Category: Consumer Columnists

THE Constitution of the United States of America allows bankruptcy to its citizens and residents to allow them to become productive again if they are saddled with accumulated debt. The…

DO you want to get out of debt but are afraid that filing bankruptcy may only make things worse for you? Facing difficult financial times can be a frightening thing…

Establishing parentage rights for Moms is a lot easier than establishing one for unmarried Dads.  Moms can establish this by simply showing proof of her having given birth to the…

Q: I WORKED as a caregiver in a nursing home. I complained to my manager that the owner’s husband was sexually harassing me, but she told me I was overreacting…

WHEN your financial circumstances are forcing you to declare bankruptcy, this can be one way of dealing with debts that you can no longer manage on your own. Of course,…

DEAR Attorney Tan, I was driving home and was at a complete stop when another driver rear ended my car. I was not feeling well after the accident, as my…

ESTABLISHING parentage rights for Moms is a lot easier than establishing one for unmarried Dads. Moms can establish this by simply showing proof of her having given birth to the…

THE client just turned 67 and has been working for 40 years at a job that pays him $70K a year. He retired two months ago so he doesn’t make…

For most families, their 401K retirement plan from work is the second largest asset an average family holds (second only to their family residence).  How is this treated in a…

When debts spiral out of control, bankruptcy can become an invaluable financial recovery tool in getting you back on the right track. While it’s not for everyone, close to a…

HOW do I know that there’s a right time for you to file for bankruptcy and I am 100% sure of this? Well, I refer you to the Bible Ecclesiastes…

For most families, their 401K retirement plan from work is the second largest asset an average family holds (second only to their family residence).  How is this treated in a…

THE State of California, in partnership with various counties throughout the state, administers an In-Home Supportive Services (“IHSS”) program to allow low-income elderly, blind, or disabled individuals to hire a…

THE client is 66. He says he is now old all of a sudden. He migrated here in 2004. He says he has been working hard since he arrived, but…

IF you’ve ever had to file bankruptcy in the past for whatever reason, you probably told yourself that hopefully, you never have to do it again ever. But sometimes you…

This is a common question among people contemplating divorce in California when the other spouse does not live in the state.  The California Courts has the power to grant a…

Starting a business is no joke. It’s not for everyone. If someone says starting a business is a walk in the park, they are lying to you. From idea to…

THE decision to terminate one’s marriage typically brings to the forefront many issues all at once.  Issues pertaining to property, support, and child custody need to be addressed in a…

FOUR female Google employees believed it was unfair that male colleagues with similar qualifications were consistently paid more than them and other female counterparts.  This week, the San Francisco Superior…

IF you’ve made the decision to file bankruptcy to get a fresh financial start, here are some things to consider in choosing between Chapter 7 or Chapter 13. Be aware,…

WHAT are the things that you should not do before you file for bankruptcy? First on the list of things not to do is do not hide assets. Concealing assets…

THE decision to terminate one’s marriage typically brings to the forefront many issues all at once.  Issues pertaining to property, support, and child custody need to be addressed in a…

Finances are different for everyone, and so are the life events we all go through. An emergency fund is your financial line of defense against life’s lemons. Although there are…

AN employer’s policy not to pay call-center employees for time spent booting up and shutting down their employer-provided computers is not lawful.  The federal Ninth Circuit Court of Appeals rejected…

THE decision to terminate one’s marriage typically brings to the forefront many issues all at once.  Issues pertaining to property, support, and child custody need to be addressed in a…

Family of 3: $40K credit cards owed Client no. 1 is so young. She is in her late 30s, less than 40s. I remember when I was that young, a…

Relax. This is a normal process. Think of it as an end-of-year review of records to ensure that your business has paid the correct premium for workers’ comp insurance. During…

The family and medical leave rights under California Family Rights Act (CFRA) have been expanded. It now applies in instances when a worker needs to take leave to care for…

Article I, Section 8 of the United States Constitution authorizes Congress to enact “uniform Laws on the subject of Bankruptcies. Pursuant to this grant of authority, Congress enacted the “Bankruptcy…