IF you are struggling with debt problems, you may feel depressed and alone. It may seem like the end of the world.  Your self-esteem may have suffered. You may feel…

“ No matter how hard these people work, there is never enough money to go around. In some cases, they barrow even more in order to pay other creditors and thus perpetuating this…

DO you want to simplify your life, reduce stress and regain control over your financial future? If you are one of the millions of people in this country who are…

DECIDING if bankruptcy is right for you is not always easy. But sometimes, the hole you’ve dug up is too deep that there is no other way out. Bill collectors…

IF you are searching for debt reduction solutions, no doubt you’ve been inundated with advertisements for various debt management programs, companies and solutions. The choices seem confusing to the average…

INDIVIDUALS who have accumulated excessive debt are often left to ponder whether they should file bankruptcy in order to get out of debt.  Sometimes, these people feel that somehow, they’ve…

DO you have debt problems that you don’t know how to handle? Are you considering filing for bankruptcy but are afraid that it will only make your situation worse?  Have…

DO you have old debts in the past that you haven’t paid and are wondering if the creditors can still come back now and collect from you after so many…

WHEN your financial circumstances are forcing you to declare bankruptcy, it is one way of dealing with debts that you can no longer manage on your own.  Of course, the…

IF you’ve ever been in a situation in your life where you had to file bankruptcy as a last resort in order to get out of debt, you know exactly…

ARE you in debt and in a constant state of worrying about your financial situation? Perhaps like most people you live paycheck to paycheck and are barely surviving but you’ve…

A LOT of people in debt are in denial about their situation so they go about their lives pretending that everything is OK- until one day they find themselves in…

IF you’ve ever found yourself financially broke or buried in debt at one point in your life, I’m sure you still remember how it felt. The feelings of despair and…

HAVE you ever faced a situation in your life where you needed help so badly but you were just too afraid to ask for it?  Perhaps you felt confused and…

YOUR credit card payments are past due. You’re confused and don’t know what to do. The bill collectors are calling you non-stop and writing you threatening letters. What do you…

“ Let me get one thing straight, just because you can pay your minimum monthly payments each month doesn’t necessarily mean that you do not have a debt problem” WHILE…

HAVE you heard the story of a poor, old beggar who died one day- and to everyone’s amazement, a money belt found wrapped around his waist contained thousands of dollars…

WE’VE all been there. Those moments when almost anything that could go wrong DOES go wrong in our finances. As human beings, we all want to be safe and secure…

ARE you seriously in debt and don’t know what to do about your situation? Are you afraid that unless you do something about it, thing will just continue to get…

IS the government after you for huge unpaid taxes that you cannot afford to pay?  Do you get sick to your stomach not knowing what the government will do next…

ARE your debts keeping you up at night? Are you always worried about money? Are you barely surviving and can’t even keep up with minimum payments on your credit cards?…

WARNING: Excessive credit card debt can lead to financial disaster and can affect your financial well-being. The reason they call it “credit card debt trap” is because once you’re in,…

IF you are in debt and don’t have enough to pay your debts each month after taking care of living expenses, you may be tempted to borrow money from credit…

MOST people don’t talk about their credit card debt because they find it embarrassing. They can talk to their friends and family about everything else but when it comes to…

YOU want to help your children go to college and if you’re like most parents, you would do anything to help them get a good education. At some point, you…

IF you’ve accumulated a lot of debt and something has happened in your life that’s made it difficult to pay your bills, you are not alone.  After almost 18 years…

MAYBE you’ve experienced this before: You’re driving down the road one cold, chilly day and before you know it, you find yourself surrounded by a thick white wall of dense…

ONE thing certain about debt problems is that most of them don’t just go away by themselves. They’re there when you go to bed at night and they’re still there…

IF you are experiencing debt problems, you may find it difficult to talk to other people about it to the point that you are not getting the help that you…

You’ve probably seen a lot of these ads: “Settle your debts for pennies on the dollar!”, “Reduce your debts legally without filing bankruptcy!” “Stop bill collectors now and pay them…