Should you run your business as a sole proprietorship?
Choosing the proper entity for your business (Part 1 of 5) YOU have decided to go into business for yourself. Should you operate as a sole proprietorship, partnership, corporation, LLC, or…
Category: Business
Covering the week’s most noteworthy business news impacting the Filipino-American and Global Filipino community.
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Are you struggling under the burden of debt?
IF you are searching for debt reduction solutions, no doubt you’ve been inundated with advertisements for various debt management programs, companies and solutions. The choices seem confusing to the average…
Enamel education
WHILE we endeavor to help our patients aoid tooth problems, with the reality is that by the time many people get to the dentist, they are already experiencing symptoms of…
Widow with no assets seeks to discharge $25K in credit card debt
Credit cards with $50K judgment liens attempt to force sale of client’s residence Client No. 1 CLIENT is 82 and recently widowed. She now lives with her daughter who takes…
Delay in payment of wages entitles employees to additional pay
Q: SEVERAL days ago, I was terminated from work. To add insult to injury, my employer has not given me my final pay. When I called to ask the status…
10 tactics to survive an IRS audit
YOU have just received an invitation to the offices of the Internal Revenue Service. They want to examine your return. Don’t panic. All these years, you have stashed funds for…
How to face debt problems before they get worse
THE last few years have been financially difficult for a lot of people. When the real estate marked crashed a few years ago, millions of people found themselves with a…
Teeth are an important part of digestion
CHEWING is the first step in digestion, but chewing our food only enough to swallow it down doesn’t count. If you’re rushing proper chewing—especially if it’s due to dental distress—you’re robbing yourself…
10 things in your car you didn’t know you could fix
The complexity of modern vehicles makes some projects a no-go for newbies, veteran Las Vegas, NV mechanic Al of EXCEL AUTO says. Don’t try to replace fuel or water pumps…
Retired senior seeks to discharge $27K credit cards
Working senior seeks to discharge $60K personal loans; Trustee wants explanation of how client used $180K “ Sometimes daughters get married to men who are able to convince daughters that…
Employee’s firing for refusal to delete data found unlawful
ELAINE Allyn has worked as the Director of Educational Technology for Fallbrook Union Elementary School District in San Diego County for about 18 years. In early August 2011, Allyn’s boss,…
Why some people will never get out of debt
THIS is a common scenario. You’re in debt and you know that you need to do something about it because your financial situation continues to get worse month after month….
Can you claim Child Tax Credit?
CHILD Tax Credit allows you to reduce your federal income tax by a maximum amount of $1,000 for each qualifying child through age 16. A qualifying child is someone who…
Car repo causes freak accident
Spouses need to be joint debtors from start of case “ It’s safer for the late filing spouse to file her own case so both cases will succeed. But with…
Should you attend your own IRS audit?
SHOULD you attend an IRS audit? Yes, I mean, you – your own audit. Well, you don’t have to. This is always a strategic question that should be discussed at…
Uber’s loss is a win for workers!
Why workers should fight for employee status “UBER driver deemed employee by Labor Commissioner” is a headline. Why should this matter? Because employees receive more, in terms of pay, and…
Senior seeks to discharge $1.0M wrongful death lawsuit
Senior needs chapter 13 to handle IRS and unsecured debt of $40K Client No. 1 CLIENT is 57. When he comes to see me, he tells me that he has just…
10 strategies during an IRS appeals conference
YOU have just lost an audit and have decided to bring your case before the appeals office of the IRS. You have learned the basics of the appeals process and…
Jury awards $6.5 million to exotic dancers for tips taken & wages unpaid by employer
CUSTOMERS give tips in appreciation for the service of waiters, bellboys, hotel maids, valets, drivers, and even performers who sing and dance. Can employers demand a share of these tips…
Stuck in debt and don’t know what to do?
NO one ever wants face a debt crisis but at one time or another in your life, you may have to deal with one. Having debt problems does not make…
Email: Spam or gold?
Did you know that email is the number 1 digital platform to generate qualified leads? For some, you might associate email with unwanted spam. Nobody wants unsolicited mail just like…
Nilda McKellar Birthday Party 2015
NILDA MCKELLAR celebrated her birthday with a fun feast shared by friends and family at the Palms Hotel & Casino last Friday, June 5. McKellar, a zealous activist, passionate philanthropist…
Young client seeks to discharge $780,000 wage garnishment
Good samaritan client seeks to discharge $2o,ooo lawsuit; Senior seeks solution for wrongful death $1.0M lawsuit “ Only 10% of California foreclosures are judicial. 90% of foreclosures are extrajudicial where…
Audit – 10 tips to handle field audits
THERE are three basic types of audits: correspondence, office, and field examinations. Correspondence audits are the simplest ones – W2s, 1099s and other items that can be easily resolved by…
Should I allow my employer to disclose my name and contact information to attorneys in a class action?
Q: MY employer has been sued in a class action by another employee who is trying to collect unpaid wages. All the employees, including me, received a Notice from an…
Financially broke? The first question you should ask yourself
AS we go through life, we are likely to encounter several bumps along the way. This is especially true when it comes to our finances. I’m sure you’ve heard of…
Know your gum health numbers
HAVE you wondered what the numbers mean that a hygienist calls out while examining your gums? They’re readings of the gum pocket depths in your mouth, and they’re an important part of monitoring…
Hot summer car care tips
• CHECK your fluids and perform regular maintenance. • Confirm proper tire pressure to avoid a blowout and improve fuel economy. • Keep yourself cool with a/c and your vehicle…
Senior opts for chapter 7 to discharge $50K in credit card debt
Court allows postpetition creditor client to deny discharge of debtor Client No. 1 CLIENT is 74. She was married to her husband for 30 years. Husband was a lot older…
Senior opts for chapter 7 to discharge $50K credit cards
Court allows postpetition creditor client to deny discharge of debtor Client No. 1 CLIENT is 74. She was married to her husband for 30 years. Husband was a lot older…