“ Chapter 13 does not exclude or kill the loan modification process. In fact, Chapter 13 enhances debtor’s chances of successfully resolving her claim of fraud with the bank. Under…
RAYMOND Adame was a machine mechanic for Alcoa Fastening Systems and has worked there for more than 30 years. He was seriously injured at work and had to take a…
A LOT of people who consult with me about their debt problems are going through the worst time of their lives. Unlike other problems in life that sometimes just go…
CONSIDER the common divorce scenario where the divorce judgment provides primary custody of the children to one spouse while the other spouse only gets visitation. The parties begin to file…
BY Approval Notice dated October 30, 2015, the USCIS granted Form I-601A Provisional Unlawful Presence Waiver to a Filipino crewman, who is married to a US citizen spouse. Roman P….
More than Christmas, Thanksgiving Day is perhaps the holiday that compels many families to come home and spend time with their folks. There is no pressure about giving gifts —…
LOS ANGELES—This is a little back story. There are moments with such magnitude that they must be clearly remembered — whether you were sitting before the television set or reading…
IN his recent podcast, “The Light of Faith,” my college classmate, Archbishop Socrates Villegas, of the Archdiocese of Lingayen, Pangasinan, explains the positions and titles in the hierarchy of the…
It might be the season of giving, but a new study shows that wealthy individuals residing in states with high income inequality are less likely to be generous toward others….
The superstorm likely to drench key California drought zone ONE of the most powerful El Niño storms on record is gathering strength in California, and is likely to bring heavy…
THE US State Department has issued a worldwide travel alert for Americans citing possible risks due to increased terrorist threats. The warning comes following deadly attacks in Paris claimed by…
DEMOCRATIC presidential candidate Bernie Sanders has promised to take executive action on immigration if elected in 2016 to permit undocumented immigrants who have been in the United States for at…
ACCORDING to US Customs and Border Protection data, nearly 5,000 unaccompanied immigrant children were caught crossing the US border with Mexico in October of this year, almost double the number…
As expected, the exceedingly hyped “Lani Misalucha Live in New York” concert was a rousing success despite the grueling tension and arduous mind-torturing agony (days prior the main event) over…
My column on “Aspirin, the Wonder Drug,” came out in 2002, when this common household item was on the spotlight for sometime for its new role in staving off heart…
For the merry month of December, world boxing champion, Sarangani Congressman and senatorial candidate Manny “Pacman” Pacquiao, heads the list of prominent personalities celebrating their birthdays. The world-famous boxer…
THANKSGIVING is when people take a step back and reflect on all of the wonderful things and events to be grateful for, and to give thanks to those people who…
THE Adam Walsh Child Protection and Safety Act of 2006 was enacted with the avowed purpose to protect and keep children safe from sex offenders; prevent child abuse and pornography;…
The 5-4 vote by the Senate Electoral Tribunal (SET) is not the resounding victory that many supporters of Grace Poe had hoped for. In fact, the close vote means that…
THE sole Filipino-American gastroenterologist in Southern Nevada, Dr. Noel Fajardo, is set to unveil a new, state-of-the-art endoscopy surgicenter in the region this December. LV Surgery Center will be the…
THE APEC summit, for which the Aquino government was willing to create horrible incoveniences and economic losses for the country, concluded amidst self-congratulatory applause and back-patting by its organizers. The…
AFTER the coordinated terrorist attacks consisting of mass shootings, suicide bombings, and hostage-taking in Paris that killed 130 people and injured 389 on November 13, people all over the world…
OVER the weekend, members of the Association of Southeast Asian Nations (ASEAN) gathered for its annual summit in Kuala Lumpur, Malaysia. The global leaders discussed some of the region’s most…
THE apple that fell far from the tree is one I could only dream of — a perfect newshen and God’s little pencil. I would have taught this daughter to…
Record 2.1 million passengers expected at LAX this Thanksgiving LOS ANGELES Mayor Eric Garcetti and city Councilmember Bob Blumenfield joined airport officials to announce that a record 2.1 million travelers will…
DESPITE the House of Representatives’ swift vote last week that would halt President Barack Obama’s program to admit Syrian refugees into the United States, the large majority of Asian-American members…
DEMOCRATIC presidential candidate Hillary Clinton on Sunday, Nov. 22, proposed a new tax credit offsetting up to $6,000 in costs for middle-class families who care for their aging parents or…
When a serious crime has been committed, justice can only be served when the perpetrator of the crime is successfully prosecuted and jailed. Unfortunately, justice is often not served when…
Millions of undocumented immigrants are facing possible deportation. Some have proposed building a wall. States are threatening to close their borders to refugees. Amid the current divisive immigration rhetoric it’s…
Practically everyone knows that the good times of loan modification are going to end next year. Loan modifications under HAMP are set to expire December 31, 2016 after several extensions….
