Why have a Family Advisory Board?

(Part 2) THE composition of the board should complement the knowledge and skill set of the owners. Good advisory boards will have at least one member with strong financial skills, one with good content or industry knowledge, and others with strong business backgrounds. However, board composition can change over time depending on a number of…

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These lovely shores

THERE is a moving painting hanging in our memory. It is filled with hues of blue and green. The masterstrokes glibly flowing as the waves carry the music that bellows the power of the ocean. Slowly these waves journey through a great distance. In a moment of grace, they meet the sand. The sound of…

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Fed by the Eucharist, a testament of faith

“WHERE can we buy enough food for them to eat?,” Jesus asked Philip, one the disciples, as he saw a vast crowd of about five thousand in number following them. “Two hundred days’ wages worth of food would not be enough for each of them to have a little,” Philip replied. “There is a boy…

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The waiting game

AT HIS third State of the Nation Address, President Benigno Aquino III mentioned four priority measures, one of which is the controversial Reproductive Health Bill (which he referred to indirectly as “the need for responsible parenthood.”) This brought the controversial bill back to the forefront — re-igniting heated debates and opinions in social media, from…

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Going for Gold

ELEVEN Pinoy athletes will try to achieve what no other Filipino Olympian has ever done before – bring the Philippines that elusive gold medal. All eyes will be in London the next couple of weeks as the 2012 Olympic Games is upon us. The Philippines has sent over 11 athletes and if it all goes…

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Eliminating tax debts through bankruptcy

Another weapon in the taxpayer’s arsenal that stops the IRS in its tracks is bankruptcy.  The filing of a bankruptcy petition will generally stop the IRS from collecting your tax debts.  This article will discuss what taxes are covered and how a bankruptcy petition can freeze IRS collection activities and even eliminate your tax debts….

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Presenting a compelling case for prosecutorial discretion

WITH the USICE Prosecutorial Discretion program under way, thousands of cases pending before the US Immigration Courts and Board of Immigration Appeals (BIA) are ripe for review to determine whether such cases should be terminated or administratively closed and the Respondents in those proceedings should be allowed to stay and work legally in the US….

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The London Eleven

The greatest show on Earth will happen again from July 27 to August 12 at the London Olympics. It will be another spectacle and the stage is set for this planet’s greatest athletes to give glory to their respective countries in the name of competitive sport. Will it be another fantastic summer for the gold-hauler…

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On spending some Me time

A MAN who goes to the gym, where I work out , would flaunt a t-shirt with bold lettering, IT’S ALL ABOUT ME. “Hmmm,” I would often muse, “what message is he trying to say?” Definitely, the message sounds narcissistic, but I wonder what leads this man to walk around wearing this t-shirt. Is he…

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A Life for Others

FILIPINO-American George Samson has dedicated his life to helping the poor, the sick and the needy, but has never sought fame and honor for his work as the President of World Medical Relief Inc. Yet, that is exactly what he has been getting the past years — honors, awards, accolades, salutes and standing ovations from…

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Take control of your finances and your life

YOU’VE probably heard the saying, “The failure to plan is a plan to fail”.  And yet so many of us don’t realize how we so easily neglect to plan for our financial future.  Ask as many people as you can what kind of financial planning they have done for the next 5-10 years and see…

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Sonny’s stuff of legend

The symbolic significance of the number seven goes way back in the Creation Story when God created the world in seven days and took a breather on the seventh day. The ancient world had the Seven Wonders, and students of antiquity studied the Seven Liberal Arts. Popular culture has James Bond (007), the Seven Dwarves,…

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From packing bagels to handling million-dollar ad campaigns

A MULTICULTURAL advertising agency in Toronto owned by two Filipino women recently won the top award for print in the annual Summit International Awards, highlighting the two immigrants’ incredible journey from packing bagels in a factory to handling multi-million dollar marketing campaigns for major companies. AV Communications, owned and managed by Filipino partners Anna Maramba…

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Equipping our children with trust and power of God

JOINING the Goliaths of the world choirs! That’s what I thought as our children’s choir sung in front of the international judges of the World Choir Games in Cincinnati, Ohio last week to qualify for the Champions’ Competition. That meant that despite not having received any national or international awards yet, Immaculate Heart of Mary…

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Why you need to escape the debt trap

IF YOU are buried in debt, you may be feeling trapped at the moment with no way out. You realize you need help but don’t know where to go for help. You may even be embarrassed about your situation that you find it uncomfortable to turn to family and friends for help.  So you try…

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Loan modification companies might be a thing of the past!

CALIFORNIA  would prohibit the charging of advance fees to homeowners in connection with a loan modification, and require anyone who wishes to charge a fee for loan modification services (after performing them) to provide a state mandated notice beforehand regarding the availability of non-fee options for the borrower. Tens of thousands of Californians face default…

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Countdown to the perfect wedding smile

Every bride dreams of walking down the aisle, stunning white dress cascading behind her, beaming groom waiting to take her hand.  But wait – are the smiles photographer-ready, all set to feature in photos that will be viewed for generations to come? Whether you’re the bride, groom, member of the wedding party or honored family…

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A true King

In the game of chess, the game is over when the king falls or is checkmated. It is a representation of accepting defeat, but what it signifies is that when the king does fall, he takes a large part of the game with him. On Tuesday, July 9, the Philippines’ entertainment industry was dealt a…

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DREAM Policy to be implemented by August 15, 2012

ON June 15, 2012, the Department of Homeland Security (DHS) Secretary Janet Napolitano announced that the DHS would consider granting Deferred Action Status (DAS) to many young people in the United States who would have qualified for the ill-fated policy. In the absence of any Congressional movement on Immigration Reform and Congress’ repeated failure to…

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Common fears about bankruptcy are false

IF you are struggling with serious debt problems and the idea of filing for bankruptcy has crossed your mind, like most people, you may have some “fears” about bankruptcy that you have not been able to discuss with anyone.  Usually, these “fears” stem from what we have heard about bankruptcy from co-workers, family or friends. …

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The Republic welcomes Royalty

ROYALTY graced the country last July 2 to 6 as Queen Sofia of Spain visited various parts of the Philippines. The official trip of the Queen of Spain was named Viaje de Cooperación de Su Majestad la Reina a la República de Filipinas (Travel Cooperation of Her Majesty the Queen to the Republic of the…

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