Do you have too much debt and not enough income?
ARE your growing debts starting to worry you and cause you sleepless nights? Are you trying hard to pay what you can every month but feel like you’re just running…
Covering the week’s most noteworthy business news impacting the Filipino-American and Global Filipino community.
ARE your growing debts starting to worry you and cause you sleepless nights? Are you trying hard to pay what you can every month but feel like you’re just running…
AMERICAN Income Life Insurance Co. sells insurance policies in California. It hires agents that it pays on commission. David Hamilton, Bridget Smith, and David Joh worked for American Income as…
SURE, there are alternatives to bankruptcy. But bankruptcy is the only solution that provides viable debt relief for those who are unable to repay their debts. Some people sign up…
A NEW social media analysis revealed that the Philippines has spent the most time on social media platforms than any other country in the world. According to social media marketplace…
by: Martin Santiago, Broker-Associate THE average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($510,400 or less) decreased to a survey low of 2.92% from 2.99%, with…
“The law does not require payment of overtime or other special premiums for work during holidays, unless such work goes beyond 8 hours per workday or 40 hours per workweek.”…
THE Internal Revenue Service has about 2.5 million of unopened paper-filed income tax returns. Total pieces of mail (including income tax returns) stands at about 5 million pieces. This number…
THE seniors are husband and wife aged 70 and 65. The wife is a young and healthy 65, while the husband is a healthy 70 who still looks strong. Both…
“Once you fall behind on your debt obligations, it is easy to ignore the situation and hope that things will get better on their own. But that will never happen…
THE expected Blue Wave for Democrats did not happen. Republicans kept control of the Senate. This forms a split government with Democrats at the White House and Lower House while…
EDGAR Orozco was an electrician working as an hourly employee for Ardent Companies, Inc., which provide services to drilling operations off the California coast, including on fixed off-shore oil platforms….
THE first client is 82. He is married. “What’s the problem?” I ask. He says that he owes about $15,000 of credit cards and his wife owes about $10,000 of…
ALL Nippon Airways (ANA), Japan’s largest 5-Star airline for eight consecutive years, resumed its service from Tokyo Narita International Airport to Manila Ninoy Aquino International Airport (MNL) in October. This provides…
With global remittances reaching the new highs the Philippines remains as one of the top recipients with more than $34 billion sent by Pinoys home globally. Nearly a third, $11 billion…
ONE common misconception people have is that if they file bankruptcy, they will lose everything that they’ve worked hard for. For this reason, a lot of people continue to suffer…
More than six months after the World Health Organization declared it as a pandemic, COVID-19 continues to ravage all corners of the Earth, posing an unprecedented challenge to public health…
THE projected Democrat Blue Wave did not materialize as Republicans kept control of the Senate. This limits what President-elect Joe Biden can do. It restrains his ability to significantly increase taxes…
Q: I WAS diagnosed with herniated disc and severe anxiety. I want to request leave but want to keep my privacy at work. Do I need to tell my employer…
by Martin Santiago, Broker-Associate ON Nov. 9, Pfizer announced that early clinical trial data on the coronavirus vaccine it’s developing with German partner BioNTech shows that its cocktail is more than 90%…
THE client is 50 and single but has a cousin who lives with him. The cousin has been employed on and off and has lived with him for 10 years….
Independent contractor status harm most workers With nearly $200 million in funding from app-based companies like Uber and Lyft, California’s Proposition 22 was voted into law by Californians. It is…
ARE you sick and tired of being in debt and having bad credit? Do you want to start over but simply don’t know where to begin? Is filing bankruptcy an…
Commission-based employees owed for non-sales work STEVE Johnson and Scott Scollitt worked as mortgage loan originators for U.S. Bank National Association. These employees sued their employer for unpaid wages and…
THE client just turned 67 and has been working for 40 years at a job that pays him $70K a year. He retired two months ago so he doesn’t make…
Champion of credit-challenged minorities views eCredable Lift as powerful tool in the fight to address the ‘credit invisible’ challenge FAITH Bautista, the founder and CEO of both the National Diversity…
MANY people find themselves in the position of facing overwhelming debt, with constant calls from creditors and no obvious way out. For some, job loss sent them into a downward…
THE biggest electronics convention in the world has traditionally been confined to gadgets of the future but the 2020 Consumer Electronics Show in Las Vegas featured exciting new cars –…
FAMILY of 3: $40,000 credit cards owed Client no. 1 is so young. She is in her late 30s. I remember when I was that young —a young lawyer with…
The overtime compensation for ‘live-out’ employees is computed in the same way as that of a regular non-exempt employee who works in other occupations. This means ‘live-out’ household employees must…
Kumon is an after-school math and reading enrichment program that unlocks the potential of children ranging from preschool (age 3) to high school so they can achieve more on their…