[COLUMN] New retiree chooses Chapter 7 fresh start to wipe out $45K credit cards
THE client just turned 67 and has been working for 40 years at a job that pays him $70K a year. He retired two months ago so he doesn’t make the $70,000 a year anymore. He now gets a public pension that gives him $1,800 a month and social security that pays him $1,900 a…