99 Ranch Market expands grocery delivery with Instacart
The new service kicked off on October 29 in stores nationwide BUENA PARK, CA – To serve customers more seamlessly and to further scale up its e-commerce channels, 99 Ranch…
Category: Business
Covering the week’s most noteworthy business news impacting the Filipino-American and Global Filipino community.
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Island Pacific celebrates Filipino American History Month with mask initiative
October is a busy month for the Filipino American community as it celebrates Filipino American History Month. There are many opportunities at Island Pacific Supermarket, as well as community wide…
Superfast 5G for cellphones at the Las Vegas CES
There’s been a buzzword in cell phone speeds: 5G. Just what is meant by 5G? Our Asian Journal crew found out some valuable data at the latest Consumer Electronics Show…
Worried about your debt problems during the pandemic?
FIRST of all, you are not alone. I just read the news today and experts are warning us again about expected spikes in COVID cases for the rest of the…
Reimbursement for business expenses while working from home due to COVID-19
Q: WHEN California’s Safer at Home Order took effect in March 2020, I and my co-workers were instructed to work from home. Since then, I have had to buy a…
Clients seek to discharge $100K and $30K credit cards
Qualify for different chapters of bankruptcy code Most debtors prefer to have a Chapter 7 wipe out of debt. This is called a fresh start without debt. Most debtors who…
This Company is Helping Communities Create ‘SafeZones’
CerarMist brings to you the next generation of surface sanitizers and protectants which enables the public and private sector to respond to the unique set of challenges brought on by…
PH among highest in online piracy in Southeast Asia
The Philippines engages in online piracy more than neighboring countries like Indonesia and Malaysia, according to a new study of the online content viewing behaviour of Filipino consumers. The survey,…
PH among top 10 in worldwide telco investments
The Philippines is among the top 10 countries in the world when it comes to investments in telecommunications, according to the Institute of Management Development’s (IMD) World Competitiveness Center. In…
Survey: Facebook greatest source of coronavirus disinformation
Out of all the social media platforms available, Facebook is the “most prolific enabler” of disinformation about the coronavirus pandemic, according to a recent international survey among journalists. The “Journalism…
With improved gains, Abacore optimistic about long-term prospects
Investment holding firm Abacore Capital Holdings is optimistic that Batangas, one of the country’s fastest-growing provinces, will continue its economic growth in the years to come as they have seen…
Mortgage rates hit new low
by Martin Santiago, Broker-Associate THE average 30-year fixed mortgage rate fell to 2.81% from 2.87% last week, Freddie Mac said in a Thursday release. The reading is the lowest in…
Robots at the Las Vegas Consumer Electronics Show
SOME of us feel anxiety over robots taking over our jobs. Yes, they can take over repetitive chores, but let’s view them as helpers to release us from boring repetitive…
Is the fear of bankruptcy stopping you from getting the help that you badly need?
WHEN the virus makes your income disappear overnight, it can be very frightening to realize that you can’t go very long without it because your bills don’t stop just because…
Returning to work after the employee’s or family member’s COVID-19 illness
Q: I WAS off work for 2 months as a result of my COVID-19 infection. I was hospitalized and received treatments while under quarantine, Thank God I was eventually relieved…
Chapter 7, 13 or debt settlement? Client with $40K in credit card debt examines the differences
THE client is 42 and is going through a divorce after a short two-year marriage. He has moved out of the marital home and now lives by himself. He has…
New Fil-Am-led startup plans to harness the power of data and AI for the emerging middle class in the Philippines
EARL Valencia has been working on startups for as long as he can remember and he has made it his passion to help accelerate the development of the startup ecosystem…
How to avoid IRS audits
1. REPORT all income IRS receives copies of 1099s and W-2s from your work, bank, buyers – people who pay you. Failing to report a W-2 wage statement or1099 subcontract…
New law provides greater protection for your home against creditors
THIS has got to be the best news I have heard recently! Given the huge job losses and high unemployment rate that have left many unable to pay their debts,…
Why Prop 22’s denial of employee status is bad for CA workers
Independent contractors are in business for themselves and generally work on a freelance basis, often with several clients. They either have specialized skills (e.g., actors, writers) or advanced degrees (e.g.,…
Young client chooses Chapter 7 as business dies with $80K credit cards owed
THE client is young in his 50s. Believe me, that’s young. This is not only mentally young, but physically, 50s is still quite young. It is said that the 60s…
Covered California for Small Business announces a record-low weighted average rate change of 1.5 percent for 2021
SACRAMENTO – Covered California for Small Business unveiled the health plan choices and rates for small-business employers and their employees for the upcoming 2021 plan year. The statewide weighted average…
ABS-CBN to return to free TV on October 10
BROADCAST giant ABS-CBN on Tuesday, October 6, announced that some of its entertainment shows and movies will return Saturday on A2Z, the newly-rebranded Zoe TV Channel 11. “Starting Saturday…
WOCEE WIRED will define the next normal in the trade show industry this November
The digital era introduces us to a society who are always in the look-out for what’s coming-out next. In light of this rapid development, everyone has become more dependent on…
Pandemic forces PAL to cut 35% of workforce
PHILIPPINE Airlines (PAL) plans to lay off 35% of its workforce, the company announced on Monday, October 5. Around 2,700 workers out of its total 7,800 workforce will be affected…
Building a Strategic Comeback for 2021
For the past several months, hundreds of companies continue to be on the defense because of the influx of unforgiving adversities presented by the pandemic. As most businesses know by…
Q4 & Beyond
By Martin Santiago This is the last quarter of 2020. Despite some challenges, the real estate market has boomed nationwide during the pandemic as people have found themselves spending more…
How not to behave during an IRS audit
1. DON’T go to your appointment unprepared. 2. Don’t be late for the appointment. 3. Don’t volunteer information. 4. Don’t bully IRS personnel. And if they bully you back? 5….
Employee’s right to privacy during accommodation of illness or disability
Lauren Scricca worked as a Clinical Nurse for the University of California Irvine Medical Center (UCI) and was assigned to the Acute Rehab Unit. Throughout the 10 years she worked…
Can bankruptcy help you survive the COVID-19 recession?
THERE have been increasing talks recently about making needed changes under the Bankruptcy Code to protect families and business owners who are suffering during this pandemic. While the government has…