WARREN Buffett became one of the world’s richest people by adhering to simple doctrines. Let’s learn from his simple living and savvy investing. 1. Be frugal • Multi-billionaire Warren Buffet lives in a modest house. • He has lived in the same humble house for the last 50 years. • He does not have a…
I’VE seen a rise in the number of cases with payday loans and they are becoming a common issue in bankruptcy filings. What happens to payday loans in bankruptcy? Payday loans are unsecured loans with outrageous interest rates (sometimes more than 1000% APR!!!). If you can’t pay them off quickly, they can be a huge…
AFTER identifying the types of spirits and why they manifest, now let us learn how to protect ourselves properly from energies we can’t see. But before we learn the basics of recognizing the good from the bad, we must first realize that everything around us is energy. Spirits are energies. Each one of us emits…
“It looks to me that there’s more stuff going on here, although it’s my policy not to get involved in matters that are between husband and wife. I think wife doesn’t want to be harassed by her creditors anymore. She can’t take the everyday stress and creditor collection calls every hour.” LET me…
I would like to thank everyone who came, and those who supported the recently concluded Beautiful Life Celebration 2018 last October 6th at the Quiet Cannon in Montebello, California. The show’s amazing performances and fabulous guests in the A-list world definitely acclaimed that night as one of the most awaited and prestigious awards nights of the year. The show featured 15 of the most distinguished men…
“Once you know the truth, you can’t ever go back and pick up your suitcase of lies. Heavier or not, the truth is yours now.” — Sue Monk Kidd Desirree Delacruz shared this: “I am a millennial American citizen who was born in Westminster, CA whose father, Cesar hailed from Bulacan province. He is the…
PRESIDENT Donald Trump has reportedly been all the more consumed by the Russia probe and his nonstop Twitter storm — discrediting Special Counsel Robert Mueller and the latter’s independent investigation on the alleged collusion between the Trump campaign and Russia to win in the 2016 U.S. presidential elections — may be a clear indicator. From…
Philippine President Rodrigo Duterte on Tuesday, November 27, dismissed the public’s fears that he would declare martial law nationwide after he ordered the deployment of troops in several areas in the country as a means to contain the insurgency. “No, I am not going to declare martial law. There’s enough powers of the presidency that…
KELSEY Merritt made history on November 8 when she became the first Filipina woman to walk in the Victoria’s Secret Fashion Show, an annual spectacular event that highlights some of the best and well-known fashion models in the industry including stalwarts such as Adriana Lima, Gigi Hadid, and Kendall Jenner among others. And finally this…
Former Presidential Adviser on the Peace Process Jesus Dureza was praised by Malacañang on Wednesday, November 28, for taking full responsibility for the “transgressions” of two members of his staff who were sacked by President Rodrigo Duterte. In a statement, presidential spokesperson Salvador Panelo said, “We commend the former presidential adviser on the peace process…
THREE Philippine police officers have been found guilty this week for the killing of 17-year-old Kian Loyd Delos Santos in August 2017, considered one of the most high-profile cases associated with President Rodrigo Duterte’s war on drugs. Police officers Arnel Oares, Jeremias Pereda and Jerwin Cruz were sentenced by the Caloocan Regional Trial Court Branch…
According to Department of Foreign Affairs (DFA) Secretary Teodoro Locsin Jr., there is a need to tighten coordination between the coast guards of the Philippines and China. This is after a Filipino TV network crew was barred by the Chinese from filming at Scarborough Shoal. During his confirmation hearing by the Commission on Appointments…
The 6 million Jews killed during the holocaust, genocide perpetrated by Nazi Germany (17 million total if the other exterminations are considered as a part of Hitler’s “The Final Solution,” between 1941 and 1945) pales in comparison to the 60,069,971 fetuses killed (per choice of the mothers or parents of these unborn) in the United…
THE proposed General Appropriations Act or the P3.757-trillion budget for 2019 has been passed on its third and final reading by the House of Representatives. The P3.757 trillion budget is meant to fund government projects and spending for the upcoming fiscal year, as reported by CNN Philippines. Lawmakers on Tuesday, November 27, approved the House…
President Rodrigo Duterte emphasized that every Filipino family must have access to safe drinking water for them to lead productive lives. During the kick-off for the construction of the Davao City Bulk Water Supply Project (DCBWSP) in Barangay Calinan, Duterte said, “I have always believed that access to safe drinking water is a fundamental right…
Malacañang on Tuesday, November 27, said President Rodrigo Duterte is in good physical condition amid health issues critics have raised because he had skipped a number of Association of Southeast Asian Nations (ASEAN) events. According to Presidential Spokesperson Salvador Panelo, the president has had a grueling schedule prior the summit. “(Is he physically fit?) Oh…
Former Acting Chief Justice Antonio Carpio revealed on Monday, November 26, that the joint exploration and exploitation of resources in the West Philippine Sea with China is a direct violation of our constitution. “Joint exploration and exploitation is prohibited in our Constitution, which requires that the Philippines shall have ‘full control and supervision’ in the…
The Philippine Senate together with the House of Representatives approved the reconciled version of the Universal Health Care (UHC) bill that aims to provide health care for all Filipinos on Tuesday, November 27. One of the UHC’s principal authors Senator Joseph Victor Ejercito expressed his joy over the passage of the said bill among the…
Former First Lady and incumbent Ilocos Norte 2nd District Rep. Imelda Marcos filed a Notice of Appeal on Tuesday, November 27, before the Sandiganbayan seeking to take her conviction in seven graft cases to the Supreme Court. However, Sandiganbayan Fifth Division said that it is premature because there is still a pending motion to be…
IN a shocking and disturbing change in policy, the U.S. Embassy in Manila has begun charging crewmen with fraud when those crewmen return to Manila for immigrant visa processing after obtaining an approved provisional waiver. Until this policy is reconsidered, I would caution crewmen against leaving the U.S. for Embassy processing of their immigration visa…
ONE of the symbols of a Filipino Christmas is the parol lantern, which also stands for hope, blessings, luck and peace during the holiday season. Traditionally made out of bamboo and paper, patterns of the parol evolved from the five-pointed paper star lantern originally crafted in 1908 by an artisan named Francísco Estanislao. The parol,…
“Once the trustee and his lawyers start to administer the bankruptcy estate assets, they will make a lot of money.” THE clients are married to each other and they are both seniors. He is 68 and she is 66. He is a member of the professions and still works in that professional capacity. She is retired. Their…
“Gratitude is the memory of the heart.” –Jean Baptiste Massieu (Continued from last week’s issue…) So okay, your partner is the consummate slob and you have to pick up after him. He thinks he has a maid living with him for free. He has this maddening habit of not putting the toothpaste cap back on. That’s…
HOW you will benefit from standard deduction versus itemized deduction. To maximize your deduction, you take the larger of standard deduction or total amount of itemized deductions by bunching itemized deductions in 2018 and taking standard deduction in 2019, and so on. • Standard deduction: $12,000 for single or married filing separate; $24,000 for married…
