PEOPLE with diabetes are mindful of their bodies’ feedback. Effective diabetes management requires frequent blood sugar checks, careful dietary planning, and close monitoring of other symptoms. But with all the things…
Decides future wages belong to debtor when chapter 13 is converted to chapter 7 IMAGINE that you are a Chapter 13 debtor with a 5-year reorganization plan. In this plan, you…
Q: I WORK for a temp agency as an hourly employee and I recently got sick. I asked the employer if I was entitled to paid sick leave. I was…
Choosing the proper entity for your business (Part 1 of 5) YOU have decided to go into business for yourself. Should you operate as a sole proprietorship, partnership, corporation, LLC, or…
IF you are searching for debt reduction solutions, no doubt you’ve been inundated with advertisements for various debt management programs, companies and solutions. The choices seem confusing to the average…
WHILE we endeavor to help our patients aoid tooth problems, with the reality is that by the time many people get to the dentist, they are already experiencing symptoms of…
Credit cards with $50K judgment liens attempt to force sale of client’s residence Client No. 1 CLIENT is 82 and recently widowed. She now lives with her daughter who takes…
Q: SEVERAL days ago, I was terminated from work. To add insult to injury, my employer has not given me my final pay. When I called to ask the status…
YOU have just received an invitation to the offices of the Internal Revenue Service. They want to examine your return. Don’t panic. All these years, you have stashed funds for…
THE last few years have been financially difficult for a lot of people. When the real estate marked crashed a few years ago, millions of people found themselves with a…
CHEWING is the first step in digestion, but chewing our food only enough to swallow it down doesn’t count. If you’re rushing proper chewing—especially if it’s due to dental distress—you’re robbing yourself…
Working senior seeks to discharge $60K personal loans; Trustee wants explanation of how client used $180K “ Sometimes daughters get married to men who are able to convince daughters that…
ELAINE Allyn has worked as the Director of Educational Technology for Fallbrook Union Elementary School District in San Diego County for about 18 years. In early August 2011, Allyn’s boss,…
THIS is a common scenario. You’re in debt and you know that you need to do something about it because your financial situation continues to get worse month after month….
CHILD Tax Credit allows you to reduce your federal income tax by a maximum amount of $1,000 for each qualifying child through age 16. A qualifying child is someone who…
Spouses need to be joint debtors from start of case “ It’s safer for the late filing spouse to file her own case so both cases will succeed. But with…
SHOULD you attend an IRS audit? Yes, I mean, you – your own audit. Well, you don’t have to. This is always a strategic question that should be discussed at…
Why workers should fight for employee status “UBER driver deemed employee by Labor Commissioner” is a headline. Why should this matter? Because employees receive more, in terms of pay, and…
Senior needs chapter 13 to handle IRS and unsecured debt of $40K Client No. 1 CLIENT is 57. When he comes to see me, he tells me that he has just…
YOU have just lost an audit and have decided to bring your case before the appeals office of the IRS. You have learned the basics of the appeals process and…
CUSTOMERS give tips in appreciation for the service of waiters, bellboys, hotel maids, valets, drivers, and even performers who sing and dance. Can employers demand a share of these tips…
NO one ever wants face a debt crisis but at one time or another in your life, you may have to deal with one. Having debt problems does not make…
Did you know that email is the number 1 digital platform to generate qualified leads? For some, you might associate email with unwanted spam. Nobody wants unsolicited mail just like…
Good samaritan client seeks to discharge $2o,ooo lawsuit; Senior seeks solution for wrongful death $1.0M lawsuit “ Only 10% of California foreclosures are judicial. 90% of foreclosures are extrajudicial where…
THERE are three basic types of audits: correspondence, office, and field examinations. Correspondence audits are the simplest ones – W2s, 1099s and other items that can be easily resolved by…
Q: MY employer has been sued in a class action by another employee who is trying to collect unpaid wages. All the employees, including me, received a Notice from an…
AS we go through life, we are likely to encounter several bumps along the way. This is especially true when it comes to our finances. I’m sure you’ve heard of…
HAVE you wondered what the numbers mean that a hygienist calls out while examining your gums? They’re readings of the gum pocket depths in your mouth, and they’re an important part of monitoring…
Court allows postpetition creditor client to deny discharge of debtor Client No. 1 CLIENT is 74. She was married to her husband for 30 years. Husband was a lot older…
Court allows postpetition creditor client to deny discharge of debtor Client No. 1 CLIENT is 74. She was married to her husband for 30 years. Husband was a lot older…
