Business owner seeks to discharge $40K credit cards; Young debtor seeks to discharge $50K credit cards CLIENT is 50 and divorced ten years ago. Ex husband decided that working was not good for him so he just disappeared. They had one daughter that client has taken cared of since the divorce. Daughter is about to…
OBAMACARE is normally used to mean Covered California (Covered CA) but they not the same thing. Obamacare is the law, the formal name of which is Patient Protection and Affordable Care Act (PPACA) signed into law to reform the health care industry by President Barack Obama on March 23, 2010 and upheld by the Supreme…
ON April 27, 2014, in Compton, CA, L.A. County sheriff’s deputies were called to a Target store, where a theft was allegedly occurring. Police arrived at the scene and confronted 36-year old Jason Conoscenti. Conoscenti had a pair of scissors and apparently threatened the officers with it. He then fled in a vehicle, and was…
PRESIDENT Rodrigo Duterte recently announced severing military and economic ties with the U.S. He has also recently assailed the U.S.’s strict visa policy. As President Duterte aligns himself with China, Russia, Vietnam, and other foreign powers, he is consistently evading any viable relationship with the U.S. Thus, it’s now more important than ever to ensure…
THERE is a natural tendency among divorcing parties to hide their assets from their spouse and understate income. This is a common problem that I have observed from practicing law for many years. A common question I hear from clients is “my spouse doesn’t know I have an account in this bank, do I have…
HERE 10 tips if you cannot immediately pay your liabilities to the IRS: • Pay What You Can: Pay promptly to stop additional penalties and interest from accruing. If you are unable to pay, consider getting a loan to pay the bill in full rather than make installment payments to the IRS. • Additional Time…
EVERY day, I meet with a lot of people who are sick and tired of being in debt. And yet when I talk to them, I discover that they are unwilling to make the changes needed to get them out of their financial mess. What changes are necessary for your life to get better if…
Washington may be one of the world’s most powerful cities, but no one is immune to its beauty, the magnificence of its most stunning monuments ever created, world-class museums, ornate bridges, and lush verdant parks. Its broad shaded boulevard, radiant like spokes from the heart of the city as well as breathtaking sculptures and marble…
By: Renato “Sonny” Vinuya President, Las Vegas Asian Chamber of Commerce I was disappointed to read in the Asian Journal an op-ed attacking Dr. Joe Heck and his record as our representative. Not only were the attacks untrue, the writer clearly is not an engaged member of our community. If she were, she would know that there is no…
A much anticipated business cum pleasure commitment last weekend more than enabled me to revisit Las Vegas after sixteen years since I first stepped on its arid ground where I couldn’t resist to instantly fall in love with its limitless thrills and inexhaustible excitement. This Nevada’s Mojave Desert, known for its famously vibrant entertaining nightlife and luxuriously themed hotels and casinos,…
After almost two months of vacation (something she has never done before in her longstanding career), Pop Princess Sarah Geronimo is back to work. “Yes, 100 percent back na,” Sarah said in an interview with Push.com “Yung mindset ko is talagang energized, mas motivated to work even harder. Kasi dumarating din sa stage ng buhay…
(Part 2) FOR many people, attaining US citizenship is the final step in achieving their “American Dream.” After getting a green card, they eagerly count off the years until they are finally eligible to apply for naturalization. However, for some people, applying for citizenship could cause problems, issues, and even being stripped of their green…
EFFECTIVE December 23, 2016, USCIS will increase its filing fees for applications and petitions for immigration and naturalization benefits under the Immigration and Nationality Act (INA). Thus, applications and petitions filed and/or mailed on or after December 23, 2016 must have the corresponding adjusted fees, or they will be rejected. USCIS says it was necessary…
As a common presumption goes, “One isolated incident of bad breath, like a first time thief who is caught, permanently tarnishes the reputation, and the condemnation sticks for life.” What is halitosis? Halitosis is the medical term for bad breath. Dental reports in the United States say there are about 65 million Americans who have…
by Cristina Llorente-Drost As an independent voter, I voted for Joe Heck three times when he ran for Congress. As his fellow church-goer, I know he is a good man, but now we are on opposite camps on some issues. This has led me to change my vote and to throw my support behind Catherine…
ADAM Prue worked for the Brady Company, a construction company in San Diego, CA. Prue was injured at work and suffered a hernia in June 2011. Because of this, Prue filed a worker’s compensation claim with the company. Prue requested light duty work, fewer scheduled days so he could rest, and assistance from his apprentice. …
PRESIDENT Rodrigo Duterte recently announced severing military and economic ties with the U.S. He has also recently assailed the U.S.’s strict visa policy. As President Duterte aligns himself with China, Russia, Vietnam, and other foreign powers, he is consistently evading any viable relationship with the U.S. Thus, it’s now more important than ever to ensure…
ARE you a U.S. citizen or resident working in a foreign country? Have you declared your foreign income? Have you even filed a tax return? Or are you hiding from the long and lovely arms of the IRS? Can the U.S. government reach you on the other side of the globe? Unfortunately, yes. But is…
AS a Bankruptcy Attorney for the last 18 years, I have counseled thousands of individuals with all types of debt problems. A lot of these people often feel tired and hopeless as if there is no end in sight to their money problems. If you or someone you know has ever been in this situation,…
CALIFORNIA law on the nature of spouses’ rights and obligations with respect to management and control of community property has evolved over the last thirty years from less stringent “good faith” standards to heightened “confidential duty” and “fiduciary duty’ standards. Under current law, the duties owed between spouses in transactions between themselves are the same…
FOR taxpayers who itemize their deductions, the chart below should be of interest. But for those who take the odds, this chart should be of very special interest. While it may be interesting for taxpayers who itemized deductions to compare their figures with these average amounts, they should, however, not consider the chart as indicating…
87-Year-old senior seeks chapter 7 relief I REPRESENTED a foreign company with a $250K claim for a forty foot container of manufactured goods that it delivered to the debtor a California company on December 30, 2014. The debtor had been in a Chapter 11 for a year before the trustee was able to convert…
IF you scan the postings on social media, you would get the impression that the United States is anathema to most Filipinos. Hateful statements that rake up Yankee atrocities during the Filipino-American war; resentment over the U.S. ostensibly taking the Philippines “for granted” in terms of foreign and military aid; complaints about being turned down…
THERE is less than a week to go before America decides who will become the 45th president of the United States. Poll after poll has shown how much people want to have this civic exercise over and done with, given the toxicity this election cycle has been characterized with, not only by the campaigns of…
NO more cussing. This was promised by President Rodrigo Duterte as he narrated how God has put a stop to his verbal rants upon his arrival from a state visit to Japan. “I was looking at the skies as I was coming over here. Everybody was asleep snoring. A voice said that you know ‘If you…
A native Angeleno, Garcetti considers himself a friend of Filipino Americans, having worked alongside and for them throughout his political career. The city, which he has led since 2013, is home to over 139,000 Fil-Ams, making them the most represented Asian American and Pacific Islander (AAPI) group. Before he was mayor of the second-largest metropolis…
NEW YORK — Whenever I see gleaming posters of people waving and smiling happily as they hop into a plane, I realize what a lying society we inhabit. Inside the belly of a metal container, 35,000 feet up in the air, is where all sorts of funny things happen in one’s guts. Some see an…
Two hours before the doors of the new 85°C Bakery Cafe was scheduled to open in Cypress, California on Friday, October 21, a line began to form, eventually wrapping around the block. By 9 a.m., customers eagerly entered the sweet-smelling establishment and piled assortments of pastries onto their trays. In less than an hour, staff…
Some thoughts on Duterte’s ‘US separation’ announcement I remember writing about Philippine President Rodrigo Duterte several months ago when he won the presidential election. I may or may have not said something about being 100 percent in favor of everything he says but I definitely remember expressing my admiration of the latter’s love for his…
HOW marvelous are the words of the Book of Wisdom for this Sunday’s Liturgy: “For you love all things that are and loath nothing that you have made; for what you hated, you would not have fashioned. And how could a thing remain unless you willed it; or be preserved, had it not been called…
