Employer cannot forfeit wages that employees already earned
BETWEEN 2005 and 2013, Sheri Garibaldi worked as a part-time teller for Bank of America (BOA), in its branches in Belmont and Foster, California. Garibaldi was classified as a “20…
Covering the week’s most noteworthy business news impacting the Filipino-American and Global Filipino community.
BETWEEN 2005 and 2013, Sheri Garibaldi worked as a part-time teller for Bank of America (BOA), in its branches in Belmont and Foster, California. Garibaldi was classified as a “20…
IF you’re like most people, making money and thinking about money takes up a significant amount of your time. In the world that we live in, money is an important…
Retired military files Chapter 7 for $40K credit cards; Client uses Chapter 13 for HOA default Client No. 1 CLIENT is 52 years old with a son in college. She…
Do you constantly scratch your head thinking, “Wow I really do not understand young people these days.” Do you look at kids and wonder why they can’t go anywhere without…
Client No. 1 CLIENT is 52 years old with a son in college. She is an R-Nurse with annual gross income of $80K. She comes to see me with a…
WE often hear about women being denied a job, a promotion, or higher pay because the employer preferred to give the job, promotion or more money to a man. In…
CHRIS Cerbone was hired as a head football coach and physical education teacher at a private high school in the summer of 2012. According to news outlets, sometime in December…
IF you’ve made the decision to file bankruptcy in order to get a fresh financial start, here are some things to consider in choosing between Chapter 7 or Chapter 13….
IF you lose an audit to the IRS, you have two choices: pay or appeal. If you are happy with the results (or don’t want to extend the agony of…
A RECENT study conducted in Berlin and referenced by the American Academy of Cosmetic Dentistry highlights an interesting observation: People tend to underestimate someone’s age when he or she is…
Client seeks Chapter 7 discharge of $250K credit card debts after waiting six years Client No. 1 THIS is my single mom’s week. Client is 48. She is a registered…
Q: I AM a registered nurse in the Philippines but I have not yet obtained a license in California. However, I am working as a ‘private nurse’ to a bed-ridden…
1. DO not estimate income from interest, dividend, independent contractor or LLC. Banks, stock brokerage companies and LLCs send exact amounts to IRS via form 1099s and K-1s. Estimates generate…
AS a Bankruptcy Attorney, I have counseled thousands of individuals with all types of debt problems. I often encourage people by telling them that it is not too late to…
OUR bodies are ecosystems where a change in one area affects other areas. This connection is becoming clearer as scientists continue examining the links between oral health and cardiovascular health. Recent…
Senior with reverse mortgage seeks Chapter 7 discharge of $37k credit cards; client reopens Chapter 7 to cover unlisted debt “ Client says he likes his life now as simple…
SURELY as April 15 comes along, some of you will procrastinate in filing tax returns. It can be habit forming as I see the same taxpayers come after April 15…
OUR client, Teresa,* has always lived with a serious lung condition since childhood. Although Teresa knew that her condition limited her activities, she did her best to live a productive…
WHEN debts spiral out of control, bankruptcy can become an invaluable financial recovery tool in stemming the tide and getting you back on the right track. Without the “fresh start”…
Senior revisits Chapter 7 after 20 years; disabled client seeks to discharge federal student loans of $70K without BK Client No. 1 YOUNG mother of two teenagers, both daughters, presents…
1. THE failure-to-file penalty is generally more than the failure-to-pay penalty. If you cannot pay all the taxes you owe, file to prevent that more costly failure-to-file penalty. 2. The…
S.W. was 15 years old when Luis Morales offered her a job at US Metro Group, Inc., where Morales worked. S.W., who was best friends with Morales’ daughter, accepted Morales’…
IF you are in debt and are seriously considering bankruptcy as an option, I am sure a lot of thoughts are going through your mind. I just want to get…
SOMETIMES you just can’t resist – it’s so cheesy and saucy— right out of the oven! You dive in and take your first bite…uh oh! Too soon! You’ve got “pizza burn!” Pizza isn’t the only…
Young client files chapter 7 to discharge $30k credit cards Client no. 1 CLIENT was disabled when he was 55, which was 7 years ago. He receives $1,600 of disability…
• FILE your tax records neatly and orderly during the year. If you are not an organized person by nature as some of us are, just throw tax documents in…
PEGGY Young worked as a part-time driver for United Parcel Service (UPS). Her responsibilities included pickup and delivery of packages that had arrived by air carrier the previous night. In…
ARE debt problems making your life a living hell? Doing your best to pay but creditors just won’t leave you alone? Maybe you get nervous every time the phone rings…
How much would you pay Manny Pacquiao to endorse your business? Envision this. Manny would be in all your advertisements: TV, Radio, Billboard, and Internet. He would be available for…
Client No. 1 LOOKS like I signed up two clients in opposite ends of debt last week. Client no. 1 is 55 years old and divorced for 10 years. She…