Chapter 13: Stop creditors and pay only what you can

IF you are struggling to pay your bills every month due to insufficient income and/or excessive expenses, there is a way to make your debts more manageable so you can sleep better at night. Chapter 13 is the section of the US Bankruptcy Code that allows individuals in the United States to reorganize their finances. …

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Trump wants to speed up deportations

SINCE becoming president, Donald Trump has made several significant changes to make it easier for the government to deport more people.  In fact, when he originally announced he was running for president, he stated that there were over 11,000,000 people in the U.S. illegally, and he wanted to deport them all. Among the changes he…

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Eddie Garcia, national artist for film

TO be inducted into the Order of the National Artists of the Philippines (Pambansang Alagad ng Sining ng Pilipinas) is, doubtless, the apex of one’s achievements in the Arts, specifically, in the fields of Music, Dance, Literature, Visual Arts, Film and Broadcast and Architecture or Allied Arts. Of course, like any activity involving the selection…

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DOT welcomes Forbes.com’s PH tourism citation

The Department of Tourism (DOT)  warmly receives Forbes.com‘s  citation of the Philippines as one of the hottest spots in Asia this year. The article entitled “The 5 Spots In Asia That Are Booming With Tourists In 2018”, underscored the country’s improved connectivity and infrastructure as the factors for the increased tourism interest. Forbes.com aligned the Philippines with the continent’s…

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Petitioning children of your spouse from a previous marriage

A STEPPARENT may file an immigrant petition for a stepchild even without the stepparent having to legally adopt the stepchild.  However, before a stepparent may be able to file an immigrant petition for a stepchild, the stepparent–stepchild elationship should have been created before a stepchild turns 18 years old.  This means that the stepparent and the…

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The day I died

This is a story of a gynecologist as he related in MedScape: “When I began experiencing chest pain that was different from my usual heartburn symptoms, I denied I could possibly be having a heart attack, but chewed four baby aspirins just in case. Of the more than 350,000 individuals who experienced an out-of-hospital cardiac…

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Exclusion of gain from sale of home

“Any use use other than as your principal residence is nonqualified use. This includes vacation home, renting it out, vacancy and allowing someone’s living in it.” (Part 1) You may exclude from gross income gain from sale of principal residence under Internal Revenue Code Section 121. 1. You may be able to exclude gain of $250,000…

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FBI investigating Apollo Quiboloy’s Hawaii church for ‘aggressive fundraising’, human trafficking

Quiboloy’s lawyer denies the allegations of human trafficking  The FBI is conducting an investigation into the Hawaii chapter of Filipino televangelist Apollo Quiboloy’s church on accusations of “aggressive fundraising” and possible human trafficking. As first reported by Hawaii News Now, the investigation is centered around Felina Salinas, the business manager of the Waipahu chapter of the Kingdom…

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Sogo Cares Support Oplan Mayon Save Humanity in Albay

Sogo Cares program of HotelSogo supports Oplan Mayon: Save Humanity, a three- day relief operation and medical mission conducted in Brgy. Anoling and Brgy. Tagaytay Camalig, Albay last March 16-18, 2018 with the help of 105 volunteers from different organizations. Almost 800 families benefited from this activity. The Oplan Mayon: Save Humanity program, aims to…

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Bankruptcy: Why blaming yourself will not help

BEING in debt can be pretty depressing.  I understand how you feel. When you’re drowning in debt, you may feel that your situation is hopeful and you have no motivation to even plan for your future. Your self-esteem may be shot. You may be experiencing anger, depression, guilt, or a combination of all three.  You…

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Davao emerges as sports tourism hub

DAVAO CITY –The Philippines scored yet another tourism marketing coup with its successful hosting of the Alveo IRONMAN 70.3 triathlon on Sunday in this premier Mindanao city, the hometown of President Rodrigo Duterte. Thousands of people welcomed and cheered over 2,000 competitors in the different categories of this prestigious international sporting event that featured 21 world champions,…

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Magic and Drama Make an Awesome April on AXN

PHILIPPINES (March 23, 2018) – This April on AXN, magic hits the streets while thrilling adventures continue to unfold. Explore the world of underground street magicians in the magic show Don’t Blink; and America’s favorite hero embarks on her most dangerous mission in the new season of the drama thriller Quantico.   Don’t Blink Don’t…

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Managing market volatility takes spotlight at first COL Investor Summit

COL Financial kicks off its annual Investor Summit to teach Filipinos how to manage their portfolios better COL Financial recently held its first COL Investor Summit targeting customers actively managing their portfolios. The event brought together local and global investment professionals, who shared their insights on their respective fields of expertise. Riding out the volatile…

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LA leaders unveil new Skid Row health center

New health center vows to provide a wide range of health services for the city’s growing homeless population Though the city of Los Angeles has gone through several administrations that have tried to tackle the rampant homelessness problem, the recently passed Proposition HHH is vowing to take that fight more seriously than in the past….

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LP eyes ‘resistance’ coalition in 2019 polls

The Liberal Party (LP) is pushing for a “resistance” coalition in the 2019 elections to prevent any possible “slide to authoritarianism and anti-democratic rule.” In a statement released Tuesday, March 27, LP President Sen. Francis “Kiko” Pangilinan stressed the need for a “strong” opposition coalition “to ensure that our democracy remains vibrant.” The LP, he…

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Women & minority employees continue fight for pay equality

INGRID Avendano, Roxana Lopez, and Ana Medina are female Latina software engineers employed by Uber, a multi-billion dollar company that provides on-demand transportation and food delivery services globally. The engineers sued Uber, on behalf on themselves and all aggrieved employees in California, accusing Uber of violating California’s Equal Pay Act for failing to provide equal…

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Is the IRS Appeals Office independent?

IF you lose an IRS audit, you have two choices: pay or appeal. Your decision depends on how you feel about the fairness of the auditor, amount of assessment, cost of defense, and extending or ending your misery with the IRS. • What is the role of Appeals? • Are Appeals Officers independent? • Do…

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The presumption of “undue influence” in transactions between spouses during the marriage

California law on the nature of spouses’ rights and obligations with respect to management and control of community property has evolved over the last thirty years from less stringent “good faith” standards to heightened “confidential duty” and “fiduciary duty’ standards.  Under current law, the duties owed between spouses in transactions between themselves are the same…

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