Business owners seek bankruptcy relief

Client 1: Garment Factory CLIENT presents himself as a businessperson, who has been in the garment business since 2002. He has a factory with ten employees where he pays his sewers a little over the minimum wage. When business was good, his factory was humming along. Orders for his garments were pouring in. He never…

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Should you sign that separation package from your employer?

A SEPARATION package or a severance agreement is a contract between an employer and an employee who is about to leave the employer’s employment.  In a typical severance agreement, the employer agrees to give the employee additional compensation (the severance pay) in exchange for the outgoing employee’s agreement not to sue the employer for any…

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Philippine banks that provide depositor data to US IRS

(Part 2 Of 2) J.P. Morgan Securities Philippines, Inc. JPMorgan Chase Bank, N.A. – Manila Branch Land Bank of the Philippines Legazpi Savings Bank, Inc. Longmeadow Corporation Macquarie Capital Securities Philippines Macquarie Infrsture Advisory Philippines Malayan Bank Savings and Mortgage Bank Mandarin Securities Corporation Manulife Chinabank Life Assurance Corporation Manulife Financial Plans, Inc. Maybank ATR…

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Santo Niño and our childlike faith

A MAN was inside a church kneeling in front of a big statue of Santo Niño. In his prayer, he said: “Santo Niño, please help me win the lottery. I promise that I will be here every day after work in front of you to pray a novena in your honor.  And if I win…

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The woman in black  

IT happened faster than it took her to draw a breath.  Anybody can become a widow—there are no special qualifications. It did not require planning to become a wife, mother, or any other part of womanhood. It was a sunny afternoon when her husband suffered respiratory and cardiac arrest.  He slipped into a coma and expired…

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The new visa bulletins – when can you file your green card application?

ONE of President Obama’s immigration executive actions announced in November 2014 is to advance the filing of adjustment of status/green card applications for individuals who have approved employment-based immigrant petitions.  Termed as “visa modernization”, Homeland Security Secretary Johnson directed the U.S. Citizenship and Immigration Services (USCIS) to work with the Department of State (DOS) to…

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A review of popular health news

LOOKING back in review, there was some fascinating news in medicine in 2015 — a few of them controversial, especially infectious diseases and cancer screening and prevention. E-cigarettes more dangerous A study, published in the New England Journal of Medicine on Jan. 22, 2015, revealed that “e-cigarette vapor can contain cancer-causing formaldehyde at levels up…

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‘JPE can ruin Aquino’

Osmeña: New Mamasapano probe may hurt President Evidence to be presented by Senate Minority Leader Juan Ponce Enrile when the Senate reopens its investigation of the Mamasapano massacre may ruin the legacy of President Benigno Aquino 3rd, Sen. Sergio “Serge” Osmeña 3rd said on Tuesday. Enrile had said he has evidence to prove that Aquino…

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Ensuring the family business legacy:  My second book

THAT’S the title of my second book! After three years and three copy editors, my book is now available! To give you an idea on how this book was conceptualized, let me share with you two distinct reasons. First, the family business in Asia has grown considerably in the past decades. It has made an impact in China, India, the…

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Alerted

TO this day, terrorism poses a serious threat anywhere in the world. Clashes among cultures continue to have a damaging impact on world peace and security. Grim news of insurgency and terror attacks are thrust onto international headlines every day. Because of cross-cultural ignorance, the essence of civilization is compromised. Even with an intensive and…

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Oh, if I were a man

A woman is not spared from humiliation, servitude and abuses. She could get raped in a dark street. She has to make use of a pretty face to be accepted at first glance, and a shapely body to hide her intelligence. She will hear nasty remarks if she sleeps with someone she likes. At least,…

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