New California laws for 2015 Pt. 2
(Part 2 of 3) FRACKING Bans. California’s Mendocino and San Benito counties passed measures banning fracking, a practice in which high-pressure liquid is shot through a drill hole in the earth…
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Clients joyous over Chapter 13 discharge of $330K judgment with zero payment; GOP ponders position on Obama amnesty
Chapter 13 discharge of $330K judgment CLIENTS are young seniors in their early sixties who have good income at $200K annually. Both husband and wife are in the medical field….
Keeping your amazing tongue clean and healthy
TONGUES are remarkable engineering wonders. They help us nourish ourselves and clean our teeth. They’re a vital part of our oral and whole body health. How do we keep them…
The Risk Of Not Creating A Family Business Wealth Plan
“In a family business, it’s the third generation that presents the big problems. The first generation founds the company and has the drive and the dedication to move it forward….
Client surprised with wage garnishment despite statute of limitations; legal challenges to constitutionality of Obama amnesty
Statute of limitations CLIENT says that he owed about $50,000 of credit cards, which he stopped paying in 2007. But last month, he received a copy of a judgment for…
New California laws for 2015
(Part 1 of 3) BAN on Plastic Bags: New law requires that supermarkets and large pharmacies stop distributing plastic bags effective July 1, 2015. The ban will include convenience stores in…
Control over workers contradicts employer’s claim of independent contractor status
CLASSIFYING workers as ‘independent contractors’ (ICs) allows businesses to pass on the costs of running the business to workers. This ploy, however, did not fool the federal Court of Appeal…
You can find a way out of your debt problems
ARE you struggling with debt problems and don’t know what to do? Are you unable to sleep at night worrying about your finances? Has the idea of filing for bankruptcy…
Overcome your fears: Make your dream family business real this year!
Overcome your fears: Make your dream family business real this year! IT sounds and feels great to be born in a family that owns a business. If you are born…
Exclusion of gain from sale of home
“ Be careful when having your residence deeded to a living trust. Upon death, if the A/B trust splits into a trust (Survivor’s Trust A) and an irrevocable trust (Bypass…
The year in review: New employment laws in 2014
THE year 2014 has been an interesting time for employment law with the legislature and the courts defining additional protections to employees. The following are some of the laws that…
You can face your debt problems with dignity
IF you are experiencing debt problems, you may find it difficult to talk to other people about it to the point that you are not getting the help that you…
Connecting with your customer face-to-face
The holiday season is upon us and is my favorite time of the year! Not only do I get chance to catch up and have a feast with my family…
Chapter 13 plan confirmed but job loss imminent parents qualify for Obama amnesty
Chapter 13 confirmed ON DEC. 17, the court approved my client’s Chapter 13 case in Riverside. In Riverside, the 341 meetings presided by the Chapter 13 trustee are held in…
How do I report gambling winnings and losses?
• Gambling winnings are always taxable and must be reported on your tax return – with or without form W-2G. • Gambling income includes winnings from lotteries, raffles, horse and…
Consumer alert: How safe are your personal information online?
A JURY in Santa Clara County recently issued a verdict of $16.5 million against an online dating website service for disseminating members’ private information to thousands of websites that members did…
Why are so many people applying for loan modification again?
IF you’re one of the many people who got approved for loan modification many years ago under the HAMP Program, chances are that you obtained a low interest rate of…
How to love every photo taken of you
Are there holidays or special events coming up in your life? If so, chances are there are going to be lots of photos taken. Everyone has a camera now, right?…
More clarity on President Obama amnesty
IF YOU are thinking of a relative, friend or yourself who may possibly qualify for President Obama’s immigration amnesty, you are probably confused about how this immigration program works. This…
Is your gift taxable?
(Frequently-Asked Questions on Gift Tax) IF I receive a gift, do I have to pay a gift tax? No. The donee (recipient) is not responsible for paying the gift tax….
High court’s pro-employer ruling on unpaid hours may not affect California claims
WE previously reported on a case of warehouse employees at Integrity Staffing Solutions, Inc., a company which provides warehouse space and staffing to Amazon.com, who sued their employer in a…
Too much debt, not enough income?
ARE your growing debts causing you sleepless nights? Are you trying hard to pay what you can every month but feel like you’re just running on a treadmill? Do you…
Debt relief for divorced mom; Obama amnesty for adult child
CHAPTER 7 RELIEF FOR DIVORCED MOM Client is 48 years old and works as an accountant for a business. Her salary is $60,000 a month. Her marriage ended two years…
The son rises: The business values of Anthoni Salim
(Part 2 of 2) “Don’t’ be Afraid To Hire Professionals” The Salim Group It is one of Indonesia’s biggest conglomerate with assets including Indofood Sukses Makmur, the world’s largest instant…
Client with large credit card debt used to pay college expenses of children seeks debt relief
FOR those with children in high school, the next big expense item they can look forward to, or shall we say, worry about are the college expenses that are just…
Should you file a tax return even if you are not required to?
LET’S discuss reasons why you should consider filing, even you are not required to: • You expect a refund. You have credits that can generate a refund – from taxes…
Finding reprehensible conduct in employer’s gender and pregnancy discrimination
ROSARIO Juarez, a former female employee of AutoZone, Inc., the auto-parts retailer, sued her employer for discriminating against her because she was a woman, for demoting her after learning she…
To people facing a mountain of debt that they can’t pay
ARE you facing a mountain of debt that you can’t pay and don’t know what to do about it? Perhaps this situation is causing you a lot of sleepless nights…
Don’t let your insurance benefits go to waste
THE end of the year is fast approaching! Before year’s end, our team wants to remind you to take a look at your dental insurance benefits. Insurance benefits typically don’t roll over…
12 tips in submitting offers in compromise (OIC) to the IRS
“ If you file for bankruptcy, timing is critical. The IRS cannot and will not entertain your OIC after you file bankruptcy.” AN offer in compromise (OIC) allows you to…