Seniors need relief from big HELOC & $40K credit cards
The clients are 63 and 64. They are young seniors. Up to 65, you are a young senior in my book. You can get senior discounts at Golden Corral for…
Category: Business
Covering the week’s most noteworthy business news impacting the Filipino-American and Global Filipino community.
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As McDonald’s delivery business builds global momentum, the company hosts third annual McDelivery event across 50 countries and six continents
Global ‘McDelivery Night In’ includes ‘Staying In’ clothing line dropping Sept. 19 Chicago — McDonald’s now delivers to more than one million customers around the world every day. To honor…
DND concerned about AFP deal with China-backed telco
The Department of National Defense (DND) on Monday, September 16, said it has a concern over the agreement between the Armed Forces of the Philippines (AFP) and Chinese-linked telco firm…
Warren Buffett’s lessons for ordinary investors
LET’S learn a few things from the greatest investor of all time – Warren Buffett. It’s OK If You Don’t Know Much About Investing. Most investors do not have business…
What’s the difference between Chapter 7 and Chapter 13 bankruptcy?
CHAPTER 7 is called the fresh start because it wipes out all dischargeable debt while allowing the debtor to keep most, if not all, of his assets. Meanwhile, Chapter 13…
Sex harassment creates a hostile work environment
CHASTITY Jones, is a 42-year-old single mother, who worked as a sales accountant Hologram USA and FilmOn.TV, companies owned by billionaire Alkiviades David. FilmOn.TV Networks is an online television service…
House OKs bill allowing more foreigners to practice profession in PH
THE House of Representatives gave its nod to a bill allowing more foreigners to practice their profession in the country and lowering the direct local hires required of foreign investors….
Investing tips from Warren Buffett
Lesson No. 1: Be Frugal Warren Buffett is a multi-billionaire; yet, he lives simply. He still lives in the same modest house in Omaha, Nebraska that he bought 50 years…
Sex harassment creates a hostile work environment
CHASTITY Jones, is a 42-year-old single mother, who worked as a sales accountant Hologram USA and FilmOn.TV, companies owned by billionaire Alkiviades David. FilmOn.TV Networks is an online television service…
What does a ‘fresh start’ after bankruptcy mean?
LET’S give bankruptcy a historical and legal perspective. Right now, when we say bankruptcy law, we refer to the federal law called the “Bankruptcy Code” of 2005. Creditors did a…
In conversation: Philippine Trade Commissioner Eric Elnar on why Fil-Ams should invest in the Philippines
IN recent years, studies have shown that the Philippines continues to be an emerging market for economic growth. It is also considered as one of the most dynamic economies in…
DOT, Jollibee launch tourism campaign
The Department of Tourism (DOT), in partnership with Filipino fast food chain Jollibee, launched the “Eats More Fun in the Philippines” campaign over the weekend in a bid to take…
Warren Buffett’s investing style
WARREN Buffett, the world’s greatest investor, loves value stocks – stocks that are trading below their intrinsic value. He uses investing tenets which are categorized in the areas of business,…
Thinking of filing bankruptcy? 5 questions to ask yourself
ARE you constantly worried about your finances because of debts that you can no longer afford to pay? If you are in more debt that you can repay, you may…
Accommodating employees with mental disability
KIMBERLEE Gutierrez worked as a patient registration clerk for Dignity Health for 9 years. Kimberlee had a history of mental disability, which worsened when she was violently attacked by an…
How is life after bankruptcy?
MANY people who need debt relief are afraid to file for Chapter 7 or Chapter 13 because they fear that life after bankruptcy will be difficult. The fear is that…
8 Philippine companies among Forbes’ ‘Best Over a Billion’
Eight Philippine companies secured spots on Forbes Asia magazine’s inaugural “Best Over a Billion (BOB)” list, which highlights the 200 top-performing listed companies across the Asia-Pacific region with revenues of…
Warren Buffett’s advice during a market crash
6. Avoid Leverage That Amplifies Stress During A Market Crash: Sure, there’s stress during a crash – lots of it. Add margins (meaning loans that you incurred to buy more…
Ignoring debt problems now can be painful later
WHEN people are going through financial difficulty and are unable to pay their bills, their first reaction is often to ignore their debts and avoid contact with creditors. They think…
Is a $1-million SBA loan dischargeable?
THE client is 66. He purchased a business about 10 years ago for $2 million. He put in $500,000 of his own money and borrowed a $1.5 million small business…
Home health employees are entitled to overtime
Q: I am a registered nurse in the Philippines but I have not yet obtained a license in California. However, I am working as a ‘private nurse’ to a bed-ridden…
NAAC, NDC, Housing Advocates Celebrate Victory in State Capitol
SACRAMENTO – THE National Asian American Coalition (NAAC), the National Diversity Coalition (NDC), pastors, housing advocates and members of the state legislature’s Senate and Assembly Republican Caucuses celebrated the recent…
Las Vegas AAPI business owners share strides under Trump admin
DESPITE reports of an impending recession going into 2020, several Asian American and Pacific Islanders in Las Vegas argue that their businesses have been strong since President Donald Trump took…
National Asian group celebrates housing settlement victory at California capitol
National advocacy organizations that sought the return of $331 million to a fund for struggling homeowners attended a victory rally in Sacramento on Wednesday, August 14. The National Asian American…
Are you entitled to ‘show up pay’?
Q: I WORK as an on-call employee for a healthcare facility. My employer often calls me to report for duty but when I arrive to work, my assignment is cancelled…
Warren Buffett’s advice during a market crash
Part 1 of 2 INVESTMENT guru Warren Buffett said that when the going gets tough, the tough goes shopping. No, he didn’t say that actually, but he did suggest that…
To people who are facing a financial crisis
IF you’ve ever found yourself financially broke or buried in debt at one point in your life, I’m sure you still remember how it felt. The feelings of despair and…
Filipino workers appeal ATM fee hike
Partido Manggagawa chair Rene Magtubo on Tuesday, August 13, said workers are appealing to the Bangko Sentral ng Pilipinas (BSP) to suspend the impending increase in fees for transactions conducted…
What to know about the Equifax data breach settlement
IN September 2017, Equifax revealed that approximately 147 million people had their personal data stolen by hackers who got through the consumer credit reporting company’s servers. Last week, the Federal…
The emotional and illogical side of investing for beginners
“ If stock prices move contrary to our expectations, it creates tension.” A MOST important tip for trading is to keep your emotion in check. Use logic, not emotions. Do not…
