, and discussed a wide range of issues that are important to the communities that they are seeking to represent. More than a…

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Federal, state and county officials host community forum to dispel misperceptions regarding CalFresh

Applying for food assistance won’t hurt immigration status LOS ANGELES – LA County Department of Public Social Services (DPSS) Director, Sheryl L. Spiller, on May 8 joined federal and state officials to dispel misinformation that applying for “CalFresh,” the federally-funded supplemental nutrition food benefit, will negatively impact one’s immigrant status or opportunity to become a…

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