Accommodating employees with mental disability
KIMBERLEE Gutierrez worked as a patient registration clerk for Dignity Health for 9 years. Kimberlee had a history of mental disability, which worsened when she was violently attacked by an…
Category: Business
Covering the week’s most noteworthy business news impacting the Filipino-American and Global Filipino community.
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How is life after bankruptcy?
MANY people who need debt relief are afraid to file for Chapter 7 or Chapter 13 because they fear that life after bankruptcy will be difficult. The fear is that…
8 Philippine companies among Forbes’ ‘Best Over a Billion’
Eight Philippine companies secured spots on Forbes Asia magazine’s inaugural “Best Over a Billion (BOB)” list, which highlights the 200 top-performing listed companies across the Asia-Pacific region with revenues of…
Warren Buffett’s advice during a market crash
6. Avoid Leverage That Amplifies Stress During A Market Crash: Sure, there’s stress during a crash – lots of it. Add margins (meaning loans that you incurred to buy more…
Ignoring debt problems now can be painful later
WHEN people are going through financial difficulty and are unable to pay their bills, their first reaction is often to ignore their debts and avoid contact with creditors. They think…
Is a $1-million SBA loan dischargeable?
THE client is 66. He purchased a business about 10 years ago for $2 million. He put in $500,000 of his own money and borrowed a $1.5 million small business…
Home health employees are entitled to overtime
Q: I am a registered nurse in the Philippines but I have not yet obtained a license in California. However, I am working as a ‘private nurse’ to a bed-ridden…
NAAC, NDC, Housing Advocates Celebrate Victory in State Capitol
SACRAMENTO – THE National Asian American Coalition (NAAC), the National Diversity Coalition (NDC), pastors, housing advocates and members of the state legislature’s Senate and Assembly Republican Caucuses celebrated the recent…
Las Vegas AAPI business owners share strides under Trump admin
DESPITE reports of an impending recession going into 2020, several Asian American and Pacific Islanders in Las Vegas argue that their businesses have been strong since President Donald Trump took…
National Asian group celebrates housing settlement victory at California capitol
National advocacy organizations that sought the return of $331 million to a fund for struggling homeowners attended a victory rally in Sacramento on Wednesday, August 14. The National Asian American…
Are you entitled to ‘show up pay’?
Q: I WORK as an on-call employee for a healthcare facility. My employer often calls me to report for duty but when I arrive to work, my assignment is cancelled…
Warren Buffett’s advice during a market crash
Part 1 of 2 INVESTMENT guru Warren Buffett said that when the going gets tough, the tough goes shopping. No, he didn’t say that actually, but he did suggest that…
To people who are facing a financial crisis
IF you’ve ever found yourself financially broke or buried in debt at one point in your life, I’m sure you still remember how it felt. The feelings of despair and…
Filipino workers appeal ATM fee hike
Partido Manggagawa chair Rene Magtubo on Tuesday, August 13, said workers are appealing to the Bangko Sentral ng Pilipinas (BSP) to suspend the impending increase in fees for transactions conducted…
What to know about the Equifax data breach settlement
IN September 2017, Equifax revealed that approximately 147 million people had their personal data stolen by hackers who got through the consumer credit reporting company’s servers. Last week, the Federal…
The emotional and illogical side of investing for beginners
“ If stock prices move contrary to our expectations, it creates tension.” A MOST important tip for trading is to keep your emotion in check. Use logic, not emotions. Do not…
Are your debts growing faster than your income?
ARE your growing debts starting to worry you and cause you sleepless nights? Are you trying hard to pay what you can every month but feel like you’re just running…
The employer’s duty to a “permanently disabled” employee
LARA May (not her real name to protect confidentiality) was a dedicated and long-time employee for ABC Equipment Co. She was injured at work and had to take an extended…
Client with $300K credit cards successfully passes US trustee exam
THIS client case is unusual. She is young at 28 and owes about $300,000 of credit cards. She used these cards to fund a “gift card” business. What’s a “gift…
Second annual International Travel, Trade and Consumer Expo lands in Carson on August 3-4
The weekend filled with exhibitors, activities, entertainment and speakers promoting the booming travel and trade opportunities between the United States and the Philippines is here! On Saturday and Sunday, August…
Stock checklist for beginners
1. Learn the Basics Familiarize yourself with the following basics before making your first purchase. • Definitions – Price earnings ratio (P/E ratio), earnings per share (EPS), return on equity…
Want to buy a house someday but too much credit card debt?
LIKE most people, you’ve probably heard that filing for bankruptcy when you are in debt will ruin your credit forever and that you will never be able to buy a…
Chapter 7 or 13? A look at a case with $50K debt and $10K collection lawsuit
THE first client is 48 and has just been sued for $10,000 by American Express. He recently received the summons and complaint. He is single with one teenager dependent. He…
Employer must pay actual hours worked by employee
JOSE Alvarado worked as a laborer for Timber Works Construction, Inc. in Santa Clara County. Alvarado claimed that the employer required them to sign two different documents. One document contained…
California Republicans demand state divert housing settlement funds to struggling homeowners
AFTER a California court found that the state was misappropriating funds from a past settlement with a housing counseling organization, state Republicans are urging Gov. Gavin Newsom to restore the…
Jollibee stock prices drop after LA-based Coffee Bean acquisition
STOCK prices for Philippine food giant Jollibee Foods Corp. (JFC) dropped 8 percent this week, following the announcement that it will acquire the Coffee Bean & Tea Leaf for $350…
SouthBay Pavilion Mall in Carson gears up for second annual International Travel, Trade, and Consumer Expo
All roads will lead to the SouthBay Pavillion on Saturday and Sunday, Aug. 3-4 in Carson, California as industry players from both the U.S. and the Philippines are poised to…
First baby steps for beginner traders
1. Start with safer stocks. Buy stocks that tend to be less volatile (meaning more stable with less up and downs in price). Consider consumer staples stocks that people still…
Long Beach Bacolod Association announces small business awardee for Masskara Festival
THE Long Beach Bacolod Association will present the Small Business Award to Romeo Garcia during its MassKara Festival on Sunday, August 4 at Recreation Park. Entrance is FREE and attendees…
Mocking an employee’s accent may constitute work discrimination
FILIPINO registered nurse, Nancy Ortiz, worked for Dameron Hospital in Stockton, CA for about 10 years. Born in the Philippines, English is her second language and she speaks with a…
