Client seeks chapter 7 discharge for $30K credit cards Senior seeks chapter 13 protection for fully paid house CLIENT is a young senior in his early 60’s who took an early retirement last year. He owes $15K of credit card debt and nothing else. He has a community property house that is fully paid with a…
(Part 2) S. YUSUF is an Indonesian native who was brought to work as a housekeeper for Tija and Tija’s wife, Choi, in the United States. The Tijas promised to pay Yusuf $500 per month, plus expenses and meals. Yusuf gave her passport to the Tijas, who did not return her passport but kept it…
ON January 5, 2016, the Lawyers of Distinction announced the selection of Los Angeles attorney, Roman P. Mosqueda, as top 10% of attorneys in the United States. Members are accepted based upon objective evaluation of an attorney’s qualifications, license, reputation, experience, and disciplinary history. Please see its website www.lawyersofdistincion.com for further details concerning membership qualification….
YES, of course. Direct deposit is the fastest and safest way to receive your tax refund. Here are reasons why you should use direct deposit of your refund: 1. Speed: When you combine direct deposit with e-file, you can receive your refund in as little as 10 to 14 days. 2. Security: The IRS holds…
ARE you having problems paying your debts? Are creditors calling you day and night threatening you with a wage garnishment, repossession or foreclosure? Are you starting to feel hopeless and depressed about your situation and don’t know where to turn for help? The last few years have been tough for a lot of people. You…
TWO months before the May 2016 Philippine presidential elections, the Supreme Court of the Philippines has ruled that Sen. Grace Poe is eligible to run for the highest post of the nation. This throws out the disqualification cases filed by different parties that question whether Poe is a natural-born Filipino and meets the residency requirement….
Adela Filiu Ferguson went to America to define her dream, clutching her midwifery diploma, an abiding faith in God, sheer guts and grim determination. That day, on her date with destiny, a great traffic jam was giving her a cardiac arrest on her way to an interview with a possible employer. Three blocks away from…
“REMEMBER not the events of the past, the things of long ago consider not; see, I am doing something new!” (Isaiah 43:16) “My theology professor asks me to write a homily on sin to people who are in jail,” a seminarian shared with me over dinner last week. “Well, that’s interesting. Just make sure you…
IN a video released this week by Islamic militant group Abu Sayyaf, captors of three foreign nationals and a Filipino woman held hostage say the foreigners will be killed in a month if families don’t meet their demands. The Philippine military, however, said it is standing by the government’s no ransom policy. “We will just…
THE California Senate on Thursday, March 10, approved a measure that raises the legal smoking age from 18 to 21. Last week, the state Assembly voted in favor of the same bill, which was part of a six-bill package aimed at restricting access to tobacco. If Gov. Jerry Brown signs off on the legislation, California…
FACEBOOK CEO Mark Zuckerberg and more than 60 US companies filed a Supreme Court brief in support of President Barack Obama’s executive actions on immigration. In the brief, employers say Obama’s executive orders would benefit the US economy. “Instead of inviting the economic contributions of immigrants, our immigration enforcement policies have often inhibited the productivity…
MUSIC as a universal language and a pragmatically quintessential articulation of human emotions has considerably undergone paramount evolutions and adaptations to fit into the demands and modes of social lifestyles. An ultimate structure of poetry fused with melody, music has indubitably streamed to limitless forms and possibilities. Some adapted commercially pertinent genres in modern pop-music…
MEMBERS of the Filipino-American community in Los Angeles officially welcomed Richmond Jimenez as the new tourism director at the Philippine Department of Tourism (DOT) office in this city. Jimenez, who will serve in the position for the next three years, said that the department is seeking new ways to creatively attracted Filipinos and non-Filipinos living…
STILL trying to move on from the sudden death of famed director Wenn Deramas, the Philippine entertainment industry is again faced with the passing of another colleague. Francis Xavier Pasion, director and screenwriter of top-rating primetime dramas for such as On The Wings of Love, Princess and I and My Binondo Girl; was found dead…
EACH month, the Visa Office of the State Department publishes, in the Visa Bulletin, the priority dates for that particular month, for the various family and employment based categories. A priority date is a person’s “place in line” for a visa, meaning immigrant visas (or green cards) would be available for persons whose priority date…
DURING medieval times, people believed they could cure a toothache by driving a nail into an oak tree. Silly, right? Today’s misconceptions are different There are still some crazy ideas out there about teeth — ideas that have very little to do with the facts. Have you ever fallen for one or more of these…
FACEBOOK! Twitter! Instagram! Don’t forget to “tag” your friends and make sure everyone knows about your #adventureswithmylove. Not many people stop and wonder who else might be looking at your posts and pictures? Among the 500 or so online friends you might have, the Department of Homeland Security, Department of State, and other government entities…
If not for his ruling-class name, and if not for Mommy’s inherited wealth, which he used to win electoral posts and pay for his expensive PR imaging, Roxas really couldn’t have moved further than Capiz: his performance in government in the past two decades has been so utterly dismal, he’s a loser. What he had…
THOUGH our body experiences inflammation when we acquire any type of acute infection, “silent” chronic inflammation all of us have in our body is actually the cause of most, if not all, the illnesses we encounter. These include the minor cold, hay fever, high blood pressure, diabetes, heart diseases, stroke, Alzheimer’s and even cancer. The…
MANY Americans who didn’t have health coverage last year saw an average penalty more than twice as high as that in 2014, according to a report from tax services company H&R Block. On average, H&R customers owe a penalty of $383, up from $172 for 2014. Furthermore, 60 percent of taxpayers who had subsidized healthcare…
THE IRS requires specified individuals who file FBAR forms with an interest in “specified foreign financial asset” have a further requirement to file From 8938 (Statement of Specified Foreign Financial Assets) if on the last day of the tax year the aggregate value of all such assets exceeds $50,000 or $75,000 at any time during…
ALL property, real or personal, wherever situated, acquired by a married person during the marriage while domiciled in California is community property. Family Code 760. However, there are situations in which the marriage may be held to be null and void. These situations include, but are not limited to entering into a bigamous marriage, fraud…
WHAT is going on in the Republican Party nomination contest has become more of a nail-biter than most reality shows, thanks to the unexpected sprint to the front by reality show star and business mogul Donald Trump. Perhaps the Republican Party establishment did not see this coming, thinking that the Grand Old Party (GOP) electorate’s…
ON MARCH 8, the world celebrated International Women’s Day. It has been designated to acknowledge and celebrate the many social, economic, cultural and political achievements and contributions of women around the world. According to the Philippine Commission on Women (PCW), the observance of International Women’s Day (IWD) was a result of the organizing activities of…
February 26, 1986. There was something odd happening, Camp Crame was the center of army revolt. I wish I could remember it all better without weakening the vitality of the narrative. At Malacañang Palace, Where the vegetable garden had been, now lay an empty lawn. All the concrete statues were being smashed and carried away….
According to a Los Angeles Police Department report made public on Mar. 8, over one third of the people shot by Los Angeles police last year had documented signs of mental illness–nearly triple the number from 2014. The report also found that African Americans continued to account for a disproportionately high number of people shot…
A NATIONAL coalition of local government leaders has submitted an amicus brief with the Supreme Court to urge it to reverse a lower court’s decision that blocks President Barack Obama’s executive actions on immigration. “Withholding and delaying these programs [brings] irreparable harms to family unity, the health and welfare of children and families, our public…
POMONA, Calif. — Filipino and Hispanic community members rallied at the Pomona Economic Opportunity Center on Friday, March 4 to launch the campaign for Senate Bill 1015, aimed at protecting the dignity and rights of domestic workers and families. Senator Connie M. Leyva (D-Chino), who championed the bill, joined with community members, activists, leaders, and…
According to a Los Angeles Police Department report made public on Mar. 8, over one third of the people shot by Los Angeles police last year had documented signs of mental illness–nearly triple the number from 2014. The report also found that African Americans continued to account for a disproportionately high number of people shot…
THE E nonimmigrant visa category allows nationals of countries who are a party to certain treaties with the United States to receive visa benefits in order to invest in a US business or conduct trade between the foreign treaty country and the US. The Philippines entered into such a treaty with the US as of…
