The Fair Debt Collection Practices Act

THE Fair Debt Collection Practices Act (FDCPA) is a federal law that was enacted in 1978 by the United States Congress to protect consumers from abusive debt collectors. Note, however, that the FDCPA applies only to third party collectors who collect debt for original creditors. It does not apply to the original creditor itself who…

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Statutory period for good moral character

ANG aplikante para sa naturalization ay kailangang magpakita na sa loob ng statutory period na 5 taon bago ang filing (3 taon kung ang green card ay nakuha dahil sa kasal sa US citizen at ang aplikante ay kasal pa rin sa U.S. citizen), siya ay may good moral character (GMC). Kasama sa statutory period…

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Governor Newsom changes up business reopening guidelines for California

Hair salons and barbershops allowed to reopen indoors starting Monday California Governor Gavin Newsom said on Friday, August 28 that California would be modifying how the state determines which counties can reopen. Moving away from the previous “watchlist” system, Newsom revealed California’s “Blueprint for a Safer Economy,” which he described as “more stringent” and “steady.”…

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‘Duterte has no cancer’

Palace considering live press briefing to dispel health rumors Malacañang on Thursday, August 27, said it is considering the possibility of holding a live press briefing with President Rodrigo Duterte to dismiss speculations over his health. “We’re talking about it,” Presidential Spokesperson Harry Roque said when asked if the president was willing to hold a…

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Philippines to continue patrolling Spratlys – DFA

PHILIPPINE Foreign Affairs Secretary Teodoro Locsin Jr. on Wednesday, August 26, maintained that the Philippines will continue patrolling the Spratly Islands despite China’s call to stop ”illegal provocations” in the contested waters. “We’re gonna continue our patrol because it’s ours. That’s all there is to it,” Locsin said in an interview on ANC. “They (China)…

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Survey: PH’s average salary among lowest in 110 countries

The Philippines ranks near the bottom of a recent global list of average wages conducted by an international e-commerce platform. In a survey by Picodi.com — entitled “Average wages: in which country people earn the most?” — the Philippines placed 95th out of 110 countries with its average salary of P15,200. It outranked other countries…

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Prevent Cancer

WHAT is cancer? Cancer or a malignant tumor is a disease entity where the cells in the tissues of an organ (like the breast, lung, prostate, liver, brain, etc.) change into a new morphology with bizarre and aggressive invasive behavior. These malignant cells grow rapidly and replicate beyond control, transforming the normal anatomy of an…

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The September 2020 Priority Dates

Each month, the Visa Office of the State Department publishes, in the Visa Bulletin, the priority dates for that particular month, for the various family and employment based categories. A priority date is a person’s “place in line” for a visa, meaning immigrant visas (or green cards) would be available for persons whose priority date…

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25 more Filipinos abroad contract COVID-19 as tally hits over 10,000

TWENTY-FIVE more cases of COVID-19 have been reported among overseas Filipinos, bringing the official number of infections to 10,028. The Philippine Department of Foreign Affairs (DFA) on Tuesday, August 25 released the latest statistics, which included 15 recoveries, which raises the total tally of recovered patients to 6,029. The death toll, meanwhile, remained at 742…

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Money and your ego

“I owe, I owe. So off to work I go.” -Car bumper sticker WHEN we buy stuff, we think we own it. The truth is the stuff owns us. If we bought the stuff on credit, then we have contracted a set time in our future to pay for the stuff by working our tail…

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[OPINION] The 2020 Republican National Convention reveals how the party of Abraham Lincoln and true conservative values have been hijacked by Donald Trump

THE Republican Party was once known as the party of Abraham Lincoln; the party of true statesmen fighting for true conservative values and in the service of the American people; the Grand Old Party. But it has been hijacked by this reality star named Donald Trump. He has taken over the party, while its members…

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