Bankruptcy is more than just getting out of debt

STATISTICS show that approximately 1.5 million people file bankruptcy in the United States every year. There are different reasons for filing- unemployment, foreclosure, medical bills, overwhelming credit card debts, etc.  Some of these reasons are beyond anyone’s control. But some of them are also self-caused (example: lack of planning, mismanagement of finances). No one is…

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Liliw: Tsinelas hub of the south

The Philippines is endowed with diverse natural resources. Across the country, locals continue to struggle in developing all these to better use regardless of economic instabilities. Filipino discoveries are certainly making waves throughout the world. The province of Laguna is one of the many places in the country that has a lot to offer. Its…

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Eric Garcetti assumes office as LA City Mayor

LOS ANGELES – Eric Garcetti officially assumed office as the next LA City Mayor and took his ceremonial oath of office on the steps of City Hall on Sunday afternoon, June 30. “You’ll have a local government that’s off your back and on your side,” Garcetti promised in his inaugural speech. The former Council District…

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A heart touched by God’s generosity

In his book, The Four Signs of a Dynamic Catholic, Matthew Kelley asks: “Have you wandered what God is really like? How would you describe him?” He then answers his own question by saying: “ One word I would use is generous.  In everything we attribute to God, I see immense acts of generosity. Creation is…

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Writing is Her Life

SOMETIMES there’s no explanation why people choose the profession they are in. It just happens as though it’s a blessing from God: a baseball pitcher with a 100-mile-per-hour fastball, or a concert pianist with a pair of dexterous fingers and a deft ear. If it’s in your heart, you just know it’s meant to be….

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Half the battle

ON Thursday (June 27), the US Senate made a historic move — passing a comprehensive immigration bill through a 68-32 vote and giving hope to 11 million undocumented immigrants, who would finally be able to attain legal status and a 13-year path to citizenship. The bill also promises to fortify security in the US-Mexico border,…

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Your debts and Samson

(Part 1) IF YOU have debt problems, think of Samson. Samson lived in Israel about 1200 B.C. Before he was born, the Israelites betrayed the one true God again by going back to their ungodly ways. God punished the Israelites by delivering them over to the Philistines who worshipped the false god Dagon. Thus, the…

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Cancellation of debt due to foreclosure

A CONCERN that is growing rapidly is the cancellation of mortgage foreclosures.  Although these are leading causes, they are not the only ones; cancellation of debts could be from consumer debts, bank and finance companies as well. For debt cancelled due to a mortgage debt, the option I would suggest homeowners to know about is…

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Warning: Before you hire a debt settlement company

“Federal and state collection laws prohibit abusive collection tactics but the reality is that a lot of bill collectors do not follow these laws and will make your life miserable by harassing you for payment.” IF you are delinquent on your debts, you may be able to avoid dealing with the bill collectors for a…

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CD 6 Candidate Cindy Montañez: Pinoy at heart

LOS ANGELES – If the Council District 6 Special Primary Nominating Elections in May are any indication, Cindy Montañez is likely to become the frontrunner in the coming CD6 special elections in July. During the May special primaries, Montañez garnered 43 percent of the votes, while her next opponent in the race, Nury Martinez, only…

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Immigrant, labor and faith groups hold vigil for reform

LOS ANGELES – A broad coalition of immigrant rights, labor, and faith groups gathered in Los Angeles on Wednesday and held a 24-hour vigil calling for real immigration reform. With their core message focusing on the importance of protecting immigrant families, the vigil was held in time to coincide with the Senate’s voting and historic…

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The photo is the message

Words are mere grace notes. All my life I have dealt with words. They are adequate for many of our purposes, indispensable for most. They can be immeasurably beautiful and graceful. But they can’t do everything. The power of a photograph, with its vivid communication of reality, is a tapestry which tells a story, through…

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All Systems Go for the 8TH ACGTDT

LOS ANGELES – With barely two weeks to go  before the 8th Ambassadors, Consuls General and Tourism Directors Tour (ACGTDT) to the Philippines,   the Department of Tourism’s Promotions Board shifts to high gear as they prepare to welcome  tour participants coming from various consular posts in Canada and the United States. This year a total…

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Advocating for Asian-Americans in the US

“In Lahaina everybody took care of everybody.” These were the memories of Rozita Villanueva Lee about the little village in Maui, Hawaii where she grew up and where she spent her early childhood. Decades later, “taking care of everybody” is still what keeps her busy. In Las Vegas where she has lived since 1979, Lee…

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Alkaline water fraud

A comedian once noted that many of us want to get to heaven without dying. While this sounds funny, it is also a reality especially when it comes to our health and disease prevention. Majority of us want to acquire the best health effortlessly, without the sacrifices needed to achieve it effectively and safely. We…

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Litmus test

WHEN justice is delayed, is justice denied? This pithy aphorism seems to be fitting for relatives of some of the victims of the 2009 Maguindanao killings. On June 24, activist lawyer Harry Roque reported that families of 14 Maguinadanao massacre victims, have agreed to monetary settlement and demanded P50 million from those charged in the…

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Options to escape the H1-B ‘cap trap!’

THE debate over the United States economy and dearth of high-tech workers has spotlighted the H-1B professional working visa in the press.  Nonetheless, Congress has been slow to respond in the face of economic problems throughout the World and the FY 2014 H-1B quota is sure to be reached within just a couple of weeks…

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Rain, right on cue for the Philippines

We bid farewell to the hot days in the Philippines as Philippine Atmospheric, Geophysical and Astronomical Services or PAGASA officially announced last week that the wet season is here. Our country is endowed with infinite natural abundance and the rest that come from it. With the prevalence of the monsoon winds in our country, Filipinos…

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An evening of poetry

The quest of every heart — for a measure of happiness and security in the noisy confusion and pressure of today’s world, against the great canvass of economics and politics and far-reaching world  affairs — makes us long for warmth, tenderness, understanding, kindness, love and affection. For all these seem to be strangely out of…

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Windows of opportunities possible through arts and culture empowerment

LCF recognizes the power of arts and culture in revitalizing communities (Manila, Philippines, June 24, 2013) — Expanding investment in arts and culture can boost local jobs, generate income for communities, artists, and craftspeople, and help foster the country’s much-desired inclusive growth, according to the League of Corporate Foundations (LCF). While the services and agriculture…

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