Sexual harassment at work does not have to be sexually motivated
MAX Taylor started work for Nabors Drilling as a “floorhand” on an oil rig in June 2010. Joe Mason and Jaime Mendez were Taylor’s supervisors. Several times a day, Mason…
Category: Business
Covering the week’s most noteworthy business news impacting the Filipino-American and Global Filipino community.
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Postpetition inheritance is part of bankruptcy estate
Suppose you were a Chapter 13 debtor for the last two years of a 48 months plan then your mother dies leaving you as your inheritance a fully paid house…
Don’t let debt destroy everything you’ve worked so hard for
I often get asked whether filing for bankruptcy can be avoided in finding a solution to debt problems. I usually tell people that filing for bankruptcy should be a last…
US Supreme Court to decide fate of inherited IRAs in bankruptcy
THE legal question that is posed is whether or not an inherited IRA is exempt in bankruptcy. For instance, your father died two years ago. You inherited his IRA of…
New CA Laws for 2014
(Part 1 of 2) MINIMUM Wage: Minimum wage increases to $9 per hour effective July 1, 2014. Identity Theft, Internet Online Tracking – Identity theft: State agencies and businesses are…
Paid leave to care for sick family members
LAST week, we wrote about the California Family Rights Act (CFRA) which entitles qualified employees 12 weeks of leave from work when they have to care for their seriously ill…
Loan modification denied: Should you file Chapter 13?
Filing Chapter 13 bankruptcy is often a last resort for people in foreclosure when no other options exist. A lot of homeowners usually put off making this decision for a…
Should you direct deposit your IRS refund?
YES, of course. Direct deposit is the fastest and safest way to receive your tax refund. Here are reasons why you should use direct deposit of your refund: 1. Speed:…
Taking leave from work to care for sick family members
Q: I HAVE been working for 5 years in Los Angeles for a company that has about 100 employees. I wanted to take a leave of absence from work to…
Afraid of your debt problems, think of Jesus resurrecting daughter of Jarius
Are you worried that your debt problems are insurmountable? Actually, debt problems are small potatoes in the big picture of life, death and life after death. We are temporarily here…
How to end debt suffering with bankruptcy relief
A lot of people end up filing bankruptcy when they get to the point of feeling hopeless about their financial problems. Despite what others may think, there is no shame…
Enamel education
While we endeavor to help our patients aoid tooth problems, with the reality is that by the time many people get to the dentist, they are already experiencing symptoms of…
Is lover’s claim dischargeable?
SOMETIMES one lover takes advantage of the other lover by borrowing money that is not repaid. For example, John and Mary are in a relationship. They think that they are…
IRS warns of scams relating to relief for Typhoon Haiyan victims
THE Internal Revenue Service issued an alert about scams relating to Typhoon Haiyan (“Yolanda” in the Philippines). As you may have seen at CNN, Asian Journal, and other media, Haiyan…
New Year’s resolution: Keep current with your employment rights
EMPLOYEES who want to be more vigilant of their rights in the workplace this year may want to pay attention to the following laws and developments: Overtime Work of more…
Buried in debt: Do you feel lost in a ‘money fog?’
MAYBE you’ve experienced this before: You’re driving down the road one cold, chilly day and before you know it, you find yourself surrounded by a thick white wall of dense…
How to harmonize the family business in 2014? Define the rules!
“WE learned about honesty and integrity – that the truth matters… that you don’t take shortcuts or play by your own set of rules… and success doesn’t count unless you…
Celebrate the birth of our Lord and forget about your debt problems
THIS Wednesday the whole Christian world celebrates the birth of our Lord and Savior, Jesus Christ. This is the day 2013 years ago when the son of God, the one…
Living trusts: The problem with probate
ALMOST everyone is concerned with saving money on their taxes, but most people worry only about income taxes and ignore planning to avoid estate taxes, which can consume up to…
Are you being paid the higher overtime rate?
Q: AS an employee for a service provider company, I am paid an hourly rate and an additional piece rate if I respond to customer calls after hours. I often…
Make 2014 the year you get out of debt and rebuild your credit
ARE you sick and tired of being in debt and having bad credit? Do you want to start over but simply don’t know where to begin? Is filing bankruptcy an…
Worried about debt? Celebrate advent and the birth of our Lord
PEOPLE in the Christian countries celebrate advent and the birth of our Lord Jesus Christ as Christmas. The birth of our Savior is the most significant fact in the history…
What to do when a loved ones dies
WHAT to do immediately -Gather family members. Plan, organize, delegate. Agree on main contact person. -Prepare lists of records to gather, tasks to do, people to contact. Establish responsibilities. -Establish…
How much wages are recoverable when employees are wrongfully terminated?
ALFREDO Villacorta, a Filipino mechanical engineer, worked as a maintenance planner at Cemex Cement, Inc., a large cement production company with a plant in Victorville. Villacorta transferred to Victorville from…
Why excessive debt stops you from having the life you want
Not all debts are bad debts. While it is true that too much of any debt may be detrimental to your financial health, it doesn’t mean that all debt is…
3 dental tips if you have a cold or the flu
WHEN the cold and flu season strikes, your teeth are probably the last thing you’re thinking about as you reach for another tissue! But there ARE some things related to that…
Debt problems? Think of Elijah vs Prophets of Baal & Asherah
BOXING fans think that only Pacquiao vs. his current foe is the thing to watch. Basketball fans think it’s Kobe vs. whoever. So, Elijah who was a great prophet of…
S Corporations
S CORPORATION is a corporation that has elected to be taxed under Subchapter S of the Internal Revenue Code. This type of entity enjoys both the limited liability of corporations…
Employees lose money if employers round down work hours
Q. I USUALLY clock into work 30 minutes early or clock out 30 minutes late because we are required to do preliminary or clean up before and after our normal…
Chapter 13: Are your monthly debt payments stressing you out?
Do you intend to pay your creditors every month but just can’t do it no matter how hard you try because your income is simply not enough? There is a…