CALLER: My neighbor has a loan modification package that reduced their loan balance by about $200,000; this reduced their payments about $600-700 per month. I have a very similar situation…
Another weapon in the taxpayer’s arsenal that stops the IRS in its tracks is bankruptcy. The filing of a bankruptcy petition will generally stop the IRS from collecting your tax…
WITH the USICE Prosecutorial Discretion program under way, thousands of cases pending before the US Immigration Courts and Board of Immigration Appeals (BIA) are ripe for review to determine whether…
IN MY work as a Bankruptcy Attorney, I usually have the privilege of meeting all kinds of people from all walks of life. Some are poor, some are rich. Some…
The greatest show on Earth will happen again from July 27 to August 12 at the London Olympics. It will be another spectacle and the stage is set for this…
A MAN who goes to the gym, where I work out , would flaunt a t-shirt with bold lettering, IT’S ALL ABOUT ME. “Hmmm,” I would often muse, “what message…
DUAL Tracking is the practice of negotiating with clients to modify a mortgage so that payments become more affordable while simultaneously pursuing foreclosure. What most of the calls I am…
FILIPINO-American George Samson has dedicated his life to helping the poor, the sick and the needy, but has never sought fame and honor for his work as the President of…
BOTH the President and the Department of Homeland Security (DHS) have recently issued statements urging people who may qualify for deferred action status and work authorization under the DREAM Policy…
YOU’VE probably heard the saying, “The failure to plan is a plan to fail”. And yet so many of us don’t realize how we so easily neglect to plan for…
Recently, there was a story making national news, about a high school student who got stuck in Mexico while applying for her immigrant visa. Shewould not only miss her high…
The symbolic significance of the number seven goes way back in the Creation Story when God created the world in seven days and took a breather on the seventh day….
A MULTICULTURAL advertising agency in Toronto owned by two Filipino women recently won the top award for print in the annual Summit International Awards, highlighting the two immigrants’ incredible journey…
JOINING the Goliaths of the world choirs! That’s what I thought as our children’s choir sung in front of the international judges of the World Choir Games in Cincinnati, Ohio…
IF YOU are buried in debt, you may be feeling trapped at the moment with no way out. You realize you need help but don’t know where to go for…
CALIFORNIA would prohibit the charging of advance fees to homeowners in connection with a loan modification, and require anyone who wishes to charge a fee for loan modification services (after…
Each month, the Visa Office of the State Department publishes, in the Visa Bulletin, the priority dates for that particular month, for the various family and employment based categories. A…
Every bride dreams of walking down the aisle, stunning white dress cascading behind her, beaming groom waiting to take her hand. But wait – are the smiles photographer-ready, all set…
In the game of chess, the game is over when the king falls or is checkmated. It is a representation of accepting defeat, but what it signifies is that when…
ON June 15, 2012, the Department of Homeland Security (DHS) Secretary Janet Napolitano announced that the DHS would consider granting Deferred Action Status (DAS) to many young people in the…
IF you are struggling with serious debt problems and the idea of filing for bankruptcy has crossed your mind, like most people, you may have some “fears” about bankruptcy that…
ROYALTY graced the country last July 2 to 6 as Queen Sofia of Spain visited various parts of the Philippines. The official trip of the Queen of Spain was named…
FIRST, the admiration, then, the rejection. “Where did this man get all this? What kind of wisdom has been given him? What mighty deeds are wrought by his hands? Is…
EARLIER this week (in an interview with dzBB radio) Senate President Juan Ponce Enrile raised a question in jest: “Now that China has sent its own astronauts into space, would…
NOW when lenders pursue foreclosures and simultaneously negotiate with clients to modify their mortgages so that payments become more affordable. Homeowners will not wind up being evicted even though they…
Retiring a few days ago, Anita Sanchez is the highest ranking and longest-serving government employee of the city and county of San Francisco. She lives to serve people, to empower…
FOR those that have anticipated the DREAM Act to become reality, we are one step closer. On June 15, 2012, the Obama Administration revealed a new initiate which will orders…
“IF there were only one “success strategy” I could recommend to a family business, creating an Advisory Board would be that strategy. In times of crisis, the Advisory Board can…
PREVIOUSLY, I discussed ways on how to request the IRS to reduce your tax liabilities, which is accomplished by means of an Offer in Compromise (OIC). In this article, I…
After the dramatic impeachment trial of former Chief Justice Renato Corona, comes the big question: Who will be the 24th Chief Justice of the Philippines? Last July 2, the Judicial…
