Are you struggling with debt problems and have thought about filing for bankruptcy but have questions that you’re afraid to ask? Over the last 12 years, I have counseled and helped thousands of individuals in debt. From what I’ve seen, a lot of people suffer for many years in debt when they could have obtained…
BEFORE YOU DRIVE, take the time to know these new laws in California or you may end up paying hefty fines and have a record of violating laws. The State of California has already been implementing a law that says a person driving a motor vehicle is prohibited from using an electronic wireless communications device…
While the fashion industry has impressively produced branded products and familiar household commercial faces, it has simultaneously opened doors to the mushrooming integer of aspiring live mannequins. The glamorous and fascinating world of modeling has beguilingly inveigled a huge number of females that introduced and ultimately changed the lifestyles of millions. More than just the…
In the wake of the devastation wreaked by super typhoon Nina in the Bicol Region, Vice-President Leni Robredo has been pilloried in social and mainstream media for being “missing in action.” Camarines Sur has been among the most severely damaged, as well as Albay and neighboring provinces. The fact that CamSur is Robredo’s home province…
The City of Los Angeles is notorious for having the largest population of homeless people in the United States. Furthermore, LA has more homeless United States veterans than any other city in the country. According to the Los Angeles Homeless Services Authority (LAHSA), there are more than 45,000 homeless individuals in the county with veterans…
WE all wonder why many stars and celebrities seem to have flawless, white skin. For sure, not all of them were born with perfect skin. Many rely on beauty products that effectively lighten dark skin and evens out darker pigmentations. Thank goodness, you too, can have beautiful white skin within just a few weeks with…
MANY people are justifiably afraid and concerned about their future in America once Donald Trump becomes president. When he kicked off his campaign, he stated his intention to deport the approximate 11 million illegal aliens who are in the US. He later changed his position to focusing on the approximate 3 million he referred to…
One advantage in filing a fiancé visa petition is that the fiancé beneficiary will be able to enter the United States faster compared to a spousal immigrant petition to be filed for the fiance. Once the fiancé beneficiary enters the United States, he or she must marry the U.S. citizen petitioner within ninety (90) days. …
The holidays may be behind us but their physical effects, among others, will linger for a while. Medically speaking, it is actually a time for “damage control” for those of us who overindulged during the festivities. The post-holiday “makeover” is just as a healthy preemptive measure, more so for those who really want to maintain…
The ability to lawfully live and work in the United States is a dream of so many people. The fulfillment of this dream requires the aspiring immigrant to navigate the United States’ immigration laws, which are considered to be a very confusing and complex area of law. However, despite this complexity, and the incredible importance…
You own a successful business, as a sole proprietor, prior to marriage. You later meet the love of your life and decide to marry her. Years into the marriage, you decide to incorporate the business. A common question when the couple later divorces becomes 1) did your separate property business become community property by virtue…
Best wishes to all readers for the new year! Mr. Trump has made filing for bankruptcy relief as a sign that he’s smart. He’s smart he says because his companies filed for bankruptcy 4 times using applicable law. Bankruptcy allowed his businesses to get rid of debt, a lot of it, and bankruptcy allowed him…
Being in debt can be one of the most stressful situations you will ever face in life. It happens to everyone although you may feel like you’re the only person on the planet going through what you’re going through. But let me assure you that you are not alone in your struggle. The first step…
CRYSTAL BALL — what do you reveal? After a divisive, toxic and confusing election season in 2016, will it be an enlightening, hopeful and promising year for U.S. politics in 2017? On Tuesday, January 3, Re-elected Speaker of the House Paul Ryan, Minority Leader Nancy Pelosi, and the newly-elected members of Congress were sworn into…
His country absorbed him as affectionately. His poems are easy to read — perhaps to sing — to take to heart and put to meaning on its ability to bring what is dearest, as poetry to the human heart and taste. Murmurs of pleasant memories, pains and wrongs, Rizal’s poetry sings of exceptional passions, of…
Another year is past us and following tradition, the Asian Journal editorial team lists the top MDWK Magazine covers from 2016. Each week, the MDWK Magazine is a platform to recognize and share the stories of Filipino Americans who continue to break barriers in their respective career fields. From the 15 Filipino Americans working in…
Cloudy skies could not hamper the high spirits of thousands of cheering spectators who lined the five-and-a-half mile route of the 128th Tournament of Roses Parade in the City of Pasadena, California on Monday, January 2. A collection of 41 floats, 19 marching bands and 20 equestrian units from across the country captivated people of…
Another year has gone by and another year is before us. As we get older we feel the rapidness of life and its brevity. We become more contemplative about life’s mysteries, particularly its purpose and its end. We tremble at our personal finality on earth, but our faith in God strengthen us to trust in…
THERE is never the perfect time to think about who you would like to inherit from your estate in case you pass away or at least who among your closest friends (BFFs) and family members are even deserving of inheriting from your estate. In doing so, you should also think about which vehicle you plan…
This is our yearly wrap-up of some of the new laws created in California this year to continue to protect employees: Gender Pay Equality Law Expanded Beginning January 2016, an employer shall not pay employees at wage rates less than the rates paid to employees of the opposite sex for substantially similar work, and performed…
WHILE my columns usually focus on the serious subject of IRS audits, let’s end this year with more somber versions of Murphy’s Law: Law of IRS Audits If you are a rat pack who keeps lots of tax records, you get an IRS audit letter as soon as you discard your records. Keep your records…
In response to my previous article, one reader asked me about how one can possibly let go of worries, anger and pain brought about by the past when these are real emotions and real concerns that we just cannot kiss goodbye just because we are about to start a new year. It’s a very valid…
A NEW Year’s Day is that from which all dated their time and count upon what is left. Enjoying New Year’s Day is the knack of knowing how to live. It is all the hearty enjoyment of life – that flicked sense of happiness that can overtake any person anywhere, from the change of the…
In life, the greatest well-taught experiences come packaged in seemingly very ordinary encounters but surreptitiously tagged with lessons learned the hard way…through mistakes, failures, oversights, and disappointments. As the year 2016 draws to an end, I couldn’t help but reminisce and gather those not-so-distant events that have had major impact on me. Looking back at…
DEAR Atty. Gurfinkel: I entered the U.S. on a C–1 transit visa, but I am not a crewman, nor was I joining any ship. I was simply passing through the U.S. to another country. However, I remained in the U.S. and am out of status. I just got married to a U.S. citizen, and was…
Even if every immigration attorney has a crystal ball and is able to read ‘mumbo jumbo’ or perform magic, they are unable to forecast the future for undocumented aliens (imagine the potential clients). Unpredictability or ‘flip flops’ is becoming the name of the game called politics. More than a month after the presidential elections, people…
MEN’S sweat is good for women Don’t laugh. This is true. Biologists at the University of Pennsylvania found that men’s perspiration has beneficial effects on women’s mood, reduces stress and induces relaxation. It even has an soothing effect on a woman’s menstruation. Blood test revealed a rise in the level of reproductive luteinizing hormone, which…
Best wishes to all readers for Christmas! HUSBAND and wife are both 66. They were my clients 15 years ago. I do not remember how much credit cards were discharged then but I do remember that their problem was too much credit cards. After they wiped out these cards in 2001, they were able to…
Q: I WAS diagnosed with early stage cancer a few weeks ago. I can still do my job but I will need about 5 hours off from work every week for 3 months for medical treatments. I asked my manager for intermittent leave. When he refused, I emailed him information from the Labor Commissioner’s office…
THE loss of our homes to foreclosure, short sale, or deed in lieu of foreclosure is akin to adding insult to injury – after losing our homes, we also have to worry about lender repercussion, credit history, and tax consequences. Let’s define and discuss tax consequences of foreclosure, short sale, and deed in lieu of…
