A nightmare that could come true

THE blitzkrieg burial in the Libingan ng mga Bayani of the remains of the late President Ferdinand Marcos has aroused fears of more surprises from the Supreme Court. Among those fears is a bona fide nightmare for those who experienced two decades of the Marcos dictatorship: the proclamation of Bongbong Marcos as vice-president in lieu…

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12 tactics to survive an IRS audit

YOU have just received an invitation to visit an office of the Internal Revenue Service to examine (meaning audit)  your tax returns.  Don’t panic. You have stashed funds for a rainy day, and this is it – a gathering storm.  Take a minute to compose yourself, then read these tactics to shelter you from the…

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How bankruptcy can release you from the burden of debt

SLEEPLESS nights… Stressed out… Worried about the future.. Always broke no matter how hard they work…Feeling hopeless about their situation. This is what most people are going through when they are considering bankruptcy in order to get out of debt.  The word “bankruptcy” often produces negative feelings because some people equate it with failure. They…

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The startling resurgence of Archie D’s music

THE soul of a great music never dies…but merely fades to oblivion, takes a brief respite after a top-chart supremacy, and resurfaces anew with a recharged dominant influence geared up to invade (once again) the airwaves only to relive the not-so-distant-past with that unchanged pulsating sentiment. After more than two decades, Archie D’s original hit…

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Laughing matters

“Neither of us would ever die of love, we will grieve, part and separate.  For we were not meant to be tragedians.  We were meant to be comedians.” –  Graham Greene, The Comedians I have always wanted to write something that will make Graham green. Something that would certainly be funny. Much of today’s laughter is…

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Thanksgiving is a time for giving thanks

THANKSGIVING is when people take a step back and reflect on all of the wonderful things and events to be grateful for, and to give thanks to those people who played such a key role in helping us achieve them. At this Thanksgiving, I would like to once again give thanks to all of the…

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The Trump presidency – What happens next?

WITH the incoming Trump presidency, there is a lot of fear and a lot of questions and uncertainties on what happens to immigration policies and enforcement when he takes office in January 2017.   Mr. Trump’s campaign promises include banning Muslims; building a wall along the US-Mexico border; and immediately detaining and deporting all the…

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Allergies 101

What is an allergy? An allergy is a condition where the body overreacts following  “contact” with an allergen (dust, molds, pollen, flower, dander, fur, animal protein from hair, perfume, cosmetics, medications—applied to skin or swallowed—food or drink, etc.).  Symptoms could be as trivial as sneezing or as serious as sudden inability to breathe, shock and…

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Unrest

WHEN news broke out on Friday, November 18 that former Pres. Ferdinand E. Marcos has interred at the Libingan ng mga Bayani (Heroes’ Cemetery), it lit a fire.  Public opposition is at high as more people mounting protests and unfurling banners saying that the former president “is no  hero.” For some, the LNMB hold’s the…

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Seniors with $40K credit cards seek Chapter 7 relief

Client needs Chapter 13 to handle $50K personal guaranty CLIENTS are young seniors at 62. Husband took an early retirement as he has a serious illness. Two years ago, husband was diagnosed with stage 3 leukemia. He has been undergoing treatment with a new cancer-fighting drug that is still experimental. The cancer went into remission…

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Guaranteed installment agreement with the IRS

GUARANTEED? Too good to be true? Read on. The IRS cannot deny your application if you satisfy all of the following requirements: 1. The tax is not more than $10,000. 2. You timely filed and paid all income tax returns for the past five years. 3. You did not enter into any installment agreement. 4….

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Investing in democracy builds America

By Luisa Blue, BSN Many of our parents fled repressive regimes for America to be able to freely voice their opinions and pursue their dreams. At a time when authoritarian candidates are getting elected here and abroad, we must remember we came to this country because America allows the people a voice in how they…

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The December 2016 priority dates

EACH month, the Visa Office of the State Department publishes, in the Visa Bulletin, the priority dates for that particular month, for the various family and employment based categories. A priority date is a person’s “place in line” for a visa, meaning immigrant visas (or green cards) would be available for persons whose priority date…

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Calcium is essential 

What is calcium? Calcium is a hard, silvery metallic element with an atomic number of 20 and an atomic weight of 40.078. It is a mineral found in bones, teeth and other body tissues. Calcium is essential to the human diet and people normally ingest between 600 to 1400 mg. per day. It is indispensable…

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What’s on the table for Thanksgiving? 

AS its name suggests, Thanksgiving is a holiday centered on giving thanks for the numerous blessings in our lives. During the meal — whether held at lunch or dinnertime — it is tradition to go around and answer the question, “What are you grateful for?” But beyond the significance of the holiday,  it is known…

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