CHAPTER 13 is the section of the US Bankruptcy Code that allows individuals in the United States to reorganize their finances. If you are having difficulty paying your debts (credit cards, medical bills, personal loans, taxes, late mortgage payments and property taxes- all kinds of debts) due to insufficient income, don’t despair. Chapter 13 may…
MY dear friend, Sluggo Rigor, editor and publisher of FilAm Bulletin in Seattle, reacted to one of my columns, “May Angal: Circa 2016,” which was about the callousness and insensitivity of the Aquino administration in the face of clear instances of incompetence and impunity in PNoy’s nearly six years of governance. Stirred by what I…
Hope sure springs eternal among Filipinos, as revealed by the results of the Fourth Quarter 2015 Social Weather Survey. The SWS survey results showed that 92% of adult Filipinos entering the coming year with hope, and only 8% with fear. This would compare with 93% who entered the year 2015 with hope, and only 7%….
IT has been weeks after the worldwide telecast of the Miss Universe 2015 staged at the Axis of Planet Hollywood Resort and Casino in Las Vegas last December 20 which entailed an unprecedented brouhaha and yet the incident that caused a disreputable aftermath has totally lost its way out to oblivion… as if it was…
A FEW Ilocanos together gathered one Tuesday night, around six until over just before midnight, while the hardcore stayed up till 2 am. The spirit of Ilocandia joined us that night as medicinally ingesting cognac, to keep our feet warm as we yearn for that Marcos Era of hope and redemption, universal acceptance and recognition….
SOME friends invited me to go out with them for breakfast after a Simbang Mass. I accepted their invitation without hesitation so that I could spend time with them before Christmas. I haven’t seen them or talked to them for a long time. They have been my friends since my early years as a priest….
Video goes viral A VIDEO of a priest in the Philippines riding a hoverboard and singing at a Christmas Eve Mass went viral, with millions of shares on Facebook and Buzzfeed, and over 200,000 views on YouTube. The unnamed priest was reportedly suspended by the Diocese of San Pablo, Laguna on Tuesday, Dec. 29 for…
BY the end of April of next year, a driver’s license may no longer be sufficient identification for domestic travel in certain states. The Transportation Security Administration (TSA) is expected this week to decide whether to begin enforcing a decade-old law mandating that states abide by federal standards when issuing driver’s licenses. Since the agency…
A SYRIAN-based leader linked to the Paris attacks that killed 130 people was among 10 Islamic State leaders killed in the past month in targeted air strikes by a US-led coalition. US Army Colonel Steve Warren, a spokesman for the US-led military campaign against the Islamic State (also known as ISIL and ISIS), said Charaffe…
UNITED States First Lady Michelle Robinson Obama heads the list January birthday celebrants. She will be celebrating her 52nd birthday on Sunday, January 17, with her husband, President Barack Obama and daughters Malia and Natasha. Mrs. Obama is a lawyer and writer prior to becoming First Lady. Raised at the South Side of Chicago, she…
ARE you pregnant or thinking about becoming pregnant? Do you know someone who is pregnant? While you’re picking out tiny clothes and reading childcare books, remember the importance of your oral health! Pregnancy brings so many physical changes. You crave different things. Your hair feels different. In fact, just about everything feels different. And, your mouth is…
THERE has been much undeserved criticism and condemnation hurled at USCIS and consular officers over issuing a fiancée (K – 1) visa to the female terrorist in the San Bernardino shootings. I would like to offer my defense of those officers, as I do not believe the USCIS and consular officers should be faulted. However,…
THE power to give, take away, and deport. The United States does not welcome you with open arms. It allows non-citizens entry into the United States, under certain conditions. When these conditions are broken, you can expect nothing but the full force of the United States government through the Department of Homeland Security to bear…
In 2010, I was told by confidential sources that we should be very careful about who we elect as president. I thought that as a journalist I would open a topic for discussion. That did not happen but as my sources consoled me—just think when all is said and done you can say “I told…
Hello kababayans. It’s that time again when we resolve to change some of our habits for good. We’re naturally feeling optimistic with the arrival of a new year, a cosmic reset – a time for new beginnings. So we sign up for gym memberships, fill our pantry and fridge with sugar-free, fat-free, flavor-free foods, and…
Since English is the most widely spoken language in the world, it should come as no surprise that there are so many ways to learn about grammar. There are many online tutorials and resources to help you learn, so your English is on point. But how can you accurately check your English grammar? With so…
The battle starts in our minds I HOPE you all had the merriest Christmas with your loved ones. This happy holiday season also heralds the ending of the year, and the beginning of a new chapter in our lives. No matter how crazy and busy our schedules haven been in the last days of the…
BEFORE we charge 2015 to history, we are again reminded to look back and reflect on all the important events that have happened in the past 12 months. This year we celebrated triumphs and suffered defeats. Which way does the Philippines go? Will Filipinos learn from mistakes and lead themselves to better lives, or will…
Across America, given the fractured state of our collective hearts, attempts to embrace the New Year will be paddled with reverence, or a little whoop, a bit of holler and Auld Lang Syne; in splashes of patriotism, the traditional sounds of churning and noisemakers and fireworks that will mingle with the ringing of bells in…
WITH the New Year just days away, several new, important traffic-related laws will go into effect on Jan. 1, designed to address issues of roadway safety and directly impact California drivers, motorists and bicyclists. The new laws, which cover everything from hit-and-run, to DUI laws, electric bicycles and hover-boards, were signed by Gov. Jerry Brown…
ON New Year’s Day, California employees will get a raise. Effective Jan. 1, 2016, the state minimum wage will go up one dollar to $10 an hour. As signed by California Governor Jerry Brown, and voted on in July by the Los Angeles County Board of Supervisors, workers will also have job-protected leave to address…
WITH the new year less than a week away, the Bangko Sentral ng Pilipinas (BSP) is reminding the public that beginning Jan. 1, old Philippine peso bills will no longer be accepted when paying for goods and services. The old banknotes, however, can still be exchanged in banks and BSP offices through the end of…
ON Friday, the 25th, the entire Christian world will celebrate the birth of Jesus Christ 2015 years ago. Christmas is the birthday of Jesus who is the manifestation of God’s love and mercy for mankind. He is consubstantial with the Father, God from God, begotten, not made and through Him all things were made, and…
SARAH Wellens works as a sales representative for Daiichi Sankyo, a Japan-based pharmaceutical company with about 3,000 employees in the United States. The company hired Ms. Wellens, an experienced sales rep, in September 2009. Upon her hiring, she was assigned to a lower level position and lower compensation tier than similar male employees. Over time,…
1. CAPITAL assets include almost everything you own and use for personal purposes, pleasure or investment. 2. The following are capital assets: your home, household furnishings and stocks held in a personal account. 3. The following are not capital assets: • Inventory held mainly for sale to customers in a trade or business. • Accounts…
I KNOW that our economy in the last several years has caused a lot of financial problems for a lot of people. A lot of families are struggling financially every month and are living paycheck to paycheck, thus making it impossible for them to save for their future. They feel like no matter how hard…
Cancer, according to the American Cancer Society, is the second most common cause of death in the US and 8.2 million cancer-related deaths in 2012 based from the World Health Organization estimated data. The astounding figures alone are more than enough to set one’s mode in to a panic attack but such is overwhelmingly the…
Delinquent taxpayers who owe $50,000 or more to the Internal Revenue Service (IRS) may have their passports revoked under a new law Congress passed and President Barack Obama signed on Dec. 4. The new legislation is part of a law known as the Fixing America’s Surface Transportation Act. The section is called “Revocation or Denial…
THERE’S a link between gum disease and breast cancer for middle-aged and older women, according to a new study. The report, published in the journal Cancer Epidemiology, Biomarkers and Prevention, found that women with gum disease are 14 percent more likely to develop breast cancer. Researchers from the University of Buffalo in New York analyzed…
THE Philippines on Tuesday, Dec. 22, approved the sale of the world’s first dengue vaccine, marking the first Asian country to do so. In clinical tests conducted on 40,000 people from 15 countries, the vaccine, Dengvaxia, was found to immunize 66 percent of people aged 9 and older, and reduce the risk of hospitalization by…
