5th Case Report of California Certified PA (Public Insurance Adjuster) Jae Park; Apartment Complex Sustained Fire Damage & Co-Insurance Penalty. In the spring of 2012, a fire broke out in…
MANY people have the mistaken belief that back due income taxes cannot be discharged in bankruptcy because a debt owed to the Federal and State government cannot be wiped out….
THE Internal Revenue Service issued an alert about scams relating to Typhoon Haiyan (Yolanda in the Philippines). As you may have seen at CNN, Asian Journal, and other media, Haiyan…
SHARON Warehime worked as a claims adjuster for Farmers Insurance for four years. In June 2006, at the age of 61, she was terminated after coming back from a medical…
Are your growing debts starting to cause you sleepless nights? Are you trying hard to pay what you can every month but feel like you’re just running on a treadmill…
THE Bible has a strange story about a man being swallowed up by a whale. This man is Jonah. God, my God, the God of Moses and Israel, who sent…
IN A landmark case, the Supreme Court has held that a conviction for willfully filing a false tax return is a deportable offense under our immigration laws. It reached the…
Q: AS an onsite security guard, I am required to stay on the premises for 24 hours. My on-duty hours are from 6am to 6pm. I am off-duty and considered…
The decision to file bankruptcy is not an easy one but sometimes it’s the decision that could change your life for the better. When you are seriously in debt and…
The exact cause of canker sores is unknown. What we do know is that canker sores can be extremely bothersome! By better understanding some of the possible causes—and some treatment…
THE Israelites have just ended their 40 years of wandering about in the Sinai Desert after God delivered them from 400 years of bondage in Egypt. God, my God, the…
1. IRS wants you to keep good records to document your income and support your expenses. It does not require you to keep records in any specific manner, but there…
Q: I WORK as an assistant manager for a retail store. I am a salaried employee and exempt from overtime. Upper management requires me to multi-task and do the work…
Are you struggling with debt problems? Are you doing your best to pay but simply can’t? Have you thought of filing bankruptcy but are afraid that this might not be…
IT IS hard to imagine why you should not worry about your debt problems, right? Probably everyone reading this article thinks that the right thing to do if you have…
MORE employment laws were recently passed by California’s lawmakers. These include: New minimum wage laws to take effect in 2014 The new law raises the $8 an hour minimum wage…
MAKING the decision to file bankruptcy can be a painstaking process that most people put off until they realize that they have no other way out of debt. Unfortunately, however,…
Today, modern dentistry helps people keep their smiles for life DURING generations past, lost teeth were considered an inevitable consequence of aging. Now we know how to better care for…
WE worry about so many things that are not on the right track in our lives. We worry about our children and their future. We worry about our retirement. Are…
WHEN buying and selling real estate, there is always that inevitable question: how do you hold title? Remember that your choice can have dramatic impact on estate taxes, liability protection,…
THE struggle to help immigrant workers enforce their basic labor rights recently gained a major boost in California with the passage of new employment laws. Two laws are intended to…
Eight years ago, Congress passed new federal laws that made it tougher to file personal bankruptcy. This happened at a time when thousands of families were living in financial distress…
MANY debtors feel that their debt problems have placed them in a lions’ den because they feel that their debts will swallow them up alive. Every month every creditor must…
OUR column usually focuses on serious (and sometimes boring) subjects of tax and finance. Let’s depart from that dull setting and explore the lighter world of Murphy’s Law: 1. If…
ON Sept. 26, 2013, Gov. Jerry Brown signed into law a bill that entitles personal attendants, which include caregivers and nannies working in private households, to overtime pay if they…
With the proliferation of credit cards in our society, it’s not difficult for credit card debts to get out of hand. Once you’re caught in the credit card debt trap,…
NO doubt you’ve heard that vitamins and minerals are good for your overall health. But did you know that many of those same vitamins and minerals are very important to…
DEBT problems can become a recurring nightmare for debtors who think they can handle debt problems by themselves. I have told you many times before that if you have debt…
1. File Electronically – Consider filing electronically instead of using paper tax forms. If you file electronically and choose direct deposit, you will receive your refund faster. 2. Check social…
(Employer’s Verbal Disclosure of Employee’s Medical Condition May Be Illegal) MELISSA Ignat worked for Yum! Brands, the corporate parent of several fast-food franchises, such as Taco Bell, Pizza Hut, and…
