Seniors seek relief from credit card debt
CLIENTS are young seniors at 60. Husband has a stable middle management job that pays $5K a month. Wife is not employed. They don’t own a house. They rent for…
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Penalties for noncompliant US citizens residing abroad
YOU may be subject to harsh penalties – penalties that are more severe than you expect, penalties that can even exceed balances in your accounts if you are a US…
Minor hiccup
SEVERAL emerging markets in the world have experienced exceptional economic strides. These nations are mostly highly export-driven with strong inflows of capital and investment and well-capitalized banking institutions. Many emerging…
Vacations fade fast
VACATIONS are nothing more than series of moments that you remember between all the exhaustion, moving from one place to another. It’s the special times obliterated by little things that…
Chefs Michael Hung (Viviane) and Alvin Cailan (Unit 120) team up to host a Filipino backyard BBQ to benefit No Kid Hungry
LOS ANGELES—Spend an evening feasting with friends and supporting a great charity with Chef Alvin Cailan and Michael Hung at their Filipino Backyard BBQ in support of No Kid Hungry,…
Meeting world-renowned fashion designer, Francis Libiran
I had the pleasure of meeting this fashion guru at the Golden Globe Awards two years ago. He and Business Manager Arsi Baltazar were there. And I-being-me, I wouldn’t pass…
Church and state, church and God
“WE worry a great deal about the problem of church and state. Now, what about church and God? Sometimes there seems to be a greater separation between the church and…
What is a conservatorships?
MY last article discussed the reasons why everyone should have a power of attorney for assets as well as a power of attorney for healthcare. But what if a loved…
Seniors seek relief from $80K and $28K credit cards
CLIENTS are young seniors at 60. Husband has a stable middle management job that pays $5K a month. Wife is not employed. They don’t own a house. They rent for…
Child custody — ’Best Interest Rule’
MANY fathers and mothers have their own ideas of child custody and the standard to which Courts use in determining custody of children. Automatically, most parents believe that the children…
How to apply for Filipino WWII Veterans Parole Program
STARTING June 8, certain family members of Filipino World War II veterans (“FWV”) and who are beneficiaries of approved I-130 petitions can apply for parole with the USCIS so they…
Permanent residency through marriage to US citizen spouse
ONE traditional way of obtaining permanent residency for most immigrants is through a petition by a US citizen spouse. As a spouse of a US Citizen, an alien is considered…
Equal pay for equal work: The fight continues
Q: I HAVE been working at this company for 4 years and in my industry for 15 years. I just found out that a newly-hired male co-worker who is doing…
Tax tips for students working at summer jobs
HERE are 10 tips for students with summer jobs: 1. Fill out Form W-4 (Employee’s Withholding Allowance Certificate). This form is used by employers to determine the amount of tax…
Tax problems: Is the IRS making your life miserable?
Question: I owe a lot in back taxes. I’m constantly getting threatening letters from the IRS. This has become a big problem that I have no idea how to solve. …
Crowns, scepters, bouquets, smiles, & camera flashes brimmed over at PAFCOM’s 26th Friendship & Coronation Night
By and large, the venue’s ambiance was ecstatic and rapturous while every attendee’s mood was indubitably exuberant. The unswerving jauntiness and high spirited countenance that prevailed around the four corners…
Re-packaging and re-filing a hardship/fraud waiver
DEAR Atty. Gurfinkel: When I filed for adjustment of status, USCIS said I committed fraud when I entered the US under an assumed name. They required me to file a…
Melai Cantiveros and Jason Francisco admit marriage problems
They were together through thick and thin, in spite of the fact that there were doubts about their relationship. So it was not a surprise to many when actors Jason…
What is coronary angioplasty?
WHAT is coronary angioplasty? Commonly called angioplasty, the procedure is technically known as Percutaneous Transluminal Coronary Angioplasty (PTCA). Percutaneous refers to “the needle puncture thru the skin,” transluminal means “the…
Best advice to those getting married (& those who want to stay married)
JUNE is here! The season of weddings and new beginnings unfold as the days get warmer and longer. It is unfortunate, though, that half of the marriages these days end in…
Las Vegas, a paradise beyond art
Las Vegas is a city of a thousand flashing lights racing on and off, bizarre and beautiful, meant to confuse people that there is no time here, no night and…
Meet the Filipino ‘instant celebrities’ of Social Media
We consider it a once-in-a-blue-moon event whenever we run into famous personalities. And to memorialize that moment, we ask for their autographs (for those who still know what that means)…
Our love for the Eucharist
JESUS, on the night he was handed over, took bread, and, after he had given thanks, broke it and said, “This is my body that is for you. Do this…
Is real estate property purchased prior to marriage considered community property in a divorce?
GENERALLY, in California, property acquired by a spouse prior to marriage is considered separate property under family code section 770 while those acquired after marriage are considered community assets under…
Should employees give up their right to be heard in court?
Q: I RECENTLY heard from a friend who sued her employer for unpaid wages. However, the court threw out her case and she had to go to “arbitration.” She said…
Do I need a power of attorney?
AS an Elder Law attorney specializing in estate planning and Medi-Cal for Long-Term Care, I receive phone calls from adult children all over the country who have an aging parent…
Should you be present at your own IRS audit?
SHOULD you attend your IRS audit? Yes, I mean, you—your own audit. Well, you don’t have to. This is always a strategic question that should be discussed at the early…
Warning: Homeowners struggling with mortgage payments now have limited time to apply for government loan modification
ARE you currently struggling with high mortgage payments? Did you get your loan modified in the past but now have a new hardship based on changed circumstances? If so, this…
Foxes guarding the hen house
REMEMBER “C5 at Taga”? For the benefit of those with short memories, in January 2010, with the presidential campaign in full swing and Sen. Manny Villar leading in the surveys…