Is bankruptcy a good idea for you?

IF you are struggling with debt and have done everything you can to no avail, bankruptcy may be the only way for you to wipe the slate clean on your financial troubles. Some people have gotten so behind on their debt payments that it has become impossible for them to catch up. Creditors are calling…

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The browning of America

ADVERTISING is one indicator of changes in lifestyle, social mores, fashion and language. One such development that has become apparent in U.S. television commercials is the use of mixed race families (i.e., an African-American husband, a Caucasian wife and mixed-race children). This would have been unthinkable only a few decades ago. In 1978, at the…

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The call of Advent: Wake up!

“YES, O Lord, you are our father; we are the clay, and you are the potter: we are the work of your hands” (Is 64:7). These are beautiful words the Scripture presents to us on this First Sunday of Advent as we prepare for Christmas! We’re going to spend the weeks of Advent in prayer,…

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Winter beauty guide

DURING the winter, our hair experiences dehydration because of unavoidable exposure. We need to be proactive about maintaining moisture in our hair. For the entire winter months, we want to help you keep your hair and skin keep it shiny and healthy. Hair Reborn, Brazilian keratin treatment, shimmer and shine are the perfect respite for…

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History: cardiac surgery p2

(Part 2 – conclusion) LAST week, we took our readers in a journey back to year 1628, almost 400 years ago, when blood circulation, as we know it today, was “discovered,” understood, and accepted by medical science for the first time. This fundamental information inspired and led to cascading advances, one after the other, in…

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California divorce frequently asked questions

I JUST moved to California last month, and I’d like to file for divorce. Can I file now? To file for divorce in the State of California, the person filing (called the “Petitioner”) must first meet the jurisdictional requirements: (i) residence in the state of California from the past 6 months; and (ii) residence in…

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History: cardiac surgery

(Conclusion) Last week, we took our readers in a journey back to year 1628, almost 400 years ago, when blood circulation, as we know it today, was “discovered,” understood, and accepted by medical science for the first time. This fundamental information inspired and led to cascading advances, one after the other, in medicine as a…

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OIC Basics: Series 3

SERIES 1 we talked about the factors you need to consider before you decide choosing OIC,  and meeting the compliance requirements before proceeding. Series 2 we explored on what you can do if your offer is rejected and you have disagreed items. In general following are grounds for compromise: 1) Doubt as to liability: valid …

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Filipino filmmakers Allan Ibanez, Dexter Hemedez deliver laughs and tears in ‘1st Sem’

Coming-of-age story explores complex family dynamics between a single mother and her eldest son The coming-of-age story has become a staple in independent cinema, beautifully and artistically told from filmmakers spanning the globe. Typically geared towards young adults, these stories explore the growth of a protagonist, pulling from often-comedic experiences that have strengthened our hero….

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Remedies for victims of human labor trafficking

Q. MY employer brought me o merica o ork as live-in nanny for their youngest child. I would be paid $1,000 per month with weekends off.  When we arrived in Los Angeles, my employer took my passport. At their home, I work 7 days a week, 14 to 16 hours per day. I take care of an infant and…

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10 basics of the IRS appeals process

IF you are not satisfied with the results of your IRS audit, go to Appeals. You have a choice of either ending your misery by paying up or by continuing to fight at the Appeals Office. The appeals process is an administrative means to resolve your problems without resorting to legal action. It’s a good…

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Debt forgiveness without bankruptcy 

YOU’VE probably seen a lot of these ads: “Settle your debts for pennies on the dollar!”, “Reduce your debts legally without filing bankruptcy!” “Stop bill collectors now and pay them only what you can!” Are all these just exaggerated claims? Or are any of these ads true? How can you protect yourself from being scammed?…

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Fil-Ams break up with turkey this Thanksgiving

THANKSGIVING dinner’s star in America is the roast turkey carving. Like most Filipinos in America, I felt so very much part of American culture and tradition when I roasted my family’s first turkey during our first Thanksgiving celebration in America, some 16 years ago. I served it complete with all the traditional fixings and side…

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The bottom line

WE often speak of “the bottom line” — the bottom line of a financial report, an educational program, or a political speech.  In the grand perspective of life, however, a bottom line does not merely refer to a result or profit. Rather, it’s about the crux or the heart of the matter, the essence of…

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The anatomy of Mocha Uson’s ‘popularity’

After much thought and her staggering ‘virality,’ I have decided to put into writing the curiosity that’s been building up in me regarding this entertainer-turned-blogger-turned-government official Margaux ‘Mocha’ Uson. Yes, friends, it has come to this: that I dedicate a column for the purpose of analyzing what the fuss is and why this woman is…

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Thanksgiving is a time for giving thanks

THANKSGIVING is when people step back and reflect on all of the wonderful things and events to be grateful for, and to give thanks to those people who played such a key role in helping us achieve them. At this Thanksgiving, I would like to once again give thanks to all of the people who…

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Criminal convictions and immigration law

WHAT makes a non-citizen deportable? An alien or non-citizen, including a lawful permanent resident (“green card” holder) is deportable for having a conviction relating to controlled substances. Title 8 U.S.C. Section 1227(a)(2)(B)(i) states: “Any alien who at any time after admission has been convicted of a violation of . . . any law or regulation…

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Automatic citizenship and the US Department of State

In this day and age, the best travel document in your hands would be a U.S. passport.  Hence the  sense of urgency among immigrants to become U.S citizens.  International travel and the   globalization drumbeat, among others, prompts members of the immigrant community to acquire the proper documentation to ease their  entry and exit to…

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Fascinating history

(Part 1 of 2) As the year comes to a close, allow me to take you back in time to revisit some of the great moments in medical science which made possible the great strides man has made in the treatment of cardiovascular diseases that benefit all of us today. I had \ privilege in…

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