When credit cards become a heavy debt burden

WITH credit card debt approaching $1 trillion according to the Federal Reserve, there is no doubt that thousands and thousands of families who can’t pay their credit card debts are struggling financially. The average family now carries a balance of a little more than $16,000. Now, this may not seem like a lot, but for…

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A response to the Las Vegas massacre

“THERE is evil in the world.” I heard many people express these words after the Las Vegas massacre last week. It’s one of the statements that help people grapple with violence and senseless death of dozens of people, who were just “out there” enjoying life with country music among family and friends.” How else can we…

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‘Your tanong, My sagot,’ part 1

A POPULAR segment on my weekly immigration television show, “Citizen Pinoy”, is “Your Tanong, My Sagot”, where people ask immigration questions on a variety of subjects, and I offer my advice and guidance. Here are a sampling of questions from Filipino viewers, which may also be helpful to you: Question: I am a Filipino citizen,…

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Criminal convictions and immigration law

WHAT makes a non-citizen deportable? An alien or non-citizen, including a lawful permanent resident (“green card” holder) is deportable for having a conviction relating to controlled substances. Title 8 U.S.C. Section 1227(a)(2)(B)(i) states: “Any alien who at any time after admission has been convicted of a violation of . . . any law or regulation…

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Herbal warning

For thousands of years, China has been known to be the capital of herbal medicine. Other countries like the Philippines have their own local regional version of treating diseases and health conditions using herbal products. Today, we still hear an abundance of anecdotal testimonials about the efficacy of these natural “medications” from indigenous foods, plants,…

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Palace welcomes confirmation of Environment Chief Cimatu

Malacañang on Wednesday, October 4, welcomed the Commission on Appointments’ (CA) confirmation of the ad interim appointment of Roy Cimatu as the Philippines’ environment secretary. In a statement, Palace spokesman Ernesto Abella expressed confidence that Cimatu would keep a “delicate balance” between the country’s economic development and environmental protection. “We welcome the confirmation of the…

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Ombudsman: I will not be baited into abandoning my constitutional duties

OMBUDSMAN Conchita Carpio-Morales refused to bend to Philippine President Rodrigo Duterte’s dare for them to resign together, saying she “will not be baited into abandoning” her constitutional duties. In a statement, Morales said she is ready to answer all the president’s allegations against her. “I will not be baited into abandoning my constitutional duties,” the…

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Filipinos’ contributions to US history and society

Both Americans and Filipinos acknowledge their countries’ relationship is a “special one,” said Frank H. Golay in the book “The United States and the Philippines,” published by the American Assembly.  Tracing back the pieces of history until the most recent issues emanating between the two countries, it is likely true. From the issues such as…

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Do I need a premarital agreement before getting married?

IN the absence of a premarital agreement, the general community property presumption under California family code section 760 controls which provides “ ….all property, real or personal, wherever situated, acquired by a married person during the marriage while domiciled in this state is community property.”  Family Code §760.    This becomes a problem if you…

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One for Las Vegas

“IN moments of tragedy and horror, America comes together as one — and it always has. We call upon the bonds that unite us — our faith, our family, and our shared values. We call upon the bonds of citizenship, the ties of community, and the comfort of our common humanity. Our unity cannot be…

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Aguirre files wiretapping case against Hontiveros

MANILA – Philippine Justice Secretary Vitaliano Aguirre II on Monday, October 2, filed a wiretapping complaint against Senator Risa Hontiveros in connection with the controversial capture of his phone message. In his complaint before the Pasay City prosecutor’s office, Aguirre said Hontiveros violated Republic Act 4200 or the Anti-Wiretapping Act when she publicized his exchange…

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PH denies culture of impunity, tells UN members: ‘We will never accept dictation’

The Philippine government on Friday, September 29 said it is open to accept help from its foreign allies in combating narcotics, corruption and criminality in the country, but not “dictation” on the process. Palace Spokesperson Ernesto Abella made the statement after 39 member-states of the United Nations (UN) recently expressed “serious concern” over Philippine President…

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Is real estate property purchased prior to marriage considered community property in a divorce?

Generally, in California, property acquired by a spouse prior to marriage is considered separate property under family code section 770 while those acquired after marriage are considered community assets under family code section 760.  How do you characterize real property purchased prior to marriage but with the mortgage principal paid down using community income or…

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Common misconceptions about bankruptcy 

(This article is part 1 of several parts) Having literally represented several thousand clients in successful bankruptcy cases in the last 35 years in California, I have distilled the common misconceptions about bankruptcy into the following: 1. Will debtor go to jail for filing bankruptcy? NO. The debtor will not go to jail for filing…

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How the Irs audits attorneys

IRS agents are equipped with audit techniques unique to attorneys. Here’s insider info on how IRS instructs its agents to probe into: 1. Unreported income, deferral of income. 2. Advanced client costs. 3. Bartering. 4. Constructive receipts. 5. Personal service corporations. 6. Worker Reclassification – were employees misclassified as independent contractors? 7. Were Form 1099s…

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Northeast LA to vote for new assemblymember on Oct. 3

The special election seeks to fill the vacant seat in CA’s Assembly District 51 On Tuesday, October 3, Angelenos from a handful of communities on the northeast side of Los Angeles will head to the polls to vote for a new representative in the State Assembly. The special election was announced after former State Assemblymember Jimmy…

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On honesty and integrity

“If you ask me if I’d die for my Christian faith as St. Lorenzo Ruiz did before his torturers, I’ll say I’m not sure,” Deacon Danilo Guinto openly said during his homily to the seminary community on the Feast of St. Lorenzo Ruiz and his companions. “I hope I could,” he added. His honest and…

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