THIS article is from bankrate.com. As I have been hoping with predicting is that lenders will continuously change guidelines to help homeowners that went thru the recent mortgage crisis due to the recessions. I also mention that the lenders will get looser towards the tail end of this mortgage crisis we just went thru. Please…
SAN DIEGO – Interim Mayor of San Diego Todd Gloria, who is part-Filipino, announced earlier this week that he is not going to be a candidate in the special November election to complete the term of former Mayor Bob Filner. Filner resigned in disgrace on August 30, less than a year after being elected to…
IF WE only knew fully what were getting into, perhaps we may not have taken a path or decided on a kind of life. It could be a marriage, a career, or a business. It could be as noble as the priesthood or the religious life. It could as grandiose as a decision to engage…
LOS ANGELES – In a press conference held on Wednesday, September 4, the Pilipino Workers Center (PWC) said that only 3,500 applications for temporary deportation relief have been filed out of the 50,000 eligible Filipino youth across the US. PWC held the press conference in Historic Filipinotown, in cooperation with non-profit organization Asian Americans Advancing…
LOS ANGELES – In March 2013, ABS-CBN Foundation’s Jo Ann Kyle and Joannie Feliciano introduced to LA-based Fil-Am media the Greenfund Philippines project — a program which sought to alleviate poverty the Philippines by transforming remote communities into eco-tourism troves. Now, with the introduction of “Voluntrip,” ABS-CBN Foundation now looks to bring Filipinos in the…
Summer is almost gone. But not entirely just yet, for bits and canticles of its blistering high noon sun and bloodstained sunsets still fervently linger on every summer lover’s minds. One outdoor habitué and lover of sun-drenched beaches is Hency and Aurora Catral’s first born Francheska. Cheska to chums and pals is a teen of…
A client of mine said he never saw it coming. Everything he ever wanted in life, he always purchased on credit. The “pre-approved” credit cards just kept coming in the mail and he never said NO to any of them. Buy now and pay later, why not? As long as they allow you to pay…
Summer is almost gone. But not entirely just yet, for bits and canticles of its blistering high noon sun and bloodstained sunsets still fervently linger on every summer lover’s minds. One outdoor habitué and lover of sun-drenched beaches is Hency and Aurora Catral’s first born Francheska. Cheska to chums and pals is a teen of…
The Board of Immigration Appeals (BIA) has ruled that a parent who naturalized after his or her child’s 21st birthday destroyed that child’s eligibility for benefits under the Child Status Protection Act (CSPA). Therefore, if you believe that your child may be eligible for benefits under the CSPA, you should seek the advice of an…
AFTER his controversial break up with ex-girlfriend Angelica Panganiban, one would think that hunky actor Derek Ramsey would hard to find love again. It could remembered that Derek and Angelica’s split wasn’t amicable. In an interview with StarStudio last March, the actress revealed that they had three major problems troubling their relationship: Derek being too…
What is the age of the oldest “new mom”? The oldest woman in the world who gave birth was a 63-year old Southern Californian in 1996. Women past 45 almost always become pregnant through in vitro fertilization (IVF), where a donor egg is fertilized with sperm and “implanted” in the woman’s womb. Among women over…
3rd Case Report of California Certified PA (Public Insurance Adjuster) Jae Park On March 2012, a homeowner of two-story single-family home in the Los Angeles County community of Rowland Heights found water dripping from the ceiling over the kitchen on the first floor. He suspected that one side of the ceiling in the kitchen had…
SAN FRANCISCO (AP) — A majority of California Supreme Court justices appeared reluctant Wednesday to grant a law license to Sergio Garcia, who graduated law school and passed the state’s bar exam but has been living illegally in the United States for 20 years. A federal law passed by Congress in 1996 bars immigrants in…
Work is a mysterious thing. Many of us claim to dislike it at times, but it grips on us so fiercely, that it captures emotions and loyalties we never knew were there. It was a retirement party for a man who had spent forty years with the same company. His colleagues at work were in…
Losing weight is never easy, but for many of us, it is a step toward improved health and longevity. The first thing we have to conquer is the fear of feeling hungry. Hunger tells us that we are eating fewer calories than we normally do. This is a good sign on your road to weight loss:…
During summer, both local and international tourists bask under the sun as they take pleasure in the fine, white sands of the country’s many unspoiled islands, immerse in the abundant aquatic life, explore verdant greeneries, and discover the rich and varied flora and fauna (most of which are endangered species). However, during the late months…
LOS ANGELES – Filipinos across the globe celebrate ‘Buwan ng Wika’ or the National Language Month every August. To commemorate the end of ‘Buwan ng Wika,’ a richly cultural closing ceremony was held at the Philippine Consulate General in Los Angeles on Friday, August 30. The ceremony, entitled ‘Isang Gabi ng Harana at Balagtasan,’ was…
LUBAO, Pampanga, Sept. 2 (PIA) — National Museum has declared the 441-year old St. Augustine Parish Church in Lubao town as an Important Cultural Property of the country. “The church qualified for the distinction because of its significant architectural designs and its simple and solemn retablo,” National Museum Cultural Heritage Preservation Section head Carmencita de los Mariano explained….
It started with a silent roar of grief and outrage in social media and booming: relentless, obsessive, sweeping away any other sound, beating out the great rage. It rose like that at noon. They stretched out into Luneta and the surrounding streets, but peacefully. Their presence alone in the Million March is already the statement….
YOUR father’s last will and testament gives you his IRA of $180,000. He died yesterday. Next week you file for Chapter 7 bankruptcy relief because your credit card debt of $40,000 is too much for you to handle. You inform your lawyer of your inherited IRA. Your lawyer tells you, not to worry, because IRA’s…
THE News again is very confusing, one day you will hear market condition is getting better, the next time you tune into your news you will hear that all of a sudden housing market is becoming bearish. That is what makes Wall Street tingle with cash, if the market is uncertain a Wall Street investor…
EMPLOYEES may experience unfair practices at work such as the non-payment of overtime or missed breaks, wrongful termination, unlawful deductions, discrimination, or sexual harassment. How can employees protect themselves against an unfair or abusive employer? The following strategies are suggested: Gather the necessary documents that support your claim. These documents include all pay stubs, time…
QUESTION: I have a friend who has an immigration hold. He is finishing up a sentence for a crime. What can be done? Answer: A removable alien who is detained has the right to a bond hearing unless he or she is removable for security reasons, is subject to mandatory detention because of the commission…
SAN DIEGO – Former Filipino World War II veterans champion Bob Filner on Friday officially stepped down from his post as mayor of San Diego, less than a year into his term. The beleaguered 70-year-old Filner resigned last week as part of a settlement with the city, after at least 18 women came forward accusing…
I STILL think fondly about my enjoyable trip to Guatemala and El Salvador. I think not so much about the places that I visited but the warm encounters that I had with the people there. I remember the times that I sat at dinner table with some families and friends and engaged in joyous conversations…
Agent dispels bankruptcy rumors LOS ANGELES – The US-based real estate agent for Manny Pacquiao quelled rumors of the superstar boxer being in a state of financial ruin. He said the Filipino superstar and Sarangani Congressman is not bankrupt. Nick Enciso Jr. of Century 21 Classic Estate in Cerritos told the Asian Journal that Pacquiao selling his…
LOS ANGELES – JC De Vera, a first-generation Fil-Am, had very little idea of how to navigate through the professional world after graduating from college. His parents were migrants workers who did not get to attend college in the US. The information and resources that he needed during this transition period were not readily available…
LOS ANGELES – August 28, 2013 marked the 50th anniversary of Rev. Martin Luther King Jr.’s “I Have A Dream” speech. On that day, President Barack Obama spoke to a great congregation of people ,who flocked to the steps of the Lincoln Memorial, to commemorate the iconic event. Obama urged his fellow Americans of all…
It was of paramount significance when Philippine Fiesta in America, now simply tagged Fiesta in America, added another feather to its already feathery cap when it hosted an appreciation party last August 27 following the highly successful celebration of its annual event last August 17 and 18 at the Meadowlands Convention Center in Secaucus, New…
It was of paramount significance when Philippine Fiesta in America, now simply tagged Fiesta in America, added another feather to its already feathery cap when it hosted an appreciation party last August 27 following the highly successful celebration of its annual event last August 17 and 18 at the Meadowlands Convention Center in Secaucus, New…
