When meal waivers don’t apply SOME employees work 12-hour shifts, such as nurses, therapists, technicians, or even caregivers and domestic employees. Because of the realities of their job, especially for…
IN this week’s article, I would like to address a bad habit that we all tend to have at times. In dealing with debt, it can mean the difference between…
“I believe that it is my duty as a CEO to lead and inspire the workforce, to provide vision and direction, to guide and motivate my people so that Megaworld…
Client seeks discharge of $68k credit card debt CLIENT migrated to the United States when he was 16 years, which was 49 years ago. At 17, he enlisted with the…
1. YOU are required to file an income tax return if your 2014 gross income reaches: Elderly and blind taxpayers add $1,200 to $1,550. 2. Personal exemptions $3,950 Phaseouts for…
(Part 2) LAST week, we discussed the case of a class of “Review Appraisers,” employed by Bank of America (BoA), who recently obtained approval of a settlement for $5.8 million….
FOR a lot of people, financial concerns can be their number one cause of stress. But worrying without acting doesn’t really solve anything. If you feel that your finances are…
MANY people, after completing orthodontic treatment, are fitted with a fixed retainer-—a thin wire that’s bonded to the back of teeth, designed to help keep teeth straight and aligned. Fixed…
White House will hire 1,000 more employees to implement Obama’s immigration action The 3 seniors who need bankruptcy relief THIS must have been my pre valentine seniors’ week for bankruptcy relief….
Premium Tax Credit for individuals and families IF YOU purchased health coverage from a state or the federal Marketplace and are eligible for the premium tax credit, file Form 8962,…
A CLASS of “Review Appraisers,” employed by Bank of America (BoA) through its subsidiary, Landsafe, recently obtained approval of a settlement for $5.8 million. The employees sued BoA for alleged…
EVERYDAY, I meet with couples who are deeply in debt. In a lot of cases, I can feel the stress level that they are experiencing while the couple is in…
While medications are designed to make us feel better, in some cases their side effects can instigate a second, completely different, problem. That’s why dentists encourage patients to “open up,”…
Client seeks to discharge $200k of taxes CLIENT is an investment & financial broker who advises people how to invest their retirement accounts. He is now 60 years old. During…
Affordable Care Act (ACA – ObamaCare) THE Individual Shared Responsibility provision of ObamaCare requires taxpayers to either: • Have qualifying health care coverage, • Qualify for an exemption, or •…
MARIA Nucci slipped and fell at a Target store in Palm Beach, Florida. She sued Target for personal injury, claiming, among other things, that she has become physically handicapped experiencing…
MOST people are unaware that credit card companies will negotiate with you if they believe that it is in their best interests to do so. Many times you can negotiate…
FOR both children and adults with special needs, dental care can be challenging. In some cases, limited coordination can make brushing and flossing tricky. In other cases there may be…
“About a week after arriving in the Philippines, I happened to wake up one day at 7 o’clock in the morning. My father got angry and he scolded me. As…
Single client seeks BK relief CLIENT is 48 years old, single and works as a licensed vocational nurse. She used to gross $75K a year with two jobs but recently…
* * * Sy Al-os Accountancy Corporation provides accounting and tax services to individuals, corporations, LLCs and business entities. The Firm has a niche in defending taxpayers audited by…
MYRA Becraft was a full-time staff psychiatrist for the California Department of Corrections and Rehabilitation at its facility in San Diego. According to the Daily Journal, Ms. Becraft sued her…
DO you want to get out of debt but are afraid that filing bankruptcy may only make things worse for you? Facing difficult financial times can be a frightening thing…
Senior raids retirement account CLIENT is 65 and still works as a registered nurse with $70K annual gross. She divorced 5 years ago. At that time, there was community property…
(Part 3 of 3) MATERNITY Leave: State universities may not require female graduate students to take leaves of absence for pregnancies and must allow those who do take leaves to…
Stopping those pesky communications THE telephone is one of mankind’s most remarkable inventions. It has allowed people in distant locations to connect within seconds. But like most inventions, it can…
IF YOU’RE one of the many people who got approved for loan modification many years ago under the HAMP Program, chances are that you obtained a low interest rate of…
It’s the New Year and if you’re like most, you’re thinking about what your resolutions will be this year. You might be thinking of getting into shape and losing some…
I’VE been asked this question a few times lately so I decided to write an article on it. If you have filed bankruptcy before, you may be wondering whether it’s…
WE previously wrote an article about guards who worked at CPS Security Solutions, Inc. CPS provides “trailer guards” for construction sites in California. The guards spend the night at their…
