Why you need a Power of Attorney now

TOO many times, I encounter relatives or friends going through the dilemma of not being able to handle an elderly relative’s financial, legal, and medical affairs after such relative becomes incompetent or disabled. Often understated and unrealized is the paramount importance of a Power of Attorney. Most people recognize the need for it when it…

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Dancing the Cha-cha—again

The debate on whether or not amendments should be made in the constitution has been similar to an endless dance of Cha-cha; wherein government officials keep dancing to and fro without really going anywhere. This time, however, the lawmakers seemed to be getting pretty tired from all the dancing. A majority of the members of…

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Eight don’ts after a meal

There are many myths floating around concerning various subjects. Some of them are about what NOT to do after a meal. These were emailed to me by a friend for scientific verification. Myths are obviously the fruit of partial or total ignorance, and speculations, handed down from generation to generation. While many of them are…

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Individual tax filing extension due on October 17th

FOR quite a few taxpayers who have deferred on filing their 2010 income tax returns, the deadline is just by the corner. The most prudent action would be to file your income tax return before the October 17th deadline to avoid additional penalties and interest owed. Remember, your tax payments would have been due on…

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Lessons from a dark era

“THE Filipino, it seems, has lost his soul, his dignity, and his courage. We have come upon a phase of our history when ideals are only a veneer for greed and power, (in public and private affairs) when devotion to duty and dedication to a public trust are to be weighted at all times against…

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Alex Niño, Renowned Comic Book Artist

FILIPINO comic book artist Alex Niño doesn’t get the credit most of his peers receive. When you think of the Filipino pioneers that entered the US comic industry in the 1970s, you’d automatically think of Tony DeZuniga (the creator of Jonah Hex), Nestor Redondo (an illustrator for Swamp Thing and Tarzan) or the late Alfredo…

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Why it is critical to fund a Living Trust

THE fact that a lot of existing Living Trusts are not properly funded is a scare to behold. Once your Living Trust was drafted and finalized, you think your assets and loved ones are safe and protected from the dreadful process of probate. Absolutely not at this point! Not until you have funded the trust….

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Fruits of labor

The Philippine coconut industry and the Aquino administration has all reasons to be thrilled with the big time companies in the United States recently expressing their willingness to invest in the Philippines. In a statement, head of the Presidential Communications and Strategic Planning Office, Ricky Carandang, told the press that President Aquino was “excited” that …

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Affirmation

WITH 85% approval for his performance in the past three months, Vice President Jejomar Binay is enjoying the highest approval and trust ratings (85 percent approval rating and 86 percent trust rating) anew among key government officials in the latest Pulse Asia Survey. The country’s chief executive, President Benigno Aquino III, received 77% approval and…

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Dying to look good

To take the risk of possible death from surgery that is necessary to save life or to maintain or restore health makes intelligent sense. But to die from an elective cosmetic procedure performed for vanity, or for whatever reason, is obviously reckless and foolhardy. In medicine, one death out of 100,000-300,000 surgeries, or at most,…

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Enamel education

While we endeavor to help our patients avoid tooth problems, the reality is that by the time many people get to the dentist, they are already experiencing symptoms of dental distress. Many common dental complaints – both physical and cosmetic – can be traced back to enamel damage. Tooth enamel is the hard, outer layer…

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Trusted

WITH 85% approval for his performance in the past three months, Vice President Jejomar Binay is enjoying the highest approval and trust ratings (85 percent approval rating and 86 percent trust rating) anew among key government officials in the latest Pulse Asia Survey. The country’s chief executive, President Benigno Aquino III, received 77% approval and…

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Foot in mouth

IT’S WHAT an idiom would refer to as a “foot-in-mouth” situation. WikiLeaks consecutive release of secret diplomatic cables between the US Embassy and Washington (from 2006-2010) regarding the Philippine affairs may have soured PH-US relations significantly. The latest release revealed former US Ambassador Kristie Kenney’s opinions about the Philippines’ efforts in combating the Communist Party…

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Maria Mabilangan Haley, Former Adviser of Presidents Bill Clinton and Gloria Macapagal-Arroyo

ON SEPTEMBER 13, America and the Philippines lost one of its most outstanding leaders – Maria Mabilangan Haley, who died from brain aneurysm. The highest-ranking and most influential Filipino-American official during the Clinton administration, Maria Haley received the highest tributes from top US officials, praising her for an outstanding and inspiring life and admirable work….

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High investment return? Think again!

LAST week, Ana (not her real name), approached me regarding her situation. She has “loaned or invested” $182,000 to someone who is now missing with the lure of extremely high investment return. So many times I have been personally offered these sales pitches myself. My simple and easy answer, “If it sounds too good to…

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Can aging be delayed?

Why do we age? Just like machines and engines, our body ages because of the cumulative damages to our cells, tissues and organs (resulting from daily “wear and tear” and the self-abuse humans are well known for) that exceed our body’s ability to repair them. These damages lead to obvious signs of aging: sags, bulges…

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Using caution with student loans

GOING to college is a good thing as it can open greater opportunities for employment and has the potential to transform someone to higher level of success. There are various ways to finance a college education, one of which, and maybe the most popular means, is by obtaining student loans. It might seem overwhelming as…

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Brain youth

One of the powerful attributes that we admire (or even marvel at) among many elderly, age 80, 90, and older, is the “youthfulness” of their mind. Unfortunately, not every one of them is gifted with senior brain power or brain youth when they reach 70 or older, and some have significant physiological “cerebral handicaps” even…

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So far, so good

FRESH from his first state visit to People’s Republic of China, President Benigno Aquino III is set to embark on two more state visits this month. The outcome of Aquino’s China trip has exceeded expectations. The President’s first state visit to the People’s Republic of China was a success, bringing home billions worth of investment…

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A step forward

THINGS seem to be looking up for PH-China relations — at least, in terms of trade and investment. President Aquino’s state visit to China seems to be yielding positive results on the business aspect for the Philippines, and seems to have moved a step forward on the territorial dispute between China and the Philippines over…

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Action speaks louder than words

To better respond to criminality and improve on implementing peace and order in the country, the government recently released a P1.75 billion modernization fund for the Philippine National Police (PNP).  The fund was released amid probes on the anomalous purchase of helicopters and rubber boats linked to the PNP during the term of President Gloria…

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Aspirin: Anti-cancer? And other questions

Does aspirin protect us against cancer? Yes, according to clinical studies conducted on patients taking daily aspirin (Acetylsalicylic Acid) for conditions like arthritis, etc., or among heart patients taking aspirin to thin their blood to prevent blood clots and blockages in the coronary (heart) arteries. The findings show that those taking daily dose of aspirin…

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Ordinary heroes

“THE world’s battlefields have been in the heart chiefly; more heroism has been displayed in the household and the closet, than on the most memorable battlefields in history.” – Heinry Ward Beecher In the Philippines, National Heroes Day is celebrated on the last Sunday of August. This national holiday is held to honor the sacrifices…

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Water is life

ACCESS to water is a basic human need, a fundamental human right. But according to a 2006 United Nation’s Human Development Report, more than 1 billion people are denied clean water, and more than 2.6 billion of our brothers and sisters lack access to adequate sanitation. Every year, 1.8 million children die as a result…

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Perspective

Despite reports that the number of unemployed nursing graduates in the Philippines continues to increase, many (including those who already have medical degrees, or are already practicing medicine in the Philippines) are still enticed to take a degree in nursing, fueled by the hope that working abroad will be a lucrative means to help them…

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Prosecutorial discretion + Prioritization = Hope

LAST week, the Obama Administration announced an (immigration) Prioritization Plan.  Priority: enforcement of immigration laws against serious criminals who are a threat to our public safety, i.e. deporting them. Not a priority: approximately 300,000 pending immigration court cases for non-US Citizens convicted of minor crimes or “simply” here in violation of our immigration laws.  Potential:  termination of…

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