Category: Consumer Columnists

IN 2010, Facebook instituted an update to its site called “Open Graph,” which introduced Facebook users to a “Like” button that they could click to show to their networks their interests…

MANY people are of the perception that simply downloading a prenuptial agreement from the internet and signing it with their fiance offers them a bullet proof protection from a divorce. …

IF you are in debt and are seriously considering bankruptcy as an option, I am sure a lot of thoughts are going through your mind. I just want to get…

DENISE Bertone worked as a coroner investigator for the Los Angeles County Department of Medical Examiner-Coroner (DMEC). For most of her 25-year tenure, she was the expert pediatric coroner investigator…

MANY parents who may have problems refinancing their house due to low income in retirement or due to low credit score sometimes resort to the idea of having their married…

THIS is what I call a borderline Chapter 7 case with asset. Therefore, it is the better part of caution not to file Chapter 7 because the asset may be…

IF you’ve ever had to file bankruptcy in the past for whatever reason, you probably told yourself that hopefully, you never have to do it again ever. But sometimes you…

Q: I recently resigned from work because I was tired of being shorted on overtime pay, not being given breaks half the time, being made to work before and after…

MANY self-employed individuals have relied on the Paycheck Protection Program (PPP) and other federal pandemic loans to rescue their businesses from going under. If you notice, many restaurants that we…

Q: COVID continues to be problem for many and is hitting close to home with these new variants that are highly contagious (I know relatives and friends who are getting…

MANY parents who may have problems refinancing their house due to low income in retirement or due to low credit score sometimes resort to the idea of having their married…

Are you seriously in debt and don’t know what to do? Individuals who have accumulated excessive debt are often left to ponder whether bankruptcy is their only realistic way to…

Nevada does not have corporate or personal income tax. It’s for this reason that businesses leave their states of residency to set up shop in Nevada. Individuals also flock to…

Bitcoin and other cryptocurrency has become popular lately as a new store of value.  It is decentralized and not subject to regulation in any jurisdiction.  It can be stored in…

WE previously wrote in this column about the case against Riot Games, Inc., a multi-billion dollar video game developer, with headquarters in Los Angeles, operating in 24 offices around the…

CHAPTER 13 is a reorganization of your financial affairs where you pay a portion of your debts over 36 months or 60 months depending on where your household income is….

TOUGH financial times caused by the pandemic are pushing strapped consumers over the edge. Delinquencies and balances on delinquent credit cards are on the rise again. Faced with layoffs and…

MANY people are of the perception that simply downloading a prenuptial agreement from the internet and signing it with their fiance offers them a bullet proof protection from a divorce….

MANY people are of the perception that simply downloading a prenuptial agreement from the internet and signing it with their fiance offers them a bullet proof protection from a divorce. …

Sevag Chalian worked as a pharmacist for CVS Pharmacy Inc. Chalian and other pharmacists are required by CVS to complete “mandatory training modules.” The employees were instructed to complete their…

IS there such a thing as “good” debt? Sure there is. Debt can get you a higher education and get you a profession. By higher education, I mean college and…

AS a bankruptcy attorney, I am often asked: “How will filing bankruptcy change my life?” I think people ask this question because of the negative things that they may have…

The COVID-19 Pandemic is a scary reality which affects everyone globally and has shut down the global economy.  Individuals over 65 are more at risk of having serious complications with…

THE COVID-19 Pandemic is a scary reality which affects everyone globally and has shut down the global economy.  Individuals over 65 are more at risk of having serious complications with…

WHAT’S in store for us for 2022? I was just thinking that this is the year we beat the pandemic permanently and the coronavirus decides to mutate into something that’s…

Minimum Wage Increases Effective Jan. 1, 2022, the California state minimum wage will increase to $15 per hour for employers with 26 or more employees. For employers with 25 or…

A LOT of people who are contemplating bankruptcy as a solution to their debt problems often wonder if it can be avoided at all. They fear that they might be…