Considerations for dental patients with special needs
FOR both children and adults with special needs, dental care can be challenging. In some cases, limited coordination can make brushing and flossing tricky. In other cases there may be…
Category: Business
Covering the week’s most noteworthy business news impacting the Filipino-American and Global Filipino community.
Read More
The Rise of Dr. Andrew L. Tan: The Struggling Years
“About a week after arriving in the Philippines, I happened to wake up one day at 7 o’clock in the morning. My father got angry and he scolded me. As…
Single client seeks chapter 7 discharge of $80K credit card debt; parents qualify under Obama amnesty
Single client seeks BK relief CLIENT is 48 years old, single and works as a licensed vocational nurse. She used to gross $75K a year with two jobs but recently…
Payroll tax guide for 2015
* * * Sy Al-os Accountancy Corporation provides accounting and tax services to individuals, corporations, LLCs and business entities. The Firm has a niche in defending taxpayers audited by…
Illegal firing of employee with ADHD and depression leads to $1.6 million verdict
MYRA Becraft was a full-time staff psychiatrist for the California Department of Corrections and Rehabilitation at its facility in San Diego. According to the Daily Journal, Ms. Becraft sued her…
To people who need to get out of debt-but are afraid of bankruptcy
DO you want to get out of debt but are afraid that filing bankruptcy may only make things worse for you? Facing difficult financial times can be a frightening thing…
Senior raids retirement account then seeks Chapter 7 discharge; undocumented immigrants qualify for Obama amnesty
Senior raids retirement account CLIENT is 65 and still works as a registered nurse with $70K annual gross. She divorced 5 years ago. At that time, there was community property…
New California laws for 2015 Pt. 3
(Part 3 of 3) MATERNITY Leave: State universities may not require female graduate students to take leaves of absence for pregnancies and must allow those who do take leaves to…
Do you receive unsolicited telephone calls and text messages?
Stopping those pesky communications THE telephone is one of mankind’s most remarkable inventions. It has allowed people in distant locations to connect within seconds. But like most inventions, it can…
Who else needs to apply for loan modification again?
IF YOU’RE one of the many people who got approved for loan modification many years ago under the HAMP Program, chances are that you obtained a low interest rate of…
Like, Share and Tweet: Expanding your business by getting social
It’s the New Year and if you’re like most, you’re thinking about what your resolutions will be this year. You might be thinking of getting into shape and losing some…
Do you need help filing bankruptcy again?
I’VE been asked this question a few times lately so I decided to write an article on it. If you have filed bankruptcy before, you may be wondering whether it’s…
Should employees be paid for on-call or sleep time if not free to leave work premises?
WE previously wrote an article about guards who worked at CPS Security Solutions, Inc. CPS provides “trailer guards” for construction sites in California. The guards spend the night at their…
New California laws for 2015 Pt. 2
(Part 2 of 3) FRACKING Bans. California’s Mendocino and San Benito counties passed measures banning fracking, a practice in which high-pressure liquid is shot through a drill hole in the earth…
Clients joyous over Chapter 13 discharge of $330K judgment with zero payment; GOP ponders position on Obama amnesty
Chapter 13 discharge of $330K judgment CLIENTS are young seniors in their early sixties who have good income at $200K annually. Both husband and wife are in the medical field….
Keeping your amazing tongue clean and healthy
TONGUES are remarkable engineering wonders. They help us nourish ourselves and clean our teeth. They’re a vital part of our oral and whole body health. How do we keep them…
The Risk Of Not Creating A Family Business Wealth Plan
“In a family business, it’s the third generation that presents the big problems. The first generation founds the company and has the drive and the dedication to move it forward….
Client surprised with wage garnishment despite statute of limitations; legal challenges to constitutionality of Obama amnesty
Statute of limitations CLIENT says that he owed about $50,000 of credit cards, which he stopped paying in 2007. But last month, he received a copy of a judgment for…
New California laws for 2015
(Part 1 of 3) BAN on Plastic Bags: New law requires that supermarkets and large pharmacies stop distributing plastic bags effective July 1, 2015. The ban will include convenience stores in…
Control over workers contradicts employer’s claim of independent contractor status
CLASSIFYING workers as ‘independent contractors’ (ICs) allows businesses to pass on the costs of running the business to workers. This ploy, however, did not fool the federal Court of Appeal…
You can find a way out of your debt problems
ARE you struggling with debt problems and don’t know what to do? Are you unable to sleep at night worrying about your finances? Has the idea of filing for bankruptcy…
Overcome your fears: Make your dream family business real this year!
Overcome your fears: Make your dream family business real this year! IT sounds and feels great to be born in a family that owns a business. If you are born…
Exclusion of gain from sale of home
“ Be careful when having your residence deeded to a living trust. Upon death, if the A/B trust splits into a trust (Survivor’s Trust A) and an irrevocable trust (Bypass…
The year in review: New employment laws in 2014
THE year 2014 has been an interesting time for employment law with the legislature and the courts defining additional protections to employees. The following are some of the laws that…
You can face your debt problems with dignity
IF you are experiencing debt problems, you may find it difficult to talk to other people about it to the point that you are not getting the help that you…
Connecting with your customer face-to-face
The holiday season is upon us and is my favorite time of the year! Not only do I get chance to catch up and have a feast with my family…
Chapter 13 plan confirmed but job loss imminent parents qualify for Obama amnesty
Chapter 13 confirmed ON DEC. 17, the court approved my client’s Chapter 13 case in Riverside. In Riverside, the 341 meetings presided by the Chapter 13 trustee are held in…
How do I report gambling winnings and losses?
• Gambling winnings are always taxable and must be reported on your tax return – with or without form W-2G. • Gambling income includes winnings from lotteries, raffles, horse and…
Consumer alert: How safe are your personal information online?
A JURY in Santa Clara County recently issued a verdict of $16.5 million against an online dating website service for disseminating members’ private information to thousands of websites that members did…
Why are so many people applying for loan modification again?
IF you’re one of the many people who got approved for loan modification many years ago under the HAMP Program, chances are that you obtained a low interest rate of…