Category: Business

MANY debtors feel that their debt problems have placed them in a lions’ den because they feel that their debts will swallow them up alive. Every month every creditor must…

ON Sept. 26, 2013, Gov. Jerry Brown signed into law a bill that entitles personal attendants, which include caregivers and nannies working in private households, to overtime pay if they…

With the proliferation of credit cards in our society, it’s not difficult for credit card debts to get out of hand.  Once you’re caught in the credit card debt trap,…

DEBT problems can become a recurring nightmare for debtors who think they can handle debt problems by themselves. I have told you many times before that if you have debt…

(Employer’s Verbal Disclosure of Employee’s Medical Condition May Be Illegal) MELISSA Ignat worked for Yum! Brands, the corporate parent of several fast-food franchises, such as Taco Bell, Pizza Hut, and…

Almost every week, my office gets phone calls from people in debt who have been taken advantage of by so-called “debt settlement companies”.  These are the companies who advertise on…

4th Case Report of PA Jae Park A doctor couple (whom I’ll refer to as Mr. P) in their thirties, who immigrated from South Asia, lived in a two-story single-family…

TOO much debt becomes an enormous emotional problem for the debtor. I am reminded of my client 20 years ago who killed himself by shooting himself in the chest. By…

Q: I WORKED in a company for more than 10 years. A new supervisor was recently transferred to my department. This person and I do not get along. Last week,…

You have probably heard a lot of ‘negative things’ about bankruptcy- how it may be the worst mistake you could ever make, that you will never be able to get…

PEOPLE with debts problems are worried sick about their debts. Almost daily, clients tell me that they cannot sleep and very worried about their debts. They have long faces and…

OSFEL Andrade, an immigrant from Mexico, worked in the shipping department of Terra Universal, a laboratory equipment manufacturer in Fullerton, California when immigration agents conducted a worksite raid on June…

LIFE just happens. Sometimes even the best laid plans can go wrong. How do you respond when this happens to you?  Do you easily give up when you’re overwhelmed?  Remaining…

In America, it doesn’t matter who you are, what your race is, what your religion is, you can succeed. You study, you work, you build up business and you live…

 Q: I WORK at a service-oriented business here in California as an hourly employee. We are required to wear a uniform. We can only get the uniform from our employer…

You already know that your home is in foreclosure. You’ve received the dreaded Notice of Default.  You know that after 90 days, your lender could schedule a Trustee Sale for…

(Part 2) LAST week, we talked about the tower of Babel which is located 30 miles from the modern city of Baghdad in Iraq. We destroyed the tower with cruise…

Finding other sources of payment for the seriously injured LINDA and David Kubert were riding on their motorcycle when eighteen-year-old Kyle Best, who was driving and texting, crossed the center-line…

“I can’t believe this is happening to me. Life’s not fair. I haven’t done anything bad. Why do I feel like I’m being punished for something I didn’t do?” These…

PREVIOUSLY, we talked about Noah who was instructed by God, my God, the God of Moses and Israel, who sent His only and beloved Son Jesus Christ, to us and…