Avoid the bondage of debt, especially seniors

ACCUMULATING debt is the easiest thing you can do in America. Even your dog can get credit cards with a fake social security number. If you are an immigrant and have just arrived, you will have no history of credit here. Chances are that in your country of origin, you probably had no credit card…

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How important is it to have a living trust?

THINKING about one’s demise is not something people want to spend time thinking about.  However reality is that we all have to face this one day.  It is just a matter of whether you depart this world prepared or unprepared. If you pass away with at least $150,000 in gross assets and you do not…

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Awards galore

LIKE a compass through the storms of art and other noteworthy human endeavors, the awards culture, that human obsession for recognition and accolade; is here to stay — at its own price. It is not just the celebrity allure.  It’s the cut above all.  It is the public acclaim, the attention, the limelight. Every time you turn…

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Angels Among Us (Second of 4 Parts)

“Every time a bell rings, an angel gets his wings.” — From Frank Capra’s film “It’s a Wonderful Life” (Continued from last week …) The belief in the presence and power of angels to intervene is strong in popular conservative culture. In a remarkable 1999 Hallmark film, “A Season for Miracles,” an angel plays a…

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California Divorce with a Twist: The Military Spouse

San Diego is “military town” where Navy and Marine Corps families abound, as well as retirees from different branches of our military. The military life is a test of resilience and grit for many families with divorce as almost an expectation rather than the exception. The following seeks to address or clarify some common misconceptions…

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The value of being legal and legal services

“Legal status enables a person to work at a well-paying job equal to their education or experience.  If a person is out of status, they may have to accept any kind of low-paying job just to survive and pay their bills.  If they legalize their status, they could possibly work anywhere and/or at a well-paying…

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Which diet is best?

With the various diets flooding the market out there, each claiming to be “the right one” or “the best diet” for health, the public and some healthcare providers themselves are confused. The Atkins diet, South Beach Diet, Hollywood Diet, Keto diet, and the various other you-name-it-diets, provide choices that only add to the dilemma. Some…

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Angels among us

“Every time a bell rings, an angel gets his wings.”  — From Frank Capra’s film “It’s a Wonderful Life” (Continued from last week …) The belief in the presence and power of angels to intervene is strong in popular conservative culture. In a remarkable 1999 Hallmark film, “A Season for Miracles,” an angel plays a…

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Tipping point?: A majority of Americans now support opening of impeachment inquiry of President Donald Trump

DESPITE impeachment fatigue reflected in previous polls, it looks like the recent Ukraine scandal has pushed the American people to a tipping point. President Donald Trump effectively confessed to the scandal through his administration’s “transcript” memo and his own defense of his communications with the Ukrainian officials. According to the recent Washington Post-Schar School poll,…

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Gov. Gavin Newsom signs legislation banning ‘Pay for Delay’ to fight runaway prescription drug costs

SACRAMENTO – Building on the state’s first-in-the-nation investments in the California budget and the Governor’s executive actions to lower prescription drug costs, Governor Gavin Newsom on Monday, October 7, signed into law three bills to lower the cost of prescription drugs and increase access to care for California families. These bills will block pharmaceutical companies…

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Artisanal ice cream Wanderlust Creamery returns with 11 Filipino flavors for Fil-Am History Month

WITH October as Filipino American History Month, you’ll find dozens of events commemorating the history and contributions of Fil-Ams across industries. The food scene, of course, takes part in this with specialty menus and pop-ups highlighting the range of Filipino flavors and culinary talent.  One of the celebrations we look forward to here in Southern…

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Basics of Exchange-Traded Funds (ETF)

WHAT is an ETF? An ETF is a basket of securities that you can buy or sell through a brokerage firm on a stock exchange. Just like a stock, an ETF has a ticker symbol and intraday price data can be easily obtained during the course of the trading day. It allows you to access…

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