The United States Postal Service (USPS) on Sunday, April 10, dropped the price of postage stamps by 2 cents for the first time in almost a century. Stamps now cost 47 cents each, down from the 49 cents, a decline that’s expected to cost USPS $2 billion this year. The expected loss will make it…
Both clients seek chapter 7 relief to discharge credit cards THE one true GOD YAHWEH, created man and woman with free will. He gave us free will to choose what we want to do, because our GOD doesn’t force us to do anything that we do not want to. If we love Him, He wants…
THE American Institute of Family Law Attorneys (AIOFLA) has selected for membership, as one of the 10 Best Attorneys in California for Client Satisfaction, Los Angeles Fil-Am Attorney Roman P. Mosqueda for 2016. The American Institute was created in 2014 as an impartial third-party attorney rating and invitation only legal organization recognizing excellence of practitioners…
A DEBTOR with a judgment against him needs to determine if he can discharge his personal liability under that judgment in a Chapter 7 bankruptcy petition. That would depend whether the underlying debt is dischargeable or not. (In bankruptcy, a discharge is the final order issued by the bankruptcy court which releases the debtor from…
NYKEYA Kilby worked eight months as a customer service representative for CVS Pharmacy, Inc. (CVS). During the interview and training process, CVS told Kilby it expected her to stand while she did her duties. Kilby’s duties included operating a cash register, organizing and stocking shelves, cleaning the register, vacuuming, and gathering shopping baskets. CVS did…
OFTEN when someone is injured at work one expects the employer to “do the right thing” by assisting you with the process, making sure that medical treatment is timely provided and to help you get back to work as soon as possible. At first this may be the case, but as a claim matures you…
IF you have not filed your income tax returns by the end of March, chances are you do not expect a refund, your tax records are a mess, or you simply do not want to break tradition. Just remember that filing extensions is not exactly a nice habit. Besides prolonging your worries, it also extends…
THE last few years have been financially difficult for a lot of people. When the real estate marked crashed a few years ago, millions of people found themselves with a mortgage they could not afford. A lot of people simply walked away from their homes out of desperation in some cases, they were forced out…
THIS Saturday, April 9, could be the last time we will be seeing and cheering for Manny Pacquiao fighting for the belt in the boxing ring. As his camp announced, the Philippines’ Pambansang Kamao is expected to hang up the gloves so he could concentrate on serving the Filipino people as senator, and probably as…
WITH over 1.8 million Filipino overseas absentee voters across the world, the Commission on Elections (Comelec) strongly believes that these Filipinos will play a major role in influencing the results of the Philippine national elections in May. Republic Act No. 9189, also known as “The Overseas Absentee Voting Act of 2003,” provides a system of…
POLITICS back home had gradually turned into a world of petty bickering, big money and bad manners. The presidential campaign undeniably takes the surge of the interest in the personalities of the candidates. In turn, it has become a season of poisonous back biting with Pandora’s Box, which has been opened, creating overblown multiple plots. Tabloids…
Fewer Americans filed for unemployment benefits at the end of March, suggesting a continually strengthening labor market in spite of slow economic growth. Claims for unemployment benefits fell by 9,000 to 267,000 for the week ending April 2, according to a Labor Department report on Thursday, April 7. Economists surveyed by Bloomberg projected claims would…
SAN Francisco has become the first municipality in the United States to mandate that businesses provide workers who are new parents with six weeks of fully-paid parental leave. “Our country’s parental leave policies are woefully behind the rest of the world, and today San Francisco has taken the lead in pushing for better family leave…
NON-profit organization Asian Americans Advancing Justice – Los Angeles, in partnership with community-based organizations and local government, on Wednesday, April 6, announced a new campaign to encourage and boost the number of Asian American immigrants applying for US citizenship. The campaign, “Endless possibilities. Citizenship Now!” is a coordinated effort of more than 10 organizations, government…
I know I have been writing mostly about famous personalities and celebrities, as well as fashion and lifestyle. But this time, I want to give my two But this time, I want to give my two cents on a national issue. Allow me to share my thoughts on politics, “presidentiables” and their platforms, or what I…
Many years ago when I was an associate pastor, there was a young man named Nick who spoke boldly in front of hundreds of his fellow youth about his Christian faith. He was filled joy, passion and courage as he shared his faith and personal relationship with Jesus Christ. He spoke with genuine concern for…
Although the art of applying make-up goes back at least 6,000 years, still at the current times, the ever increasing demand for skillfully trained cosmetologists continues to dominate society’s needs especially movie productions, theaters, and beauty salons. More than any other profession, the make-up industry is generally dominated by gay men, and the women consistently…
Non-profit organization Asian Americans Advancing Justice – Los Angeles, in partnership with community-based organizations and local government, on Wednesday, April 6, announced new campaign to encourage and boost the number of Asian American immigrants applying for US citizenship. The campaign, “Endless possibilities. Citizenship Now!” is a coordinated effort of more than 10 organizations, government agencies,…
Singer and actress Sarah Geronimo finally cleared the rumors that she’s already engaged and living with boyfriend Matteo Guidicelli. In an interview with push.com, the Popstar Princess denied that she’s already engaged. “Maraming naglabasan. Nagli-live in na daw kami, buntis daw ako at engaged na kami. Wala, wala,” she said. In an interview with Pep.ph,…
MANY people may be guilty of attempted “alien smuggling” and not even realize it. They may also be totally unaware of the harsh or drastic consequences to themselves and the rest of their family if they are caught. A person could be committing alien smuggling by claiming a grandchild or “given” child (whom they raised…
ALL we need is love, says a love song. Love will keep us alive, says another. Unfortunately, real life is not a three-and-a-half minute power-ballad love song. Love and marriage in the real world involves trying to put order in the chaos of work, maintaining a home, and raising a family all the while maintaining…
And I won’t even discuss her lies regarding the point in her life when she stopped being a US citizen, and when she established this country as her domicile, as my colleague Kit Tatad has already compressively written about that. What is scandalous in Grace Poe-Llamanzares’ high ratings in voter-preferential polls is that those who…
“IDEAL medicine, the unbeatable nutrition, the sound economics of a free good, the deep ecology of no waste, and last, but not the least, the sheer joy of bonding of mother and child — these five petals of the power of breastfeeding make it one of the basic pillars of ‘The Good Society,’ one that…
On March 16, President Obama did his constitutional duty by nominating DC Circuit Court Chief Judge Merrick Garland for the Supreme Court. Now, it is the Senate’s turn. It is time for Senate Republicans to do their duty under the Constitution and give Judge Garland a fair hearing and a timely vote. The Constitution does not…
As Manny Pacquiao nears what he has said will be his final bout in the ring, the boxing champion says he plans to donate a portion of his guaranteed $20 million earnings to the Philippines to help his countrymen build houses and make other improvements so they can emerge from poverty. “I’m not keeping that…
(Part 1) MAJORITY is concerned with saving money on their taxes, but ignore planning to avoid estate taxes, which can consume at least 40% of a family’s taxable estate before it can be passed on to the children. With proper estate tax planning, you could avoid probate and save wealth in estate taxes. Estate planning…
FOLLOWING the March 22 bombings in Brussels, Belgium, spokesmen of the Philippine National Police and the Armed Forces of the Philippines immediately issued official statements to the effect that there were “no validated terrorist threats in Metro Manila.” One of the major dailies promptly ran the headline, “No terror threats in Metro, says PNP,” and…
HILLARY CLINTON and DONALD TRUMP—they are the front-runners in the Democratic and Republican races, respectively. But the voters in Wisconsin delivered a divergent verdict in their primary elections last Tuesday, April 5, favoring Vermont Sen. Bernie Sanders and Texas Sen. Ted Cruz. Let us discuss how crucial the Wisconsin primary may be as each party…
DESPITE a stern warning by China, this year’s anticipated Balikatan (shoulder-to-shoulder) military exercises among 9,000 American and Filipino forces, pushed through. The Balikatan exercises, which began this week, will feature war exercises, naval drills and humanitarian activities. “A big country with vital interests in Asia, the United States should first clarify the targets of its…
All roads lead to Las Vegas this Saturday, April 9, as Filipino boxing champ Manny “Pacman” Pacquiao faces Timothy Bradley once again. The spirit of boxing cannot be easily defined, because long after the score has lost importance, we remember how the fights were. Long after the date has faded, we remember how the bouts…
