ARE you always worried about not having enough money for yourself and your family no matter how hard you work?  Do you live paycheck to paycheck with no savings?  Is…

ARE you constantly worried about your finances because of debts that you can no longer afford to pay?  If you are in more debt that you can repay, you may…

WHEN people are going through financial difficulty and are unable to pay their bills, their first reaction is often to ignore their debts and avoid contact with creditors. They think…

IF you’ve ever found yourself financially broke or buried in debt at one point in your life, I’m sure you still remember how it felt. The feelings of despair and…

ARE your growing debts starting to worry you and cause you sleepless nights?  Are you trying hard to pay what you can every month but feel like you’re just running…

LIKE most people, you’ve probably heard that filing for bankruptcy when you are in debt will ruin your credit forever and that you will never be able to buy a…

NO matter how the economy does, there are always reasons for people to file bankruptcy. During the period of 2008-2012, more than 1.5 million people filed bankruptcy year after year….

THERE are times in life when we’re sometimes caught unprepared for what we have to do in order to deal with an ongoing problem that simply will not go away….

ARE you in debt and in a constant state of worrying about your financial situation? Perhaps like most people, you live paycheck to paycheck and are barely surviving but you’ve…

IF you’ve accumulated more credit card debt than you can handle, you may get this sick feeling in your stomach not knowing what to do about it. As a bankruptcy…

ARE you seriously in debt and don’t know what to do? Individuals who have accumulated excessive debt are often left to ponder whether bankruptcy is their only realistic way to…

I WAS in line at the grocery store the other day and noticed the man in front of me smiling and looking at me as if he wanted to say…

ARE you debts growing faster than your income every month?  Trying to pay what you can but feel like you’re running on a treadmill and not getting anywhere? Do you…

SLEEPLESS nights… Stressed out… Worried about the future.. Always broke no matter how hard they work…Feeling hopeless about their situation. This is what most people are going through when they…

YOU may not like what I have to say in this article. But oftentimes, the truth hurts. But if you find yourself broke every payday because of too much debt,…

“ This means that most of what you are paying goes to interest alone and you may be stuck in debt for the rest of your life.” WHEN people think…

ARE you seriously in debt and don’t know what to do? Individuals who have accumulated excessive debt are often left to ponder whether bankruptcy is their only realistic way to…

ARE you in debt and are starting to feel very frustrated with your situation? Do you find yourself always worried and stressed because you don’t have enough money to pay…

ARE you currently struggling with debt problems and don’t know what to do? To most people, finding themselves in that situation is pretty scary. They constantly worry about their finances…

ACCORDING to a new report, the number of seniors filing bankruptcy is increasing rapidly. The average senior who files bankruptcy these days owes approximately $17,390 according to the report (Although…

“  One thing that may help you determine if you still have debts in active collection status is by looking at the most recent copy of your credit report and…

I KNOW we’ve never met but if you are facing serious debt problems, I know there’s a common concern that people share when they are in your situation. As a…

A LOT of people who consult with me about their debt problems are going through the worst time of their lives. Unlike other problems in life that sometimes just go…

WITH credit card debt approaching $1 trillion according to the Federal Reserve, there is no doubt that thousands and thousands of families who can’t pay their credit card debts are…

ARE you sick and tired of being in debt and having bad credit? Do you want to start over but simply don’t know where to begin? Is filing bankruptcy an…

“While bankruptcy is not for everyone, millions upon millions of people who have no way of getting out of debt have found it to be the BEST thing that they ever…

I’VE seen a rise in the number of cases with payday loans and they are becoming a common issue in bankruptcy filings. What happens to payday loans in bankruptcy? Payday…

IT’S the day before Thanksgiving and I’m here in my office still working on cases. The freeways are crazy today and everyone’s trying to get somewhere to be home with…

IF you are one of the millions of homeowners who survived the mortgage crisis in 2008, you have something to be grateful for. In 2008 alone, close to 900,000 homeowners…

MOST people who are struggling with debt problems for the first time are often confused and don’t know what to do. They’ve never been in this situation before. They have…