Credit cards can keep you trapped in debt forever
DO you wish you had less credit card debt than you currently owe? Have you charged more than you can afford to pay? Are you frustrated with the fact that…
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When is bankruptcy a good option to get out of debt?
ARE you being harassed by your creditors day and night due to unpaid bills? If you are, you know that this is a pretty unpleasant experience. You may feel scared,…
How do you handle the bad financial times when they come?
YOU’RE doing fine. You’re paying your bills on time and you have your debts under control. You’ve even managed to set aside a bit of savings in your bank account….
If your debts are out of control, read this
I WAS counseling someone the other day in my office. He looked shocked and confused as we sorted through all the credit card statements on my desk and added up…
If your debts are out of control, read this
I WAS counseling someone the other day in my office. He looked shocked and confused as we sorted through all the credit card statements on my desk and added up…
When does filing bankruptcy make sense?
NO ONE ever likes to talk about bankruptcy. However, it’s simply a fact of life. Things happen. Whether it’s losing your job, going through a divorce, having huge medical bills…
When does filing bankruptcy make sense?
NO one ever likes to talk about bankruptcy. However, it’s simply a fact of life. Things happen. Whether it’s losing your job, going through a divorce, having huge medical bills…
Debt problems: Financial turnaround for businesses and families
WHILE I have written this article especially for small business owners, everything I say here will also apply to everyone who is going through a financial crisis. So, whether you…
Do you need to get out of the debt trap?
IF YOU are buried in debt, you may be feeling trapped at the moment with no way out. You realize you need help but don’t know where to go for…
Filing bankruptcy to avoid being stuck in debt forever
WHEN debts spiral out of control, bankruptcy can become an invaluable financial recovery tool in stemming the tide and getting you back on the right track. Without the “fresh start”…
Are you facing financial stress and anxiety?
AS WE continue to go through turbulent economic times, a lot of people are in a state of panic and anxiety. Thousands of families are overwhelmed with the difficult choices…
Who else needs to get out of debt and start saving again?
A LOT of people who find themselves at the end of their financial rope wonder about how they could rebuild their finances again. Out of desperation and in an effort…
‘Help, can I file bankruptcy AGAIN?’
“If you have filed bankruptcy before, you may be wondering whether it’s possible to do it again. Generally, the answer is that you can file bankruptcy as often as needed…
Are you feeling hopeless about your debt problems?
THE last few years have been financially difficult for a lot of people. When the real estate marked crashed a few years ago, millions of people found themselves with a…
Stop borrowing or you’ll be stuck in debt
EVERY day, I meet with a lot of people who are sick and tired of being in a financial mess but they are unwilling to pay the price of being…
Warning: Ignoring your debts is not a good idea
YOUR debt problems may be undeniable. You know they are there and they will not go away until you do something about them. Perhaps at some point, you took the…
Don’t wipe out all your savings to pay debts
LIKE most people, you’ve worked hard and have done your best to pay all your bills on time. But in life, at one time or another, we all find ourselves…
Is your situation forcing you to file bankruptcy?
FACING serious debt problems can be depressing to a lot of people. It may seem like the end of the world. You may feel angry, depressed, guilty- or a combination…
Are you sinking deeper into debt every month?
TOUGH financial times are pushing strapped consumers over the edge. Delinquencies and balances on delinquent credit cards are on the rise with no signs of slowing down. Faced with layoffs…
Don’t retire broke: Get out of debt now
WARNING: If you are concerned about not having enough money to live on by the time you retire, you may find the following totally shocking: According to the Social Security…
You don’t need to face your debt problems alone
ARE you having trouble paying your bills every month? Are you being harassed by bill collectors who will not leave you alone no matter how many times you tell them…
Facing foreclosure: Here’s one mistake you should avoid
YOU already know that your home is in foreclosure. You’ve received that dreaded Notice of Default. You know that after 90 days, your home can be scheduled for a Trustee…
Need to file bankruptcy but worried about your credit?
IF YOU are in debt and are seriously considering bankruptcy as an option, I am sure a lot of thoughts are going through your mind. I just want to get…
Are you facing debt problems and don’t know what to do?
WHEN people are going through financial difficulty and are unable to pay their bills, their first reaction is often to ignore their debts and avoid contact with creditors. They think…
To get out of debt, control your spending
DO you dream of simplifying your life, reducing your stress and regaining control of your financial future? Everyone dreams of living a debt-free life and yet we know that today,…
Do you have a secret fear of losing everything you have?
I KNOW we’ve never met. But there’s a common concern we all share. As a debt relief attorney, I hear it from people who consult with me everyday. It is…
When you have no choice but to file bankruptcy
Facing serious debt problems can be depressing to a lot of people. It may seem like the end of the world. You may feel angry, depressed, guilty- or a combination…
2 common mistakes that always lead to financial trouble
Many factors lead to financial problems and bankruptcy. While there are things that are simply beyond your control (example: sickness, disability, unemployment, etc.), a lot of bankruptcies are also a…
If you want to get out of debt, here’s what you need to change
EVERY day, I meet with a lot of people who are sick and tired of being in a financial mess but they are unwilling to pay the price of being…
Need help with debt but too embarrassed to ask?
HAVE you ever faced a situation in your life where you needed help so badly but you were just too afraid or embarrassed to ask for it? Perhaps you felt…