Client No. 1 LOOKS like I signed up two clients in opposite ends of debt last week. Client no. 1 is 55 years old and divorced for 10 years. She lives by herself in a house that she owns. The house has no equity because she has 2 mortgages on the residence. The second trust…
LAST year, we discussed the lawsuit filed by the Raiderettes, the cheer squad for the Oakland Raiders, who sued their employer for back wages and reimbursements. The lawsuit claimed that the employer withheld pay from the employees until after the football season ended and did not pay for hours worked outside the games. The cheerleaders…
MAYBE you’ve experienced this before: You’re driving down the road one cold, chilly day and before you know it, you find yourself surrounded by a thick white wall of dense fog. How did you react? If you’re like most people, perhaps you felt momentarily lost and confused or perhaps even panicked, not knowing what was…
Los Angeles Mayor Eric Garcetti unveiled a citywide sustainability plan on Wednesday, April 8 that seeks to reduce the amount of imported water used by Angelenos, improve overall air quality levels and reduce greenhouse gas emissions over the next two decades. The Sustainable City Plan, set for 20 years, sets out dozens of major environmental…
1. QUALIFIED Residence Interest includes your principal and second homes. The homes could be a house, condo, mobile home, motor home, time share, or even a houseboat, as long as it has sleeping quarters, toilet and cooking facilities. You don’t have to occupy your second house (vacant house is OK). 2. Acquisition Debt is incurred…
AN antibiotic-resistant superbug is making its way back to and spreading through the United States that causes severe diarrhea in nearly half a million people nationwide each year. The Centers for Disease Control and Prevention (CDC) reported that the bug, Shigella sonnei, infected 243 people in 32 states and Puerto Rico between May 2015 and…
PRESIDENT Barack Obama has declared a “national emergency” against cyberattacks. The President signed an executive order on Wednesday, April 1 to authorize sanctions against criminals who engage in “significant malicious” cyberattacks against the U.S. “Cyber threats pose one of the most serious economic and national security challenges to the US,” said Obama in a statement…
LABOR organizers dissatisfied with McDonald’s Corp’s announcement on Wednesday, April 1, to boost the minimum hourly wage for about 90,000 employees to $10 by July 1, conducted nationwide demonstrations Thursday, April 2, in protest of the new policy. The move applies only to workers at company-operated restaurants, but the majority – about 90 percent of…
SAN Francisco Police Chief Greg Suhr recommended that several officers allegedly involved in the exchange of “reprehensible” text messages about lynching Blacks and burning crosses, among other topics, be fired. “It just makes me sick to even talk about this,” Suhr told reporters on Friday, April 3. “There were eight standing officers who engaged in…
State and city leaders file a joint legal brief LEADERS from more than 70 cities and counties nationwide joined a legal brief filed Monday, April 6, asking the US District Court in Brownsville, Texas to allow President Barack Obama’s immigration reform programs to move forward. “Continuing to delay implementation of the President’s executive action on…
A NEW report released by the National Coalition for Asian Pacific American Community Development (National CAPCD) indicates a growing financial vulnerability among Asian Americans and Pacific Islanders (AAPI), despite being a well-banked community. “Asian Americans and Pacific Islanders constitute a diverse community comprised of ethnic subgroups that have some of the highest levels of poverty…
IT was an exquisite comfort to gaze at the building occupied by Asian Journal Publications, Inc. – upright and permanent, yawning with the rest, in a block of prime real estate on Brand Boulevard in Glendale Boulevard. Somewhere in the heart of the mammoth structure, with a luxurious parking space, are men and women who…
IT’S Easter Sunday and according to the Gospel of John, this is the celebration of the triumph and the glory of Jesus on the cross because of his fulfillment of his Father’s mission to redeem humanity from sin. Jesus is now with God but his Spirit lives in the Church. And so, to find Jesus…
It will be an unbridled celebration of sight, sound and scene that will collide with the Filipino-American community of Los Angeles at Temple Street on April 25-26. It will be a glorious celebration, of all the nuances of growing older, grappling as individuals with multifaceted experiences on human development, recognizing growth potentials inherent in turning…
“A woman is like a tea bag…you never know how strong she is until she gets in hot water!” Eleanor Roosevelt DURING the recently concluded PACCAL (Pan American Concerned Citizens’ Action League, Inc.) event last Saturday, March 28, 2015 at the Ramada Plaza Hotel to commemorate the international celebration of Women’s History Month, Fe Labilles…
There are US citizens and lawful permanent residents in the US who want to adopt and petition a child from the Philippines. In many cases, they adopt a relative’s child (such as an out of wedlock child of a niece, a grandchild, or a brother got his girlfriend pregnant, and the brother lets the couple…
Under INA 101(a)(15)(L), an alien who has worked continuously for one year for a firm or subsidiary abroad within the preceding 3 years and who now seeks to temporarily enter the US to work for the same firm or subsidiary, may qualify for L-1 nonimmigrant status. There are two types of L-1 intra-company transferees. Corporate…
Gov. Brown issues executive order combating water waste THE balmy, arid weather in California has officially become so dry that Governor Jerry Brown made a decision Wednesday to make the first-ever state water cuts. In a sweeping executive order, Brown called for unprecedented mandatory water cuts across the Golden State, following the latest mountain snowpack…
LOVE was definitely in the air last March 26 when Popstar Princess Sarah Geronimo serenaded his boyfriend Matteo Guidicelli during his 25th birthday celebration. Last year, Sarah also expressed her love for Matteo via the John Legend song, All Of Me. This time, she sang Thinking Out Loud, one of the hit songs of Ed…
THE California Department of Public Health released two television ads on Monday, March 23 to inform the public of risks associated with e-cigarettes. “California has been a world leader in tobacco use prevention and cessation since 1990, with one of the lowest youth and adult smoking rates in the nation. The aggressive marketing and escalating…
THE House of Representatives approved a $214 billion bill on Thursday, March 26 that permanently blocks physician Medicare cuts, moving Congress closer to resolving a problem that has plagued both parties for years. The lopsided 392-37 vote shifted pressure onto the Senate, where its prospects have brightened as Democrats have muffled their criticism and President…
Cancer is the second among 10 leading causes deaths in the United States and in many other developed countries around the world, just below heart disease, the # 1 killer. In 2014, more than half a million (576,691), almost 1,600 people a day (yes, PER day!), died of cancer in the US alone. Are you…
MEMOIRS after memoirs, celebrities reveal unhappiness hidden beneath all the glitz and glitter. Of voids they fill up with drinking; broken marriages, failed relationships, troubled childhoods, frustrating careers, bereavement—all sources of profound loneliness. As they become addicts waiting to happen, they turn to the bottle of abuse to kill the pain. Alcohol seems to be…
The Obama administration on Tuesday, March 31, pledged to take further steps in addressing climate change by cutting United States greenhouse gas emissions by 26 to 28 percent, based on 2005 levels. President Barack Obama, who has made the fight against climate change a second-term priority, formally filed with the United Nations a plan he…
QUESTION: My uncle wants to make a Will, but he cannot remember alot of things and some people say he has dementia. Can he still make the Will? Answer: This is a testamentary capacity issue. If he does not have the capacity, then the Will could very well not be valid. Question: How do you…
• YOU may deduct donations to qualified organizations. Qualified organizations have tax-exempt status from the IRS. These include corporations or foundations organized in the U.S. for religious, charitable, educational, scientific, literary, or prevention of cruelty to children and animals. • You cannot deduct contributions made to specific individuals – priests, nuns, victims, and political organizations…
Q: I AM a salaried employee exempt from overtime. I often work more than 40 hours per week. However, there are days when I work less than 8 hours per day. For example, last week, due to a personal emergency, I was able to work for 6 hours only. When I work less than 8…
IF you are searching for debt reduction solutions, no doubt you’ve been inundated with advertisements for various debt management programs, companies and solutions. The choices seem confusing to the average consumer. The truth is that every situation is different and what may work perfectly for others is not necessarily going to work the same way…
“A woman is the full circle…within her is the power to create, nurture, and transform!” (Diane Mariechild). THROUGH the years, history has remarkably generated an immense number of empowered women who were capable of changing the world’s social, industrial, political, and educational landscape where they competently dominated the areas with their notable contributions and significant…
The Barbie Doll has undergone many style, appearance and career changes throughout the nearly six decades she has been around. In February, the iconic doll received a Filipino makeover, designed by Filipino-American Carlyle Nuera for Mattel’s Global Glamour Collection. Taking elements from the Philippines and Filipino culture, the Mutya Barbie is dressed in a refreshing…
