New regulations extend OPT extension for STEM

ON March 11, 2016, the US Department of Homeland Security released its final rule enhancing the Optional Practical Training (OPT) program for F-1 international students in science, technology, engineering, and mathematics (STEM) fields. The new STEM-OPT extension is a 24-month period of temporary training that directly relates to the student’s program of study in an…

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AMLC debased under Aquino

AMLC COUNCIL, EXECUTIVES SHOULD RESIGN Set up in 2001 during President Gloria Arroyo’s term, it is only under President Benigno Aquino that the Anti Money Laundering Council (AMLC) along with  its secretariat has been debased into a political weapon. The council has also failed to justify its raison d’être as proven by the fact that…

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Cardiomyopathy: Causes of a flabby heart

What is cardiomyopathy? Cardiomyopathy is a serious disease of the muscles of the heart, where they become enlarged, flabby, and weak, severely reducing the heart’s ability to pump blood effectively. The heart may also be dilated (stretched out of shape) due to the loss of effective “recoil” contraction after it has relaxed open to accommodate…

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Holy Week message

“THE world today no longer counts on God. We count on money, arms, private armies, intimidation and connection, and if we continue to do these, it is very easy to lose mercy [for] our neighbors,” said Manila Archbishop Luis Antonio Cardinal Tagle as he celebrated a Mass at the Manila Cathedral on Sunday, March 20….

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Chapter 7 bankruptcy

BECAUSE of the current economic downturn, some people are interested about bankruptcy as a relief to their financial dilemma. I deem it therefore appropriate to discuss bankruptcy and Chapter 7 bankruptcy in particular. Any person who resides or is domiciled in the US can file bankruptcy. In fact, a foreigner who owns property or has…

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10 tips in deducting charitable contributions

• YOU may deduct donations to qualified organizations.  Qualified organizations have tax-exempt status from the IRS. These include corporations or foundations organized in the U.S. for religious, charitable, educational, scientific, literary, or prevention of cruelty to children and animals. • You cannot deduct contributions made to specific individuals – priests, nuns, victims, and political organizations…

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What creditors can do when you don’t pay

“ In some cases you may also be called to appear in court for something called a “debtor’s examination”, in which case, a bench warrant for your arrest may be issued if you ignore it. Sorry, but you can’t mess with the judge!” HAVE you been sued or threatened to be sued by a creditor…

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Dirty business

THE recent $81-million money laundering scandal in the Philippines is a testimony to the dirty, hideous work that is hounding the banking community. It brought a darker shade of reality: that money makes the world go round. Last February 4, hackers broke into Bangladesh Bank’s account at the Federal Reserve Bank of New York and…

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Destination White House: The campaign combat

There is no arguing that Washington is one of the world’s most powerful city.  But  amidst its power,  no one is immune to the spell of the city’s beauty, magnificent monuments, world-class museums, ornate bridges, and lush verdant parks. A gallery pass could entitle one to marvel at the histrionics of long winded senators railroading…

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